USDA and FHA Pro and Con in Gardere, East Baton Rouge County, LA
In the year 2026, the USDA loan limit available in Gardere within East Baton Rouge County, LA, is $336,500. At the same time, the limit for FHA loans on single-family homes is $472,030.
Employ the Lendersa® USDA loan calculator to evaluate and compare today’s top USDA and FHA rates. Determine what income, credit, reserves, and documentation is needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the best one for your specific financial situation in Alabama.
Loan Limits and Downpayment Requirements for 2026 in Gardere, East Baton Rouge, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Gardere, LA
Lendersa® strives to swiftly procure the best possible USDA or FHA loan for you without inconvenience. Start with one of three methods that lead to matching lenders and applicable USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require no down payment.
In 1942, Eagle Federal Credit Union was organized to promote thrift and well being to its members. Today, Eagle Federal provides a solid financial partnership that members rely on from youth through retirement.Credit Union was organized to promote thrift and well being to its members.
At Atlantic Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
Parish Lending is a mortgage brokerage serving the needs of home buyers, realtors, and builders. We have a full range of loan products dedicated to finding the best rates, terms & costs--to meet our clients' needs specific needs. NMLS# 1902562brokerage serving the needs of home buyers, realtors
7330 Highland Road, Suite A1, Baton Rouge, LA, 70808
Lends in Louisiana
We are licensed in Louisiana, Texas and Virginia, however, we are located in Louisiana specializing in the Greater Baton Rouge (including Ascension Parish and Livingston Parish), Hammond, Lafayette and New Orleans markets. Our highly experienced lending team, of mortgage experts, takes pride in getting to know our clients
2051 Silverside Drive, Suite 100, Baton Rouge, LA, 70808
Lends in Louisiana
Whether you're purchasing your first home, a seasoned buyer, looking to cashing out equity, or simply looking to identify all options available to you - LA Lending is your best choice! Chasity Graff has owned and operated LA Lending, LLC since 2007. Starting the brokerage firm at 27 has allowed her to help thousands of local families
Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
950 North 22nd Street, Suite C, Baton Rouge, LA, 70802
Lends in Louisiana
The mission of the LES FCU is to provide maximum services to investors & borrowers alike, utilizing educated, professional, & loyal, personnel & volunteers while maintaining a competitive risk free environment still adhering to the credit union philosophy of People Helping People but always seeking new ideas for an innovative future.
Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.
Our mission is to be the financial institution of choice for enterprises, their owners and employees. Your dreams are our goals. And when you're busy finding your way to what's next, you need access to banking solutions that can keep up. We'll work by your side to develop the perfect fit --for now and for what's next.
