USDA Loan Vs. FHA loan for Hugoton, KS 2025

For 2025, the USDA loan cap in Hugoton, situated in Stevens county, KS, is $336,500, whereas the limit for FHA loans stands at $472,030 for single-family homes.

Leverage the Lendersa® USDA loan calculator to contrast today's foremost USDA and FHA rates. This tool aids you in understanding the income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to visualize USDA, FHA, Conforming, and VA programs side-by-side, enabling you to determine which option in Alabama best meets your financial profile.

Exploring USDA and FHA Loan Alternatives in Hugoton, KS

At Lendersa®, our mission is to secure the best possible USDA or FHA loan for you swiftly and without complication. Choose one of three options to connect with suitable lenders and USDA loan plans.

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Understanding USDA Loans in KS

The USDA home loan, guaranteed by the U.S. Department of Agriculture, is commonly called a USDA rural development loan or USDA mortgage, available primarily in rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

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(270) 575-2776 Lender's profile and map Reviews WBH Employees Federal Credit Union 2501 Broadway, Paducah, KY, 42001 Since 1955, WBH Employees Federal Credit Union has been serving members with first-class financial services and products. As a member-owned and not-for-profit financial cooperative, the Credit Union operates for just one purpose; to serve the needs of its members-owners. It is this common-bond,
(270) 575-5711 Lender's profile and map Reviews Paducah Bank 555 Jefferson Street, Paducah, KY, 42001 Paducah Bank is the only locally-owned community bank in Paducah, Kentucky, and is the top small business lender and top mortgage lender in its market. Paducah Bank was named the Best Place to Work in Kentucky among medium-sized companies in 2006 by the Kentucky Chamber of Commerce and the Kentucky Society for Human Resource Management.
(651) 765-4132 Lender's profile and map Reviews Catholic United Financial Credit Union 3499 Lexington Avenue N, Saint Paul, MN, 55126 We are a not-for-profit financial cooperative, owned by its members. Our mission is to build lifelong relationships that enhance the financial lives of our members and Catholic communities. At the turn of the 21st century, the Board of Directors of Catholic United Financial approved the establishment of a member-owned credit union.
(651) 777-7700 Lender's profile and map Reviews Premier Banks 2866 White Bear Avenue, Saint Paul, MN, 55109 Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.
(651) 770-7000 Lender's profile and map Reviews Ideal Credit Union 2401 N McKnight Rd N, Saint Paul, MN, 55109 Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind that members come first.
(815) 625-1110 Lender's profile and map Reviews Community State Bank of Rock Falls 1801 First Avenue, Rock Falls, IL, 61071 Community State Bank is a banking organization consisting of several "community banks" branches & financial service companies within northwest Illinois.CSB employees provide prompt, courteous and professional banking services that exceed the expectations of it's customers. COMMUNITY STATE BANK'S employees provide prompt, courteous.
(507) 457-1100 Lender's profile and map Reviews Merchants Bank 102 East Third Street, Winona, MN, 55987 We're ready to be your trusted advisor, your partner, and join you every step of the way as we work toward your financial goals, hopes and dreams together. We understand that when our community succeeds, we all do. Part of that comes from being employee-owned. For nearly 150 years we’ve been committed to serving our partners and the communities.
(507) 494-9308 Lender's profile and map Reviews WNB Financial 204 Main St, Winona, MN, 55987 WNB Financial, N.A. More than a bank. Member FDIC. Equal Housing Lender. We offer the products and services you expect from your bank: checking, savings, personal and home loans, and highly-qualified experts in business banking, trust, retirement planning, and financial advising. With electronic options, a community focus.
(763) 267-6300 Lender's profile and map Reviews Teamsters Credit Union. 9422 Ulysses Street NE, Suite 140, Blaine, MN, 55434 Teamsters Credit Union offers a range of financial accounts including Share Savings, Checking, Money Market, Certificates of Deposit, Holiday Club, and Vacation and we are a member-owned, volunteer directed, not-for-profit cooperative dedicated to improving our members' lives. As a result, deposit accounts generally receive higher dividends
(218) 826-6112 Lender's profile and map Reviews Farmers State Bank of Underwood 110 Main St, Underwood, MN, 56586 Farmers State Bank is a locally owned, independent, community bank. We have four locations to better serve our customers. Our main office is located in Underwood, MN, and three branches are located in Dalton, Rothsay, and Fergus Falls, MN. Our officers, directors, and staff all live and work in our local communities.
(651) 739-8080 Lender's profile and map Reviews Novation Credit Union, 500 Imperial Avenue, Oakdale, MN, 55128 Novation is not like all of the other financial institutions who are open to serve anyone. We were chartered in 1954 by eight 3Mers for the purpose of providing attractive financial solutions to 3M employees, retirees, and their family members. This is still our mission and our success over the years proves it - we have grown to over $230 million
(651) 332-5200 Lender's profile and map Reviews Platinum Bank 7667 Tenth Street North, Oakdale, MN, 55128 We understand your challenges, because we, too, are a growth-oriented business. Our business-savvy professionals offer advice and insights that you will likely find unique to the business banking world. You know your business better than anyone, and Platinum Bank respects and appreciates this.