USDA Loan Vs. FHA loan for Crescent-Springs, KY 2025

In the year 2025, the USDA loan cap in Crescent-Springs within Kenton county, KY amounts to $285,000, whereas the limit for an FHA loan is $356,362 for a single-family abode.

Using the Lendersa® USDA loan comparison tool, you can evaluate the prevailing best rates of USDA versus FHA and ascertain the requisite income, credit score, reserves, and documentation to qualify. Our cutting-edge mortgage calculator presents you with a side-by-side view of USDA, FHA, Conforming, and VA options to assist you in choosing the optimal program in tailored for your financial needs.

Discovering USDA and FHA loan possibilities in Crescent-Springs, KY

Lendersa® is dedicated to facilitating the acquisition of the best possible USDA or FHA loan rapidly and seamlessly. Opt for one of three initial pathways that connect you with suitable lenders and USDA loan packages.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

A USDA loan, endorsed by the U.S. Department of Agriculture — also known as a USDA rural development loan or USDA mortgage — is accessible solely in rural locales. It contrasts with FHA loans as it requires no down payment, whereas FHA loans mandate a minimum down payment of 3.5%.

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(614) 261-0650 Lender's profile and map Reviews SMART Federal Credit Union 3454 North High Street, Columbus, OH, 43214 SMART Federal Credit Union is a not-for-profit organization designed to meet the needs of ALL school employees and retired teachers in Franklin County and select surrounding counties. SMART was established in 1952 by a local principal, Ms. Edna Windom, to bring local teachers the same banking needs a bank offers WITHOUT the unnecessary fees.
(614) 777-0000 Lender's profile and map Reviews Machine Tool Financing 829 Bethel Road, Suite 101, Columbus, OH, 43214 Machine tool financing made simple, fast & affordable. We offer one of the best machine tool financing programs in the country. All of our machine tool financing starts with our one-page application. Looking at a used machine? No problem. We finance new and used machine tools every day.
(317) 846-4663 Lender's profile and map Reviews My Mortgage Quest Inc 1719 Sycamore Drive, Plainfield, IN, 46168 My Mortgage Quest, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.
(317) 837-8000 Lender's profile and map Reviews 1st Choice Services, Inc 2680 E. Main St, Suite 325, Plainfield, IN, 46168 At 1st Choice Services, Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
(614) 432-9021 Lender's profile and map Reviews Household Mortgage Solutions USA, Inc. 2016 Minnesota Ave, Columbus, OH, 43211 Household Mortgage Solutions USA, Inc. is a private intermediary offering traditional commercial financing as well as fast & creative bridge & hard money loans. We service all major MSAs in the continental U.S. Since 2006, we have assisted clients with over $200, 000, 000 in commercial loans!
(606) 329-7876 Lender's profile and map Reviews Members Choice Credit Union 145 Russell Road, Ashland, KY, 41101 Members Choice Credit Union opened its doors in 1932, as Armco Employees Credit Union. In 1989, we moved to our Russell Road location so we could properly facilitate our member's needs. In the early 1990's, our credit union began to grow and we began offering our services to additional employee groups.
(606) 324-0888 Lender's profile and map Reviews Bluegrass Community Credit Union 2321 Carter Avenue, Ashland, KY, 41101 Our credit union was chartered on October 23, 1958. On August 23, 2004, we received our community charter. With our community charter, we are now able to offer membership to anyone who lives, works, or worships in Boyd County, Kentucky. The Credit Union is governed by an elected Board of Directors who volunteer their time.
(800) 282-7762 Lender's profile and map Reviews Community Trust Bank 1544 Winchester Avenue, Ashland, KY, 41101 Community Trust Bank, founded in 1903 in Pikeville, Kentucky, currently serves the people and communities of Kentucky, West Virginia, and Tennessee and is celebrating 115 years of service! Community Trust Bank serves its customers in Kentucky with 70 banking locations across eastern, northeastern, central and south central Kentucky.
(606) 325-4500 Lender's profile and map Reviews EZ Mortgage Loans Inc. 2021 13th St., Ashland, KY, 41101 At EZ Mortgage Loans Inc., we'll assist you in obtaining the right loan for your rural home purchase. We will find a mortgage that's affordable and is a good match with your income, budget and home-ownership goals. Whether you are purchasing a property in Ohio or Kentucky, our experienced loan officers will guide you through the entire process.
(606) 329-5489 Lender's profile and map Reviews Ashland Credit Union 1300 Central Ave, Ashland, KY, 41101 Ashland Credit Union is a not-for-profit, member-owned, full-service financial institution that has been serving members throughout the United States since 1942.Ashland CU currently has four locations – a main headquarters in Ashland, KY, a public branch in Cottage Grove, MN, a private branch at Ashland Global Holdings in Dublin, OH.