In the year 2026, the USDA loan limit in Roeland-Park, within the county of Johnson, KS, amounts to $311,800, while the FHA limit for a single-family dwelling is $389,850.
To compare today's best rates between USDA and FHA, use the Lendersa® USDA loan calculator. This tool helps you assess necessary income, credit, financial reserves, and required documentation for qualification. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA options to assist you in deciding the most suitable program for your financial scenario in
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| Loan Category | Maximum Loan | Down Payment Required | |
| USDA | $311,800 | 0% | |
| FHA | $389,850 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The objective of Lendersa® is to promptly get you the optimal USDA or FHA loan with minimal hassle. Proceed with any of the three approaches to match with suitable lenders and USDA loan options.
A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is intended solely for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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