USDA and FHA Pro and Con in Ball, Rapides County, LA
During 2025, the USDA loan limit in Ball, found in Rapides, LA, stands at $336,500. Meanwhile, the FHA limit for a single-family residence is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates. Determine the essential income levels, credit requirements, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in selecting the best option for your specific financial context in .
Loan Limits and Down Payment Requirements for 2025 in Ball, County of Rapides, LA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Ball, LA
Lendersa® is dedicated to efficiently helping you secure the best USDA or FHA loan with ease. Begin with one of the three recommended starting points to match with lenders and USDA loan options that meet your requirements.
A USDA home loan, backed by the U.S. Department of Agriculture, also recognized as a USDA rural development loan, is designed for rural areas. This type of mortgage does not require any down payment, unlike FHA loans, which require a minimum of 3.5% down payment.
Shelly values each client and prides herself in finding the right loan fit for each by using her expertise in FHA, VA, Conventional, Rural Housing/USDA, Texas Vet, Jumbo, and many other special mortgages. She practices her personal mantra, “If there’s a will, there’s a way,” and she will find it!
We offer a wide array of programs and products to fit your needs, Conventional, FHA, VA, Jumbo, Investor products, & 100% Financing for both purchase and refinances. With 30 years of industry experience and long-standing lender relationships, we set ourselves apart from the other mortgage companies.
We are committed to providing superior, cost effective financial services responsive to the evolving needs of our membership.Our vision is to be your neighborhood credit union, helping to build better financial lives for you & family.Organized in 1967 to meet the financial needs of the employees of the Veterans Administration Data Processing Center
2021 Guadalupe Street, Suite 260, Austin, TX, 78705
At The Hudson Mortgage Group, we have one goal - to deliver an exceptional lending experience for every customer. We've created a lending process that's fast, friendly and simple to understand. By doing so, we ensure customer clarity, control and confidence every step of the way. We make finance friendly. Let us show you how.
Bank of Eufaula is a 100 year old community bank located in Eufaula, Oklahoma, home of the beautiful Lake Eufaula. We are a full service bank focusing our attention on serving the needs of the residents of the Eufaula City and Lake Areas, and also the McIntosh County, Northern Pittsburg County, and Western Haskell County areas.
The VATAT Credit Union was founded in 1961 when it was organized for the benefit of its members, the Ag Science Teachers of Texas. In December of 1999, the credit union expanded the membership base to include the Texas Industrial Vocational Teachers and the Family Consumer Science Teachers of Texas.
Public Employees Credit Union has been open since 1952. The credit union has assets totaling $460.89 Million and provides banking services to more than 23, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Our enduring history of delivering personalized service is built on one solid foundation: an unwavering commitment to delivering the highest quality service and exceed the expectations of our clients and business partners. We have helped thousands of new homeowners feel confident in their decision making.
