USDA Vs. FHA Pro and Con comparison in Arabi, St. Bernard County, LA

For 2026, the USDA loan cap in Arabi, situated in St. Bernard, LA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our comprehensive mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program that best suits your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Arabi, St. Bernard County, LA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Arabi, LA

The mission of Lendersa® is to provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three initial approaches that lead to matching lenders and USDA loan programs suited to your needs.

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Understanding USDA Loans in LA

A USDA home loan, guaranteed by the U.S. Department of Agriculture—often called a USDA rural development loan—is designated for rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Arabi Lenders

  • Performance Mortgage LLC
  • 1000 East Judge Perez Dr., Chalmette, LA, 70043
  • Lends in Louisiana
  • Performance Mortgage LLC wants to be your FIRST CHOICE in delivering the American dream of homeownership. We want to inspire hope in our customers that they can fulfil their dream of being a homeowner. As your local New Orleans and Chalmette mortgage lender.Our mission at Performance Mortgage LLC is to value our customers.

  • Fifth District Savings Bank
  • 4000 General Degaulle Dr, New Orleans, LA, 70114
  • Lends in Louisiana
  • Our primary mission is to provide a safe, secure place for local depositors to invest their savings and to reinvest their deposits primarily in home mortgage loans which enable our borrowers to buy, build, and repair homes in our local community. Established in 1926, Fifth District is a federal mutual savings association.

  • Hancock Whitney Bank
  • 701 Poydras Street, New Orleans, LA, 70139
  • Lends in Louisiana
  • We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Our core values are lived out by the actions of our associates throughout our footprint.

  • Gateway 2 Cap LLC
  • 201 Saint Charles Avenue, Suite 114-215, New Orleans, LA, 70170
  • Lends in Louisiana
  • The Gateway 2 Cap LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • SWBE FCU
  • 625 St Joseph Street, Room B-13, New Orleans, LA, 70165
  • Lends in Louisiana
  • We are a full-service not for profit financial institution, dedicated to serving our members. As a shareholder, we are able to return our earnings to you in the form of higher dividend rates on savings and lower rates on loans.We take great pride in helping you get the best value for your dollar.

  • Tulane Loyola Federal Credit Union
  • 1440 Canal Street, Suite 101, New Orleans, LA, 70112
  • Lends in Louisiana
  • Tulane-Loyola Federal Credit Union is federally chartered and regulated by the National Credit Union Administration. Like all credit unions, we are a financial cooperative institution, and operate not for profit, but for service to our member-owners.
    Our Credit Union was chartered on September 9, 1979 to serve the employees of Tulane University.

  • Simple Lending by Mortgage Dynamics
  • 1615 Poydras St, Suite 940, New Orleans, LA, 70112
  • Lends in Louisiana
  • Simple Lending is comprised of several loan experts with over 60 years of combined Mortgage and Real Estate experience. We provide a variety of loan products from loans for primary residences purchase, refinances, investment properties, Fix and Flip loans, commercial and construction loans.

  • The Real Estate Authority Lending LLC
  • 1615 Poydras Street, Suite 900, New Orleans, LA, 70112
  • Lends in Louisiana
  • We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

  • Crescent Bank & Trust
  • 1100 Poydras Street, Suite 100, New Orleans, LA, 70163
  • Lends in Louisiana
  • Crescent Bank was founded in 1991 when a small investor group led by Gary N. Solomon Sr. and Fred B. Morgan III purchased the assets of Columbia Homestead on Harrison Avenue in New Orleans. With only three employees, the bank opened as City Bank & Trust. The name was later changed to Crescent Bank & Trust and is now referred to simply as Crescent B