USDA Loan Vs. FHA loan for Gardere, LA [East Baton Rouge County ]

In the year 2025, the USDA loan limit available in Gardere within East Baton Rouge County, LA, is $336,500. At the same time, the limit for FHA loans on single-family homes is $472,030.

Employ the Lendersa® USDA loan calculator to evaluate and compare today’s top USDA and FHA rates. Determine what income, credit, reserves, and documentation is needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the best one for your specific financial situation in Alabama.

USDA and FHA Loan Opportunities in Gardere, LA

Lendersa® strives to swiftly procure the best possible USDA or FHA loan for you without inconvenience. Start with one of three methods that lead to matching lenders and applicable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require no down payment.

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(225) 673-3371 Lender's profile and map Reviews Geismar Complex Federal Credit Union 35294 Highway 30, Geismar, LA, 70734 Since its inception in 1980 the Geismar Complex Federal Credit Union has been serving its members in the GEISMAR, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed.
(225) 673-7191 Lender's profile and map Reviews Wymar Federal Credit Union 37269 Hwy 30, Geismar, LA, 70734 Wymar Federal Credit Union is a member-owned financial institution, offering a wide range of financial services to our member-owners at the best possible prices, lowest rates and highest level of service. Our field of membership consists of BASF employees and their immediate families. We look at our members as much more than that, they are family.
(225) 744-3541 Lender's profile and map Reviews Gulf Mortgage Group, LLC 38034 Post Office Road, Suite A, Prairieville, LA, 70769 Gulf Mortgage Group, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(225) 545-3656 Lender's profile and map Reviews The Bank Of Commerce 32460 Bowie Street, White Castle, LA, 70788 The Bank of Commerce was chartered in 1927 to serve the community needs of The Town of White Castle. The philosophy of the Bank since it began has been to approve every loan that would benefit the individual, the community, and the bank. This statement is the embodiment of this philosophy and a reaffirmation of our goal to continue to do so.
(225) 665-4399 Lender's profile and map Reviews First Choice Mortgage, LLC 112 S Range Ave, Denham Springs, LA, 70726 First Choice Mortgage, LLC in Louisiana has access to all of the mortgage programs available on the market to fit your personal situation. We offer 100% financing, CAFA down payment assistance, 203K renovation loans, USDA Rural Development, FHA, VA, Conventional Fannie and Freddie and Jumbo products on purchase
(225) 621-2800 Lender's profile and map Reviews Ascension Credit Union 2430 S Burnside Avenue, Gonzales, LA, 70737 Ascension Credit Union, a not-for-profit, full-service financial institution, is Ascension Parish’s only Community Financial Institution dedicated to serving Ascension Parish Residents! Structured as a financial cooperative, the credit union is owned and operated entirely by its membership - by the people of Ascension Parish.
(844) 823-8262 Lender's profile and map Reviews Advanced Commercial Capital 2416 S Philippe, Gonzales, LA, 70737 Advanced Commercial Capital strives to provide business owners and investors the best possible commercial financing solution to assist with the growth and success of their business. We provide a wide variety of funding options that have been created to support all aspects of all business shapes and sizes.
(225) 756-2411 Lender's profile and map Reviews Courtyard Mortgage Company 40472 La-621, Suite B, Gonzales, LA, 70737 Thank you for taking an interest in Courtyard Mortgage Company. For over 13 years we have assisted many families in fulfilling their dream of home ownership and/or refinancing. We would love for you to contact our team, and a Loan Officer of your choice. We are here to guide you through any of your home loan needs
(225) 433-0804 Lender's profile and map Reviews The Lending Smith Mortgage LLC 39510 Legacy Lake Drive, Gonzales, LA, 70737 We are a full-service mortgage company based in Gonzales, LA. We specialize in Home Purchase Loans and Refinance in Gonzales, and all Parishes throughout Louisiana. Whether you are buying a home or refinancing in Louisiana, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
(225) 654-2701 Lender's profile and map Reviews Bank of Zachary 4743 Main Street, Zachary, LA, 70791 Founded in 1904, the Bank of Zachary is the oldest chartered bank in East Baton Rouge Parish with a rich history of superior service to its customers. The main office of the Bank of Zachary has always been on Main Street, though in three different locations. The original office of the Bank, is a half-block west of the Lee Street intersection.
(225) 654-7230 Lender's profile and map Reviews GP Louisiana Federal Credit Union 1700 E Mount Pleasant Road, Zachary, LA, 70791 GP Louisiana Federal Credit Union has been open since 1969. The credit union has assets totaling $48.27 Million and provides banking services to more than 5,000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
(225) 654-4021 Lender's profile and map Reviews Feliciana Federal Credit Union 20303 Old Scenic Highway, Zachary, LA, 70791 Our credit union was originally chartered as Cee Zee Employees Federal Credit Union in 1960, serving the employees of the paper mill in West Feliciana Parish and their families. The paper mill has had five different name changes. The names of the paper mill have been Crown Zellerbach, James River, Crown Vantage, TEMBEC and currently KPAQ.