USDA and FHA Pro and Con in Monticello, Wayne County, KY
In 2025, USDA loan limit in Monticello, county of Wayne, KY is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Monticello, county of Wayne, KY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Monticello, KY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
The Credit Union was established as The Wilkes-Barre Federal Credit Union on March 7, 1936 for employees of the Wilkes-Barre Post Office and other Luzerne County Post Offices. It wasn’t until 1970 that Corner Post FCU opened its first office on a part-time basis. In 1971, we reached a major milestone of our first million dollars in assets.
Home Loan Arrangers Providing solutions for home loans for all loan types: Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow Holdback, FHA Escrow Holdback. Purchases and Refinances. Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow.
5235 Florida Blvd, Suite G, Baton Rouge, LA, 70806
American Thrift & Finance Plan Inc provides consumer finance services. The Company provides loan to consumers and financial planning services. Since 1953, American Thrift and State-Farm Acceptance have been proudly meeting the lending needs of New Orleans, Baton Rouge, Northshore and the River Region.
Bayou Federal Credit Union has been open since 1954. The credit union has assets totaling $81.18 Million and provides banking services to more than 8, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
Preferred Credit Inc. prides itself on the knowledge and professionalism that we provide when assisting you. Our main goal is to say yes when you apply for a loan. We want to make our process as easy for you as possible. You can stop by when it is convenient for you or you can give us a call and we can do the application over the phone.
5235 Florida Blvd, Suite H, Baton Rouge, LA, 70806
For over 35 years, Crown Financial has served the local community with pride. We accredit our success to the highest level of customer service and lasting customer relationships. Please explore our site to discover more about what we have to offer, and allow our experienced professional staff to assist you with all of your financial needs.
LH Lending LLC holds itself to extremely high standards of integrity, professionalism and customer service. The purchase of a new home is an important decision, and LH Lending LLC is committed to making the financing of your new home straightforward and comfortable. We also take pride in making sure refinance transactions
7341 Jefferson Highway, Suite K, Baton Rouge, LA, 70806
A custom mortgage tailored to you means a fast and hassle-free home loan. Plus save time & money while we shop over 100 lenders & banks to get you the best deal. Many folks that come to us looking for a mortgage are tired. They're tired of filling out multiple applications, tired of wasting time, & tired of being jerked around by the big banks.
3624 South Atlantic Avenue, Daytona Beach, FL, 32118
At Coastal Lending Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
At Utopia Home Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
