USDA Vs. FHA your options comparison in Ball, Rapides County, LA
During 2026, the USDA loan limit in Ball, found in Rapides, LA, stands at $336,500. Meanwhile, the FHA limit for a single-family residence is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates. Determine the essential income levels, credit requirements, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in selecting the best option for your specific financial context in .
Loan Limits and Down Payment Requirements for 2026 in Ball, County of Rapides, LA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Ball, LA
Lendersa® is dedicated to efficiently helping you secure the best USDA or FHA loan with ease. Begin with one of the three recommended starting points to match with lenders and USDA loan options that meet your requirements.
A USDA home loan, backed by the U.S. Department of Agriculture, also recognized as a USDA rural development loan, is designed for rural areas. This type of mortgage does not require any down payment, unlike FHA loans, which require a minimum of 3.5% down payment.
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