USDA Vs. FHA Pro and Con comparison in Crescent-Springs, Kenton County, KY
In the year 2025, the USDA loan cap in Crescent-Springs within Kenton county, KY amounts to $285,000, whereas the limit for an FHA loan is $356,362 for a single-family abode.
Using the Lendersa® USDA loan comparison tool, you can evaluate the prevailing best rates of USDA versus FHA and ascertain the requisite income, credit score, reserves, and documentation to qualify. Our cutting-edge mortgage calculator presents you with a side-by-side view of USDA, FHA, Conforming, and VA options to assist you in choosing the optimal program in tailored for your financial needs.
Loan limits and down payment specifics for 2025 in Crescent-Springs, Kenton county, KY
Loan Category
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discovering USDA and FHA loan possibilities in Crescent-Springs, KY
Lendersa® is dedicated to facilitating the acquisition of the best possible USDA or FHA loan rapidly and seamlessly. Opt for one of three initial pathways that connect you with suitable lenders and USDA loan packages.
A USDA loan, endorsed by the U.S. Department of Agriculture — also known as a USDA rural development loan or USDA mortgage — is accessible solely in rural locales. It contrasts with FHA loans as it requires no down payment, whereas FHA loans mandate a minimum down payment of 3.5%.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
InterTrust Mortgage, L.L.C. is a full service, licensed mortgage broker. It is our commitment to offer only the highest quality professional service to our clients, Realtors and associates in related fields. Over the years, we have built a reputation of offering honest, ethical, and thorough service to our clients.
Security State Bank was established in 1932 in rural South Dakota and has been building strong client relationships ever since. We first opened our doors in Tyndall, SD, and have since expanded to Chancellor, Viborg, and across the border to Jackson and Heron Lake, MN. As a local Midwest business.
Wakefield Co-operative Bank is continually expanding our personal and business banking services, our residential and commercial lending, and our supplementary digital services to better enable our customers to manage their finances. We foresee great opportunity for deposit, lending, and financial services growth and are optimistic.
The Savings Bank is a community bank founded back in 1869 and is headquartered in Wakefield, Massachusetts in the heart of Middlesex County. TSB offers a complete range of both Commercial and Consumer banking products and has eight full-service branches. Member FDIC, Member DIF, and Equal Housing Lender.
Our mission is to offer to our members a pleasant experience while providing them access to the financial services that meet their changing needs.In the spirit of that Mission Statement, the Chelsea Employees Federal Credit Union is proud to offer our members access to Home Financial Services through this web site.
Boston Mortgage Services, LLC (BMS, LLC) was initiated in 2016. Founder and owner, Elba Rojas, has been in the mortgage and banking industry since the year 1993. Our business model is to ease the process of home purchasing for our clients. We are very happy to be here and serve you the best food possible.
Founded in 1926 and headquartered in Chelsea, Metro is a cooperative financial institution, owned and controlled by the members who use and benefit from our products and services. Since 1926, Metro Credit Union has been providing financial services to more than 200, 000 members in our communities throughout Massachusetts.
Patriot Mortgage Company is a family owned company that was established in 1992 to service the states of Massachusetts and New Hampshire. We believe potential home buyers and homeowners were in search of a broker who was willing to provide mortgage products and services suited for their specific individual needs.
10 Bremen Street, 2nd Floor, East Boston, MA, 02128
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
