USDA Loan Vs. FHA loan pro & con Gretna, Jefferson County, LA

In 2026, the USDA loan limit for Gretna, within Jefferson County, LA, is specified at $336,500. The FHA limit for a single-family home comes to $472,030.

Utilize Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates, assessing required income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your financial needs.

USDA and FHA Loan Options in Gretna, LA

Lendersa®'s mission is to provide you with the most suitable USDA or FHA loan quickly and without hassle. Begin with one of three pathways, each leading to matched lenders and potential USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

The USDA home loan, backed by the U.S. Department of Agriculture and commonly called a USDA rural development loan, is available only in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none, offering a path to homeownership with no down payment.

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Gretna Lenders
(504) 617-4040 Lender's profile and map Mortgage Lending Enterprises, LLC 1508 Flamingo Road, Gretna, LA, 70056 Lends in Louisiana At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!
(972) 233-8806 Lender's profile and map Absolute Mortgage & Lending 540 Lapalco Blvd, Gretna, LA, 70056 Lends in Louisiana We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff
(504) 362-1235 Lender's profile and map URBAN HOUSING MORTGAGE & REALTY GROUP, LLC 1525 Lapalco Blvd, Suite 19, Harvey, LA, 70058 Lends in Louisiana Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.
(504) 265-6515 Lender's profile and map NOLA Hard Money Services LLC 325 Manhattan Blvd, Harvey, LA, 70058 Lends in Louisiana NOLA Hard Money is led by a group of investors with deep roots in the New Orleans real estate market and active in it for more than 30 years.We have an eye for value and build long-term relationships with our clients. We strongly believe that the best marketing comes from current customers.
(504) 362-7544 Lender's profile and map Fifth District Savings Bank 4000 General Degaulle Dr, New Orleans, LA, 70114 Lends in Louisiana Our primary mission is to provide a safe, secure place for local depositors to invest their savings and to reinvest their deposits primarily in home mortgage loans which enable our borrowers to buy, build, and repair homes in our local community. Established in 1926, Fifth District is a federal mutual savings association.
(504) 394-5574 Lender's profile and map NAS JRB Credit Union 400 Russell Avenue, Building 509, New Orleans, LA, 70143 Lends in Louisiana NAS JRB Credit Union was founded in 1948 and is a state chartered, not for profit entity. Offering many financial services and always there for their membership and community with two locations in Plaquemines Parish. Our members are the reason we do what we do! Federally insured by NCUA.
(504) 671-2287 Lender's profile and map Coast Guard Employees Credit Union 500 Poydras Street, Room 1226, New Orleans, LA, 70130 Lends in Louisiana Coast Guard Employees Credit Union was established in 1950 for the military and civilian employees of the United States Coast Guard 8th District and their immediate family members. Serving the 8th Coast Guard District Employees, Active and Retired Service Members, Reservists, Auxiliary and immediate families since 1950.
(504) 568-1192 Lender's profile and map Judicial and Justice Federal Credit Union 600 S Maestri Place, Room 801, New Orleans, LA, 70130 Lends in Louisiana The Judicial and Justice Federal Credit Union is a cooperative, nonprofit financial institution chartered by the Federal Government in 1950. It is owned and operated by its members. In addition to a regular share account, the credit union offers a Christmas club account that pays dividends quarterly.
(504) 528-3279 Lender's profile and map New Orleans Port Commission Employees Credit Union 1350 Port of New Orleans Place, New Orleans, LA, 70130 Lends in Louisiana New Orleans Port Commission Employees Credit Union has been open since 1952. The credit union has assets totaling $4.07 Million and provides banking services to more than 600 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.