USDA Vs. FHA Pro and Con comparison in Roeland-Park, Johnson County, KS

In the year 2025, the USDA loan limit in Roeland-Park, within the county of Johnson, KS, amounts to $311,800, while the FHA limit for a single-family dwelling is $389,850.

To compare today's best rates between USDA and FHA, use the Lendersa® USDA loan calculator. This tool helps you assess necessary income, credit, financial reserves, and required documentation for qualification. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA options to assist you in deciding the most suitable program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Roeland-Park, Johnson County, KS

Loan Category Maximum Loan Down Payment Required
USDA $311,800 0%
FHA $389,850 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Roeland-Park, KS

The objective of Lendersa® is to promptly get you the optimal USDA or FHA loan with minimal hassle. Proceed with any of the three approaches to match with suitable lenders and USDA loan options.

Lendersa USDA loan request and results

Understanding USDA Loans in KS

A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is intended solely for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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