USDA Vs. FHA Pro and Con comparison in Roeland-Park, Johnson County, KS

In the year 2025, the USDA loan limit in Roeland-Park, within the county of Johnson, KS, amounts to $311,800, while the FHA limit for a single-family dwelling is $389,850.

To compare today's best rates between USDA and FHA, use the Lendersa® USDA loan calculator. This tool helps you assess necessary income, credit, financial reserves, and required documentation for qualification. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA options to assist you in deciding the most suitable program for your financial scenario in .

Examine loan proposals from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Roeland-Park, Johnson County, KS

Loan Category Maximum Loan Down Payment Required
USDA $311,800 0%
FHA $389,850 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Roeland-Park, KS

The objective of Lendersa® is to promptly get you the optimal USDA or FHA loan with minimal hassle. Proceed with any of the three approaches to match with suitable lenders and USDA loan options.

Lendersa USDA loan request and results

Understanding USDA Loans in KS

A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is intended solely for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Global Fox Financial
  • 2511 Buddy Owens Blvd, Suite A, McAllen, TX, 78504
  • Global Fox Financial is a private commercial real estate lender and structured finance company that offers financing to borrowers directly and through a network of finance professionals. Global Fox Financial is additionally a partner of Rio Grande Capital LLC, our account receivable brokerage. We feature a variety of commercial loan programs.
  • Diversified Lending Group
  • 5412 N. 10th St, McAllen, TX, 78504
  • Joe Cuellar, Branch Manager for Castle & Cooke Mortgage in McAllen, Texas, truly knows the ins-and-outs of the mortgage business! Whether clients are seeking alternative ways of generating income through investing in real estate or are simply looking for a home mortgage, Joe is the guy to see. With more than 30 years in the financial
  • A.A. Genesis Investments, LLC
  • 1012 Martin Avenue, Suite C, McAllen, TX, 78504
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage Pros
  • 5801 N 10th St, Suite 300, McAllen, TX, 78504
  • Mortgage Pros is a mortgage provider, supported by Directions Equity LLC, and based in McAllen TX. We provide residential financing for the purchase or refinancing of residential real estate.We’re a group of highly experienced mortgage professionals. Every team member has extensive mortgage experience and expertise.
  • NC Press Association Federal Credit Union
  • 119 N Salisbury Street, Raleigh, NC, 27603
  • NCPA Federal Credit Union has been open since 1984. The credit union has assets totaling $12.17 Million and provides banking services to more than 1, 000 members. The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
  • Local Government Federal Credit Union
  • 323 West Jones Street, Suite 600, Raleigh, NC, 27603
  • Local Government Federal Credit Union (LGFCU) is a not-for-profit, member-owned financial cooperative established to serve the financial needs of local government employees, elected and appointed officials, volunteers and their families. Our full range of financial services are created specifically to improve the lives of our members.
  • Simple Commercial Capital
  • 223 South West Street, Raleigh, NC, 27603
  • Simple Commercial Capital is a boutique capital advisory firm founded in NYC, now headquartered in Raleigh, NC. We provide bespoke lending solutions to commercial real estate owners, investors and developers nationwide. Our 26 years of experience and extensive lender relationships allow us to structure out-of-the-box debt
  • Patriot Federal Credit Union
  • 800 Wayne Ave, Chambersburg, PA, 17201
  • Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.
  • JET Mortgage Services, LLC.
  • 1972 Wenger Lane, Chambersburg, PA, 17201
  • JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!