USDA Vs. FHA your options comparison in Village-St.-George, East Baton Rouge County, LA

For the year 2026, in Village-St.-George, located in East Baton Rouge County, LA, the USDA loan limit is $285,000, whereas for a single-family home, the FHA limit is $356,362.

Use the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, and assess the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the best option for your financial situation in .

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Loan Limits and Down Payments for 2026 in Village-St.-George, East Baton Rouge County, LA

Loan Type Loan Limit Downpayment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Loan Options: USDA and FHA in Village-St.-George, LA

The mission of Lendersa® is to secure for you the best USDA or FHA loan with ease and speed. Choose one of three methods to find lenders that match with USDA loan programs.

Results of Lendersa USDA loan requests and matches

Overview of USDA Loans in LA

The USDA home loan, also known as a USDA mortgage or USDA rural development loan, is backed by the U.S. Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA mortgage loans impose no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Village-St.-George Lenders

  • Neighbors Federal Credit Union
  • 12529 Perkins Road, Baton Rouge, LA, 70810
  • Lends in Louisiana
  • Neighbors Federal Credit Union is a not-for-profit financial cooperative operating as an association dedicated to "people helping people."​ A handful of educators started Baton Rouge Teachers in 1954 with a shoe box, a couple hundred dollars and the goal of making financial services available to school system employees in our area.

  • First National Bankers Bank
  • 7813 Office Park Blvd, Baton Rouge, LA, 70809
  • Lends in Louisiana
  • FNBB, Inc. is organized to be a profitable and well capitalized financial services corporation providing high quality correspondent services which facilitate the success and growth of its shareholders and clients. It is focused on serving the management and financial needs of community financial institutions in the United States.

  • Republic Finance
  • 7031 Commerce Cir, Baton Rouge, LA, 70809
  • Lends in Louisiana
  • Republic Finance specializes in providing a variety of consumer loans, flexible lending options and incomparable customer service, & has assisted its customers in meeting their personal finance goals for more than 60 years. With branch offices located in Alabama, Georgia, Kentucky, Louisiana, Mississippi, Missouri, South Carolina, Tennessee, Texas.

  • Pelican Home Lending
  • 8768 Quarters Lake Road, Suite 5, Baton Rouge, LA, 70809
  • Lends in Louisiana
  • At Pelican Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Reliant Home Lending
  • 8550 United Plaza Boulevard, Suite 702, Baton Rouge, LA, 70809
  • Lends in Louisiana
  • At Reliant Home Lending We make it easy & worry-free to reduce your interest rate & monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan! Tapping into your home equity is easier than ever before. You’ve been paying down your balance.

  • KEY LENDING SOULTIONS
  • 10311 Jefferson Hwy, Suite B3, Baton Rouge, LA, 70809
  • Lends in Louisiana
  • Key Lending Solutions(KLS) is a local, full service mortgage company licensed in Louisiana and Mississippi specializing in purchase and refinance loans. KLS opened its doors in 2003, and our staff of licensed professionals has a combined experience of over 100 years originating, processing, and closing mortgage transactions.

  • Area Home Lending
  • 1737 Oakdale Dr, Baton Rouge, LA, 70809
  • Lends in Louisiana
  • Our goal is to give you options from all of the largest nationwide investors, with the local service you deserve. Free Approval for FHA, VA, RD/Rural Development, Conventional, Jumbo, First Time Homebuyer programs and more. Also specializing in HUD homes, Bank Repo's, Foreclosures, and more.

  • DSLD Mortgage
  • 7660 Pecue Lane, Suite 300, Baton Rouge, LA, 70809
  • Lends in Louisiana
  • We want to create the best customer experience when you are purchasing your home. Our reputation lies in the trust and respect that we have earned from our homeowners across the South. We pride ourselves in our outstanding customer satisfaction, accuracy and our ability to close your loan on time. DSLD Mortgage will lead, support,

  • Eagle Federal Credit Union
  • 2271 College Drive, Baton Rouge, LA, 70808
  • Lends in Louisiana
  • In 1942, Eagle Federal Credit Union was organized to promote thrift and well being to its members. Today, Eagle Federal provides a solid financial partnership that members rely on from youth through retirement.Credit Union was organized to promote thrift and well being to its members.