USDA Vs. FHA your options comparison in Gardere, East Baton Rouge County, LA

In the year 2025, the USDA loan limit available in Gardere within East Baton Rouge County, LA, is $336,500. At the same time, the limit for FHA loans on single-family homes is $472,030.

Employ the Lendersa® USDA loan calculator to evaluate and compare today’s top USDA and FHA rates. Determine what income, credit, reserves, and documentation is needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the best one for your specific financial situation in Alabama.

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Loan Limits and Downpayment Requirements for 2025 in Gardere, East Baton Rouge, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Gardere, LA

Lendersa® strives to swiftly procure the best possible USDA or FHA loan for you without inconvenience. Start with one of three methods that lead to matching lenders and applicable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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