USDA VS FHA in Crestview-Hills, Kenton County, KY

In the year 2026, the USDA loan maximum in Crestview-Hills, situated in the county of Kenton, KY reaches $285,000, whereas for a single-family home, the FHA ceiling is $356,362.

Lendersa® USDA loan calculator is a tool you can use to assess and compare the prevailing USDA versus FHA rates. It helps in determining the necessary income, credit, reserves, and documentation to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, enabling you to choose the most suitable program in for your financial circumstances.

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Loan limits and down payment requirements for 2026 in Crestview-Hills, Kenton County, KY

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan options in Crestview-Hills, KY

The mission at Lendersa® is to provide you with the optimal USDA or FHA loan quickly and effortlessly. Choose from one of three starting points to match you with lenders and relevant USDA loan offerings.

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Understanding USDA Loans in KY

A USDA home loan is a government-secured mortgage by the U.S. Department of Agriculture, also known as a USDA rural development loan. It is exclusively available in rural areas, contrasting with FHA loans, which require a 3.5% minimum down payment, whereas USDA mortgages demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Polaris Home Funding Corp
  • 224 E Broadway, Unit E, Granville, OH, 43023
  • As a Professional Mortgage Advisor, We will help you achieve the results you desire. Together, you and we will define your needs and formulate a plan for achieving your financial objectives. We pledge that we will work hard to find you the perfect loan to meet your financial goals, and we won’t quit until the job is to your satisfaction.

  • Home National Bank
  • 117 E Main Street, Thorntown, IN, 46071
  • Since 1901, Home National Bank has been part of the community. Through the years, we have sought to meet the financial needs of customers. Home National Bank has a total of 175 shareholders and is widely held. The largest shareholder maintains 6% of the shares outstanding. We are truly a community bank with our ownership widely.

  • Fahey Bank
  • 127 North Main Street, Marion, OH, 43302
  • Fahey Bank has been known as a trusted community bank since 1865 – the same year the Civil War ended. Timothy Fahey established the bank in the back of his general store to meet the needs of his neighbors in Marion, Ohio. Fahey Bank is still rooted in Marion – in the same location where Fahey’s general store once stood.

  • Pillar Credit Union
  • 300 Barks Rd, Marion, OH, 43302
  • Pillar Credit Union is a member-owned and member-governed financial institution. Since its formation in 1960, we have grown into a full-service, not-for-profit financial cooperative Our friendly convenient services are available to anyone who works or lives in Marion, Morrow, Crawford, Wyandot, Richland, and Hancock County.

  • The Fort Jennings State Bank
  • 120 North Water St., Fort Jennings, OH, 45844
  • Leo J Wildenhaus was a teacher at Fort Jennings High School in Fort Jennings, Ohio, when he decided to pursue a career as a banker. He began working at a Coldwater Bank to learn the trade. In 1915 he started a bank in Darke County, Ohio, which was named Osgood State Bank, which remains in existence today.

  • Community First Bank, National Association
  • 118 East Lima Street, Forest, OH, 45843
  • We are a locally owned and controlled family oriented bank, dedicated to providing the best quality of professional banking services to small business, seniors, family farm, and community homeowners in the Forest, Kenton and Upper Sandusky areas. Community First Bank, N.A. provide the quality personal, business, and agricultural products you need.

  • Alliance Home Mortgage
  • 583 W Laurel Rd, Suite 4, London, KY, 40741
  • At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding

  • The Union Bank Co.
  • 105 Progressive Drive, Columbus Grove, OH, 45830
  • The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C

  • Citizens National Bank.
  • 102 S. Main Street, Bluffton, OH, 45817
  • Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.

  • Farmers Bank and Savings Company
  • 211 West Second Street, Pomeroy, OH, 45769
  • Established in 1904, Farmers Bank knows what it takes to sustain a healthy, thriving community. We are passionate about helping individuals, groups, team, organizations, causes and more. As we grow, so does our effort to infuse the neighborhoods that make our communities – and our people – very unique and unquestionably great.

  • Commodore Bank
  • 100 East Main Street, Somerset, OH, 43783
  • Commodore Bank is a customer-driven banking institution that targets business owners, professionals, and residents within its service area. The bank emphasizes customer service by the ability to make decisions locally. The Bank’s structure positions customers directly with front-line personnel.

  • TWIN OAKS FEDERAL CREDIT UNION
  • 27405 Huntington Road, Apple Grove, WV, 25502
  • Twin Oaks Federal Credit Union was established in 1977 by Mr. Charles W. Garland and a few eager co-workers. They all shared a dream and saw a need for a credit union inside the Goodyear plant in which they worked. On March 28, 1977 Goodyear WV Federal Credit Union was chartered to serve only the employees of the Goodyear plant