USDA Vs. FHA your options comparison in Village-St.-George, East Baton Rouge County, LA

For the year 2026, in Village-St.-George, located in East Baton Rouge County, LA, the USDA loan limit is $285,000, whereas for a single-family home, the FHA limit is $356,362.

Use the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, and assess the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the best option for your financial situation in .

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Loan Limits and Down Payments for 2026 in Village-St.-George, East Baton Rouge County, LA

Loan Type Loan Limit Downpayment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Loan Options: USDA and FHA in Village-St.-George, LA

The mission of Lendersa® is to secure for you the best USDA or FHA loan with ease and speed. Choose one of three methods to find lenders that match with USDA loan programs.

Results of Lendersa USDA loan requests and matches

Overview of USDA Loans in LA

The USDA home loan, also known as a USDA mortgage or USDA rural development loan, is backed by the U.S. Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA mortgage loans impose no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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