USDA Vs. FHA Pro and Con comparison in Ball, Rapides County, LA
During 2025, the USDA loan limit in Ball, found in Rapides, LA, stands at $336,500. Meanwhile, the FHA limit for a single-family residence is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates. Determine the essential income levels, credit requirements, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in selecting the best option for your specific financial context in .
Loan Limits and Down Payment Requirements for 2025 in Ball, County of Rapides, LA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Ball, LA
Lendersa® is dedicated to efficiently helping you secure the best USDA or FHA loan with ease. Begin with one of the three recommended starting points to match with lenders and USDA loan options that meet your requirements.
A USDA home loan, backed by the U.S. Department of Agriculture, also recognized as a USDA rural development loan, is designed for rural areas. This type of mortgage does not require any down payment, unlike FHA loans, which require a minimum of 3.5% down payment.
At Falcon National Bank we build long lasting Relationships with our customers, our communities, and our colleagues. With the highest level of Integrity, we provide trusted Solutions and exceptional Service to deliver the very best banking experience. We pride ourselves on our fast and reliable Execution.
Thumb Bank & Trust has been providing customers with fast, efficient, outstanding service for over one hundred years. Whether we are the new face in your town or an old friend you can count on, know that we believe in building for the future. At Thumb Bank & Trust we actively participate in the communities we serve and strive to meet the challenges
Clarion County Community Bank Provides Banks, Loans, Mortgage, Online Banking, Personal Banking, Business Banking, Mobile Banking to the Clarion, PA Area. Clarion County Community Bank is committed to ensure the safety of your financial information. We would like to remind you that e-mail messages are not secure.
12011 Lee Jackson Memorial Highway, Suite 510, Fairfax, VA, 22033
Velocity Commercial Investments Inc. A National Commercial & Business Loan Consultants in helping commercial clients by providing sources for Capital to Businesses and Real Estate Investors. The founder of VCI has experience in the field of financial transactions for over 25 years.
11781 Lee Jackson Hwy, 1st Floor, Fairfax, VA, 22033
CityWorth our mission is to serve every customer with honesty, integrity and competence. Our goal is to provide our clients with a combination of low rates and fees along with providing expert advice and guidance throughout the entire loan process. We will work closely with each client to ensure that we are recommending the best program.
At MSF Lending - Mortgage Solution Finders Inc. we have a simple philosophy of treating our clients and our employees like our Family. With this approach we create a positive and nourishing environment for our employees and train them to apply the same principles when working with our clients.
Jolene Moore's Team offers mortgage financing you can trust. We are committed to excellent customer service and personalized guidance throughout the loan process. We will work with you to find the best mortgage solution that fits your needs. We pride ourselves on constant communication and our willingness to go the extra mile.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with expert guidance, a complete array of loan options, competitive interest rates and leading class customer service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
