USDA VS FHA in Crestview-Hills, Kenton County, KY

In the year 2026, the USDA loan maximum in Crestview-Hills, situated in the county of Kenton, KY reaches $285,000, whereas for a single-family home, the FHA ceiling is $356,362.

Lendersa® USDA loan calculator is a tool you can use to assess and compare the prevailing USDA versus FHA rates. It helps in determining the necessary income, credit, reserves, and documentation to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, enabling you to choose the most suitable program in for your financial circumstances.

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Loan limits and down payment requirements for 2026 in Crestview-Hills, Kenton County, KY

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan options in Crestview-Hills, KY

The mission at Lendersa® is to provide you with the optimal USDA or FHA loan quickly and effortlessly. Choose from one of three starting points to match you with lenders and relevant USDA loan offerings.

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Understanding USDA Loans in KY

A USDA home loan is a government-secured mortgage by the U.S. Department of Agriculture, also known as a USDA rural development loan. It is exclusively available in rural areas, contrasting with FHA loans, which require a 3.5% minimum down payment, whereas USDA mortgages demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Crestview-Hills Lenders

  • First Equity Mortgage, Inc.
  • 211 Grandview Drive, Ft Mitchell, KY, 41017
  • Lends in Kentucky
  • First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience

  • Cove Federal Credit Union
  • 577 Dudley Road, Edgewood, KY, 41017
  • Lends in Kentucky
  • Cove Federal Credit Union was originally chartered as SEMC Federal Credit Union in 1970. It was started by a small group of employees of St. Elizabeth Hospital in Covington, Kentucky. In 1978, St. Elizabeth’s South Unit was built in Edgewood, Kentucky & the hospital became St. Elizabeth Medical Center.As the South Unit grew, so did the credit union

  • Citizens Federal Savings and Loan Association of Covington
  • 433 Madison Avenue, Covington, KY, 41011
  • Lends in Kentucky
  • Citizens Federal Savings and Loan Association of Covington, KY has been a part of the community since 1886. We are one of the last mutual institutions remaining in Northern Kentucky.

    As a mutual savings and loan each customer has a stake and ownership in our association. As a mutual savings and loan each customer has a stake

  • Kentucky Federal
  • 1050 Scott St, Covington, KY, 41011
  • Lends in Kentucky
  • "Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4.
    In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."

  • Home Savings Bank, FSB
  • 202 Elm Street, Ludlow, KY, 41016
  • Lends in Kentucky
  • Home Savings Bank is located on Elm Street in Ludlow, KY just minutes from downtown Cincinnati. We specialize in real estate lending and offer many deposit solutions. Home Savings Bank, FSB is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.

  • Entrust Mortgage, LLC
  • 73 Cavalier Blvd, Suite 316, Florence, KY, 41042
  • Lends in Kentucky
  • Entrust Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.