USDA VS FHA in Addis, West Baton Rouge County, LA

In 2026, the USDA loan limit within Addis, West Baton Rouge county, LA amounts to $336,500, whereas the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to compare superior USDA versus FHA rates today and assess the income, credit, reserves, and documents required for qualification. Our comprehensive mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, facilitating the decision of which program in best meets your financial situation.

Compare loan proposals from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Addis, West Baton Rouge County, LA

Loan Category Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Addis, LA

The aim of Lendersa® is to ensure you promptly secure the best USDA or FHA loan with minimal hassle. Select one of three beginning steps to connect with matching lenders and suitable USDA loan programs.

Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in LA

The USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically for rural neighborhoods. Unlike FHA loans needing a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Addis Lenders

  • Eagle Federal Credit Union
  • 2271 College Drive, Baton Rouge, LA, 70808
  • Lends in Louisiana
  • In 1942, Eagle Federal Credit Union was organized to promote thrift and well being to its members. Today, Eagle Federal provides a solid financial partnership that members rely on from youth through retirement.Credit Union was organized to promote thrift and well being to its members.

  • Atlantic Lending
  • 4626 Concord Ave., Baton Rouge, LA, 70808
  • Lends in Louisiana
  • At Atlantic Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • Parish Lending, LLC
  • 520 Albert Hart Dr, Baton Rouge, LA, 70808
  • Lends in Louisiana
  • Parish Lending is a mortgage brokerage serving the needs of home buyers, realtors, and builders. We have a full range of loan products dedicated to finding the best rates, terms & costs--to meet our clients' needs specific needs. NMLS# 1902562brokerage serving the needs of home buyers, realtors

  • Intelligent Mortgage
  • 7330 Highland Road, Suite A1, Baton Rouge, LA, 70808
  • Lends in Louisiana
  • We are licensed in Louisiana, Texas and Virginia, however, we are located in Louisiana specializing in the Greater Baton Rouge (including Ascension Parish and Livingston Parish), Hammond, Lafayette and New Orleans markets. Our highly experienced lending team, of mortgage experts, takes pride in getting to know our clients

  • LA Lending, LLC
  • 2051 Silverside Drive, Suite 100, Baton Rouge, LA, 70808
  • Lends in Louisiana
  • Whether you're purchasing your first home, a seasoned buyer, looking to cashing out equity, or simply looking to identify all options available to you - LA Lending is your best choice! Chasity Graff has owned and operated LA Lending, LLC since 2007. Starting the brokerage firm at 27 has allowed her to help thousands of local families

  • b1BANK
  • 500 Laurel St, Baton Rouge, LA, 70801
  • Lends in Louisiana
  • Our mission is to be the financial institution of choice for enterprises, their owners and employees. Your dreams are our goals. And when you're busy finding your way to what's next, you need access to banking solutions that can keep up. We'll work by your side to develop the perfect fit --for now and for what's next.

  • Department of Corrections Credit Union
  • 704 Mayflower Street, Baton Rouge, LA, 70802
  • Lends in Louisiana
  • Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • LES Federal Credit Union
  • 950 North 22nd Street, Suite C, Baton Rouge, LA, 70802
  • Lends in Louisiana
  • The mission of the LES FCU is to provide maximum services to investors & borrowers alike, utilizing educated, professional, & loyal, personnel & volunteers while maintaining a competitive risk free environment still adhering to the credit union philosophy of People Helping People but always seeking new ideas for an innovative future.

  • La Capitol Federal Credit Union
  • 700 Main Street, Baton Rouge, LA, 70802
  • Lends in Louisiana
  • Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.