USDA Vs. FHA Pro and Con comparison in Hugoton, Stevens County, KS
For 2025, the USDA loan cap in Hugoton, situated in Stevens county, KS, is $336,500, whereas the limit for FHA loans stands at $472,030 for single-family homes.
Leverage the Lendersa® USDA loan calculator to contrast today's foremost USDA and FHA rates. This tool aids you in understanding the income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to visualize USDA, FHA, Conforming, and VA programs side-by-side, enabling you to determine which option in Alabama best meets your financial profile.
2025 loan thresholds and down payment specifics in Hugoton, Stevens County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Hugoton, KS
At Lendersa®, our mission is to secure the best possible USDA or FHA loan for you swiftly and without complication. Choose one of three options to connect with suitable lenders and USDA loan plans.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is commonly called a USDA rural development loan or USDA mortgage, available primarily in rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
2183 Fairview Road, Unit 217-D, Costa Mesa, CA, 92627
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"We provide buy-side, sell-side and market infrastructure firms with a full-service offering, including systems integration and technology consulting services, to assist in delivering high performance trading and settlement
More than 25 years of experience working in the industry has enabled us to build our services"
Experience is critical when you choose a mortgage professional. Ken Greene obtained his real estate salespersons license in 1994 and his brokers license in 2004 (NMLS 234239). He is the licensed broker and President of KenLends.com (NMLS 337762). en is a seasoned veteran in the mortgage broker business.
Khosravi Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
301 East 17th Street, Suite 209, Costa Mesa, CA, 92627
Laguna Equity Funding Inc is a full service mortgage company that has one goal in mind, customer satisfaction. We do not need to be the biggest, only the best. We strive to treat every customer like a member of our own families and be sure we place them with the proper loan for their unique needs.
170 East 17th Street, Suite 200E, Costa Mesa, CA, 92627
Mark has been a licensed Mortgage Broker and Realtor since 1997. As owner of Ingram Company Realty & Mortgage, he specializes in first time buyers and works within all aspects of the mortgage industry to successfully find the right product for his clients. he worked as a Controller for a manufacturing company in Huntington Beach
1901 Newport Boulevard Suite 350, Costa Mesa, CA, 92627
Triple Crown Funding deals directly with investors to fund private money loans. We are based in Orange County California and our executive team has spent many years building up our established network of private money investors. We work with mortgage brokers, bankers, real estate professionals and investors.
It has been Broker/Owner Corey Kohnke’ s dreams to open a Private Real Estate Investment Company. That dream is now here. Meet BN Loans Inc. – a private lender for real estate investors. We offer great customer service that allows our borrowers’ to focus on acquisitions and current projects.
Mega Bank is a Chinese American community bank opening for business in February 2008. Our board of directors is composed of experienced bankers who have had successful careers with community banks in the San Gabriel Valley. Five of our board members are former bank directors and three of them served as bank presidents and chief executive officers.
Founded in 2006 by a group of business entrepreneurs & professionals in Los Angeles & Orange Counties,Pacific Alliance Bank is a California state-chartered bank serving communities in Southern CA.We are a full-service bank focused on building relationships by delivering personal, commercial & lending products & services that best serve our clients.
Valley Oak Credit Union is a testament to the philosophy on which all credit unions are based, the "people helping people" principle. Established in 1944 by a local co-op grocer, George Burcham, in idyllic Three Rivers, California, Valley Oak Credit Union was established to serve the agricultural workers of Tulare County and its communities.
