USDA VS FHA in Chalmette, St. Bernard County, LA

In 2026, the USDA loan limit for Chalmette in St. Bernard County, LA, is $336,500. For a single-family home, the FHA limit is $472,030.

Use Lendersa® USDA loan calculator to compare today's ideal USDA and FHA rates, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program in tailored to your financial situation.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Chalmette, St. Bernard County, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Chalmette, LA

The mission of Lendersa® is to efficiently match you with the best USDA or FHA loan without hassle. Choose one of three starting points leading to matched lenders and USDA programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in LA

A USDA home loan, supported by the U.S. Department of Agriculture, is also known as a USDA rural development loan. Available only in rural areas, it does not require a down payment, unlike FHA loans that mandate a minimum 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • South Georgia Banking Company
  • 725 West 2nd Street, Tifton, GA, 31794
  • South Georgia Banking Company is a full-service, independent, locally owned bank. Now in our 50th year of operation, SGBC provides a wide variety of banking services targeted primarily to the personal consumer, small business, and agricultural sectors. With locations in Tift, Colquitt, and Dooly counties, we take pride in the communities we serve.

  • First National Bank of Griffin
  • 318 S Hill St, Griffin, GA, 30224
  • First National Bank has a legacy of nearly a century of service in Spalding County and the surrounding area. While many things have changed during that time, who we are and what we believe in has not. We believe our customers are neighbors, not numbers. We believe that the spirit of the people is as important as the size of the organization.

  • First National Bank
  • 206 South First Street, Pulaski, TN, 38478
  • First National Bank of Pulaski is a Bank with operations in two states. First National Bank of Pulaski offers numerous mortgage programs including conventional, FHA, VA and construction mortgages As a community Bank with a commitment to help our neighbors, we promise you’ll enjoy convenience without getting lost in the shuffle.

  • Hill Bank & Trust Co.
  • 201 East Main Street, Weimar, TX, 78962
  • The Hill Bank and Trust Co. is an independent community bank pledged to maintain its financial independence and to provide quality banking services to the people, businesses and institutions of the Weimar, Texas area. We believe our most important assets are our customers and employees.

  • Community Bank TN
  • 19 Natchez Trace Drive, Lexington, TN, 38351
  • Headquartered in Lexington, Tennessee, we are locally owned and managed. We have three full service branches, two in Lexington and one in Jackson, Tennessee. Community Bank associates are plugged in, serving our communities in just about every volunteer and service organization in our markets.

  • Southern Crescent Mortgage and Investment Crop
  • 101 Devant Street, Suite 704, Fayetteville, GA, 30214
  • Southern Crescent Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help.

  • The Southern Credit Union
  • 430 East Lanier Avenue, Fayetteville, GA, 30214
  • The Southern Credit Union has long established itself as a provider of numerous low-cost services.Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, no fees at all.Credit Union has long established itself as a provider of numerous low-cost services.

  • Georgia Mortgage Services Inc
  • 500 W Lanier Ave, Suite 503, Fayetteville, GA, 30214
  • Georgia Mortgage Services, Inc has been putting the borrower first with low rates and superior service since 1988. We are structured as both a mortgage broker and a mortgage lender in order to offer as many available products at the best deals possible. Our strength is education as we believe that the more you understand the mortgage process

  • Resource Federal Credit Union
  • 525 Old Hickory Boulevard, Jackson, TN, 38305
  • Resource Federal Credit Union provides its members with a wide variety of products and services to help meet their day-to-day financial management needs. We are committed to 100% customer satisfaction and are continually broadening our product offering to meet the needs of our members.

  • Patriot Equity Credit Union
  • 1450 Union University Drive, Jackson, TN, 38305
  • Patriot Equity Credit Union is a non-profit cooperative organization created for the purpose of providing financial services to its members. Every member is a shareholder or "owner" of the Credit Union. Founded in 1929, Patriot Equity Credit Union serves the employees and family members of the U.S. Postal Service.

  • The Bank of Jackson
  • 420 Oil Well Road, Jackson, TN, 38305
  • The Bank of Jackson’s successful heritage is built on its commitment to the local community of Jackson and Madison County, local lending decisions and local stockholders and board members. The bank is built on the not so little difference that only a hometown community bank can deliver--personal service.