USDA and FHA Pro and Con in Wamego, Pottawatomie County, KS

As of 2025, the USDA loan limit in Wamego, county of Pottawatomie, KS, stands at $336,500, whereas the FHA cap for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to explore today's prominent USDA and FHA rates. This aids in identifying the necessary income, credit status, reserves, and documents required to qualify. Using our sophisticated mortgage calculator, you can contrast USDA, FHA, Conforming, and VA loans side by side, empowering you to select the program best suited to your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Wamego, Pottawatomie County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Wamego, KS

Lendersa® aims to promptly connect you with the most fitting USDA or FHA loan without hassle. Choose one of the three starting points to match with compatible lenders and understand USDA loan options.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in KS

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusively available for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Point Breeze Credit Union offers easy, reliable banking by helping you save time and money. We put our members first and endeavor to make your life easier through friendly, convenient service that makes banking feel less like a chore. As a Point Breeze member, you can expect a warm welcome and a hassle-free experience.
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