USDA VS FHA in Fairway, Johnson County, KS

In 2025, the USDA loan limit in Fairway, situated in the county of Johnson, KS, reaches $345,000, whereas the FHA limit for a single-family residence is $472,030.

The Lendersa® USDA loan calculator is a resource for comparing today's top USDA versus FHA rates. It aids in evaluating income criteria, credit requirements, reserves, and essential documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side, assisting you in determining which program in Alabama suits your financial needs.

Compare loan offers from a variety of 100 lenders

Loan limits and down payment requirements for 2025 in Fairway, Johnson county, KS

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Understanding USDA and FHA Loan Choices in Fairway, KS

Lendersa® is dedicated to quickly and easily obtaining the ideal USDA or FHA loan for you. Begin with one of the three available pathways to connect with compatible lenders and USDA loan options.

Lendersa USDA loan request and matching results

Explaining USDA Loans in KS

The USDA home loan is a government-backed loan provided by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, primarily available in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Financial Mortgage Services LLC
  • 10977 Granada Lane, Suite 225, Overland Park, KS, 66211
  • First Financial Mortgage Services can really save you money. You will provide information about your employment, assets, and residence history. With your permission, we will run your credit score and report. After we've finished reviewing the provided information, we'll provide a pre-qualification letter.
  • ONE Advisory Partners
  • 5440 W. 110th Street, Building 2, Suite 300, Overland Park, KS, 66211
  • ONE Advisory Partners is an SEC-registered investment advisor focused on making our clients’ lives better. We handle the heavy lifting of your financial life so you can focus on the things that matter the most to you. We saw a need for robust wealth advice for real people, so we apply the best practices we learned from helping large institutional.
  • Community Lending of America, Inc.
  • 6900 College Blvd, Suite 740, Overland Park, KS, 66211
  • Community Lending of America focuses on local referral based relationships. Each client receives personal service unlike any competitor in the region. The decision of mortgage financing should depend on personal goals and current market conditions, this is not the same for all borrower's.
  • Kansas City Credit Union
  • 5110 Ararat Drive, Kansas City, MO, 64129
  • We are growing and are currently looking to fill positions to help us expand our business focused team. To see what jobs are currently available and to join the KCCU family click the following link: http://www.kccu.net/careers.html Kansas City Credit Union began more than 75 years ago, in 1940, serving the employees of Kansas City, MO
  • KC Fairfax Federal Credit Union
  • 104 Sunshine Road, Kansas City, KS, 66115
  • KC Fairfax FCU is owned and democratically controlled by our members. KC Fairfax FCU is safe. Deposits are insured up to $250,000 and strives to improve the economic well-being of our members. For over 66 years, KC Fairfax FCU has been committed to providing lost-cost loans and fair return on savings to our members.
  • Affinity Mortgage LLC
  • 8725 Rosehill Road, Suite 109, Lenexa, KS, 66215
  • Affinity Mortgage provides borrowers from across America with some of the best VA, FHA, Conventional and Jumbo mortgages anywhere. And our staff of friendly and dedicated mortgage professionals are ready to make your home purchase or refinance a seamless transaction.We our known for our great Conventional, VA, FHA, USDA and more
  • Peak Asset Lending
  • 11289 Strang Line Rd, Lenexa, KS, 66215
  • Peak Asset Lending is a direct private money lender for residential properties in 25 states across The USA. With over $150 million in loans closed since our inception, we strive to provide our clients with swift and efficient funding for their real estate needs. Our loan types include purchase, refinance, cash out, fix and flip
  • Kendall Bank
  • 11225 College Blvd, Suite 150, Overland Park, KS, 66210
  • For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals. Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology
  • Caffrey & Co LLC
  • 11225 College Blvd, Suite 125, Overland Park, KS, 66210
  • Caffrey & Company LLC is a full service commercial mortgage broker who will work for you to achieve your commercial real estate financing goals. We specialize in commercial real estate loans from $1, 000, 000 and up for acquisition or refinancing of Apartment Building Loans, Shopping Centers Loans, Mixed-use, Office Building Financing etc.
  • FIRST FEDERAL BANK of KANSAS CITY
  • 6900 N. Executive Drive, Kansas City, MO, 66210
  • We are First Federal Bank of Kansas City, and our mission is helping the people and communities we serve build a brighter financial future. That means being the community banking leader in providing customer-focused products, insight and encouragement. It's a purpose bigger than profit. By promoting the power of homeownership
  • Mortgage Enterprises
  • 10955 Lowell, Suite 510, Overland Park, KS, 66210
  • At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.