USDA Vs. FHA Pro and Con comparison in Gretna, Jefferson County, LA
In 2025, the USDA loan limit for Gretna, within Jefferson County, LA, is specified at $336,500. The FHA limit for a single-family home comes to $472,030.
Utilize Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates, assessing required income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Gretna, Jefferson County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Gretna, LA
Lendersa®'s mission is to provide you with the most suitable USDA or FHA loan quickly and without hassle. Begin with one of three pathways, each leading to matched lenders and potential USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture and commonly called a USDA rural development loan, is available only in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none, offering a path to homeownership with no down payment.
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BMC Keystone is a licensed mortgage brokerage located in Glenside, PA. Simply put, we match home buyers with mortgage loans. We shop around, scanning dozens of lenders to find the most favorable rates, fees and terms for our clients who plan to purchase or refinance a home. We seek out the nation’s most creative and responsible lenders.
Marathon Mortgage Services started during the Summer of 1996 - on the beach in Avalon, New Jersey. Bob Rubin, the founder of Marathon Mortgage had come to the realization he needed a change. After 7 incredibly successful years managing eight locations in Pennsylvania, Delaware and New Jersey for Meridian Mortgage he decided that it was time to leav
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1060 North Kings Hwy, Suite 110, Cherry Hill, NJ, 08034
Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.
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Honeywell Federal Credit Union is a member owned, not-for-profit financial cooperative chartered in 1937, dedicated to the financial wellbeing of its member.We are committed to helping you meet your financial goal by offering a broad range of quality products & services. Other financial institutions need to generate profits to satisfy stockholders.
Since its founding in 1939 by a handful of Bell Telephone Company of Pennsylvania employees, TruMark Financial Credit Union has grown to be a leader in the credit union industry. TruMark Financial provides savings, transaction, and credit services solely for its members. The credit union’s field of membership includes anyone who lives
455 Pennsylvania Avenue, Suite 2LF, Fort Washington, PA, 19034
In 1976, Frankel Financial Corp. was established with the idea of providing a wide spectrum of financial solutions to the non-bank qualified loan transaction. Since then, Frankel Financial Corp. has evolved into a leading provider of innovative and flexible financial solutions to both bank qualified and non-bank qualified clients throughout
500 Office Center Drive, Suite 400, Fort Washington, PA, 19034
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