For the year 2025 in Richmond, within the county of Madison, KY, the USDA loan limit is defined at $336,500. Comparatively, for an FHA loan, the limit for a single-family residence is set at $472,030.
Make use of the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. This tool helps you determine the necessary income, credit standing, reserves, and documents needed to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loan options side by side, guiding you to decide which program in Alabama best suits your financial circumstances.
Understanding 2025 Loan Limits and Downpayment Requirements in Richmond, Madison, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploration of USDA and FHA Loan Options in Richmond, KY
The goal of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and with little hassle. Begin with one of three starting points that match you to lenders and suitable USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural neighborhoods, offering an opportunity for those eligible. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment, making them an attractive option for eligible borrowers in rural areas.
481 SW Port St. Lucie Blvd., Suite A, Port Saint Lucie, FL, 34953
We work as an incredible Mortgage Consulting team to guide each of our clients in a very personalized manner to help them arrive at the best decision for their specific Lending needs and future plans in regards to their Home Loan choices or Commercial Loan / Business Investments.
515 West 41st Street # 1002, Sioux Falls, SD, 57105
We accelerate the flow of money in the B2B (business-to-business) world.
We built Payclass with one focus — help our customers get their funds faster, or even instantly.
Payclass's platform finds the most economic and efficient capital source to fulfill business needs -- short or long-term loans, real estate financing, letters of credit, equi
Voyage Federal Credit Union has a continued legacy of personal service, small business, and community support. What began as two separate credit unions, Bell Federal Credit Union and Metz McKennan – with histories dating back to World War II – blossomed into a mutually respectful merger in 2011 that encouraged growth
Keystone Mortgage has been providing superior customer service to homeowners ever since incorporating in Sioux Falls in 1993. With over $60 million in funding each year, Keystone provides not only the very best loan options available to homeowners, but we also provide superior knowledge gained through years of experience.
CorTrust Mortgage has built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of individual homebuyers throughout the upper Midwest, builders, and real estate professionals. We're a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending.
The mission of Genoa Community Bank is to provide financial services to the local market area, to meet the needs of its shareholders and employees, and to assist Genoa and surrounding communities to maintain and grow economic activity. Genoa Community Bank will uphold the highest standards of quality and ethics.
Our mission is to be a safe and secure, independent mutual bank committed to being a leader in delivering superior personal service, quality products, and banking convenience to customers and local communities and Watertown Savings Bank wants to continue to help those it serves--customers, non-profit organizations, communities.
The Mission of the Watertown Municipal Credit Union is to serve the employees of Watertown and their families by offering high quality financial products and services. The Watertown Municipal Credit Union shall protect its member’s financial assets through a conservative management style that pays high rates on shares and charges reasonable interes
SCU Credit Union, you can take advantage of our full range of deposit accounts, loans, and related services featuring highly competitive rates. We are a leading provider of home and auto financing throughout our service area. We offer the latest technology, which allows you access to your accounts from your home, office or on the go.
HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. Today, HarborOne has 26 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne Mortgage, headquartered in Manchester
554 SE Port St Lucie Blvd, Port Saint Lucie, FL, 34984
"We are your local mortgage heroes!
We are a team of problem-solvers.
Knowledgeable, patient, and caring, we are determined to get you approved for your loan and into your home.
As a local mortgage broker, we access to all loan options on the market for you.
We are not restricted to only a handful of programs."
201 SW Port St Lucie Blvd #105, Port Saint Lucie, FL, 34984
SWBC Mortgage Corporation is a full-service mortgage lender approved with FNMA, FHLMC, and GNMA, SWBC Mortgage has been providing mortgage banking services since 1988. Through the ups and downs of the mortgage industry, the mortgage corporation has remained committed to service, integrity, and stability in 39 states.
