USDA and FHA Pro and Con in Oak-Hills-Place, East Baton Rouge County, LA

In 2025, the USDA loan ceiling for Oak-Hills-Place, located in East Baton Rouge county, LA, is $285,000. In contrast, the FHA loan limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to juxtapose today's leading rates for USDA and FHA. Determine the income, credit, reserves, and documentation needed for approval. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help decide which plan suits your unique financial needs in .

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2025 Loan Limits and Down Payment Requirements in Oak-Hills-Place, East Baton Rouge, LA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Oak-Hills-Place, LA

The aim of Lendersa® is to promptly secure the best USDA or FHA loan for you without unnecessary complications. Start with one of three approaches to connect with lenders and USDA loan programs effectively.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

The USDA home loan, also known as a USDA rural development loan, is a government-backed mortgage sponsored by the Department of Agriculture, available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage necessitates no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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