In the year 2025, the USDA loan maximum in Crestview-Hills, situated in the county of Kenton, KY reaches $285,000, whereas for a single-family home, the FHA ceiling is $356,362.
Lendersa® USDA loan calculator is a tool you can use to assess and compare the prevailing USDA versus FHA rates. It helps in determining the necessary income, credit, reserves, and documentation to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, enabling you to choose the most suitable program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission at Lendersa® is to provide you with the optimal USDA or FHA loan quickly and effortlessly. Choose from one of three starting points to match you with lenders and relevant USDA loan offerings.
A USDA home loan is a government-secured mortgage by the U.S. Department of Agriculture, also known as a USDA rural development loan. It is exclusively available in rural areas, contrasting with FHA loans, which require a 3.5% minimum down payment, whereas USDA mortgages demand no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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