USDA Vs. FHA Pro and Con comparison in Addis, West Baton Rouge County, LA
In 2025, the USDA loan limit within Addis, West Baton Rouge county, LA amounts to $336,500, whereas the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to compare superior USDA versus FHA rates today and assess the income, credit, reserves, and documents required for qualification. Our comprehensive mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, facilitating the decision of which program in best meets your financial situation.
2025 Loan Limits and Down Payment Requirements in Addis, West Baton Rouge County, LA
Loan Category
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Addis, LA
The aim of Lendersa® is to ensure you promptly secure the best USDA or FHA loan with minimal hassle. Select one of three beginning steps to connect with matching lenders and suitable USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically for rural neighborhoods. Unlike FHA loans needing a 3.5% down payment, USDA loans require none.
Shelly values each client and prides herself in finding the right loan fit for each by using her expertise in FHA, VA, Conventional, Rural Housing/USDA, Texas Vet, Jumbo, and many other special mortgages. She practices her personal mantra, “If there’s a will, there’s a way,” and she will find it!
FTWCCU is not-for-profit and exists to provide a safe, convenient place for members to save money and receive loans at reasonable rates. At FTWCCU, we believe that meeting the needs of our member-owners, our employees, and the community is fundamental to fulfilling our mission, which states: To be the best choice for friendly and competitive.
The Efinity Group family is focused on Changing The Way Consumers view Financial Services. As a privately held firm, our staff is not beholden to sell or push a single line of products. Whether seeking home or auto insurance, seeking financial planning or needing to finance a home,
2021 Guadalupe Street, Suite 260, Austin, TX, 78705
At The Hudson Mortgage Group, we have one goal - to deliver an exceptional lending experience for every customer. We've created a lending process that's fast, friendly and simple to understand. By doing so, we ensure customer clarity, control and confidence every step of the way. We make finance friendly. Let us show you how.
Bank of Crockett has a long history of service to the people of Crockett County. Established in 1887 and opening for business in the Spring of 1888, we are the oldest bank in the county. The main office has always been located on Main Street in Bells. Before the middle 1900's, we had added a branch in Crockett Mills, Tennessee.
Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.
The VATAT Credit Union was founded in 1961 when it was organized for the benefit of its members, the Ag Science Teachers of Texas. In December of 1999, the credit union expanded the membership base to include the Texas Industrial Vocational Teachers and the Family Consumer Science Teachers of Texas.
Public Employees Credit Union has been open since 1952. The credit union has assets totaling $460.89 Million and provides banking services to more than 23, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Our enduring history of delivering personalized service is built on one solid foundation: an unwavering commitment to delivering the highest quality service and exceed the expectations of our clients and business partners. We have helped thousands of new homeowners feel confident in their decision making.
600 Congress Avenue, 14th Floor, Austin, TX, 78701
FastCommercialCapital.com is a direct correspondent commercial bridge lender founded by experienced real estate operators and specialty finance processionals. FastCommercialCapital.com focuses on providing short term bridge loans, secured by first mortgages, on commercial and residential investment real estate.
