USDA VS FHA in Wamego, Pottawatomie County, KS

As of 2025, the USDA loan limit in Wamego, county of Pottawatomie, KS, stands at $336,500, whereas the FHA cap for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to explore today's prominent USDA and FHA rates. This aids in identifying the necessary income, credit status, reserves, and documents required to qualify. Using our sophisticated mortgage calculator, you can contrast USDA, FHA, Conforming, and VA loans side by side, empowering you to select the program best suited to your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Wamego, Pottawatomie County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Wamego, KS

Lendersa® aims to promptly connect you with the most fitting USDA or FHA loan without hassle. Choose one of the three starting points to match with compatible lenders and understand USDA loan options.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in KS

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusively available for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Columbine Federal Credit Union
  • 4902 E Dry Creek Rd, Centennial, CO, 80122
  • Columbine Federal Credit Union, we want to give you the service & products you will appreciate. All credit unions are member-owned, not-for-profit financial cooperatives. Our not-for-profit status allows us to offer better savings rates, lower loan rates & lower fees. Once you become a member of Columbine, you are also an owner of the credit union.
  • Arapahoe Credit Union
  • 3999 E. Arapahoe Rd, Centennial, CO, 80122
  • Arapahoe Credit Union is the Colorado alternative to typical banking. We are not-for-profit, without sales quotas, and put our staff and members first. This allows us to offer a work culture that is worlds away from large banks. We are family-first, inclusive, and prize the personal priorities of our staff.
  • Silver Leaf Mortgage Inc
  • 6972 South Vine Street, Suite 366, Centennial, CO, 80122
  • Silver Leaf Mortgage, we want to serve you well. It is our passion to handle your loan like you are family. We will go above and beyond to complete every aspect of the loan process as quickly and easily as possible. We are your local reverse mortgage experts. Reverse Mortgage Insight ranked us in the TOP 50 Reverse Mortgage originators.
  • Colorado One Mortgage
  • 7950 Lincoln Street, Suite 115, Littleton, CO, 80122
  • Since founding Colorado One Mortgage in 2001, my team and I have been providing concierge level service to homeowners all across Colorado's front range. I treat your loan as if it were my own, and leverage 20 years of experience and technical understanding of markets to get you the lowest rate and fees.When you're ready to stop overpaying the bank.
  • Liberty Lending Group
  • 7500 South University Blvd, Suite 102, Centennial, CO, 80122
  • Liberty Mortgage Group has been specializing in residential financing for Colorado borrowers since 1999. Unlike big banks that have "order takers" helping with your loan, we have highly skilled loan consultants who are experts at finding the mortgage that makes the most sense for your homebuying or refinancing scenario.
  • Access Equity Corp
  • 7950 S Lincoln St, Suite 109, Littleton, CO, 80122
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Canals & Trails Credit Union
  • 838 S State Street, Lockport, IL, 60441
  • Canals & Trails Credit Union was established in 1959 as Lockport Schools Credit Union. As the community of Lockport grew and the population expanded, Lockport Schools Credit Union changed its name to Tri-Township Schools Federal Credit Union. In addition to serving school districts in Lockport, Romeoville, Bolingbrook, Crest Hill, Homer Glen
  • PARLAY MORTGAGE & PROPERTY, INC
  • 16612 W. 159th St, Suite 201, Lockport, IL, 60441
  • Parlay Mortgage & Property, where we are constantly striving to make a complicated process a little bit better. We offer all types of mortgage products including, but not limited to, Conventional, FHA, VA, Purchase, Refinance, Fresh Start (recent bankruptcy, foreclosure or short sale) and First-time Homebuyer
  • Your Better Loan LLC
  • 5134 East 119th Way, Thornton, CO, 80233
  • Your Better Loan LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Above & Beyond Mortgage Loans Inc
  • 2200 East 104th Avenue, Suite 101, Thornton, CO, 80233
  • Above & Beyond Mortgage Loans, Inc., and our mortgage consultants all share the same common goal: to provide individuals and families with excellence in the process of a mortgage loan. Rest assured that Above & Beyond will fully educate you from start to finish on the loan process.