In 2026, the USDA loan limit within Addis, West Baton Rouge county, LA amounts to $336,500, whereas the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to compare superior USDA versus FHA rates today and assess the income, credit, reserves, and documents required for qualification. Our comprehensive mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, facilitating the decision of which program in
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| Loan Category | Maximum Loan | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to ensure you promptly secure the best USDA or FHA loan with minimal hassle. Select one of three beginning steps to connect with matching lenders and suitable USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically for rural neighborhoods. Unlike FHA loans needing a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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