USDA Loan Vs. FHA loan for Chalmette, LA 2026

In 2026, the USDA loan limit for Chalmette in St. Bernard County, LA, is $336,500. For a single-family home, the FHA limit is $472,030.

Use Lendersa® USDA loan calculator to compare today's ideal USDA and FHA rates, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program in tailored to your financial situation.

USDA and FHA Loan Options in Chalmette, LA

The mission of Lendersa® is to efficiently match you with the best USDA or FHA loan without hassle. Choose one of three starting points leading to matched lenders and USDA programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in LA

A USDA home loan, supported by the U.S. Department of Agriculture, is also known as a USDA rural development loan. Available only in rural areas, it does not require a down payment, unlike FHA loans that mandate a minimum 3.5% down payment.

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Chalmette Lenders
(504) 279-5626 Lender's profile and map Performance Mortgage LLC 1000 East Judge Perez Dr., Chalmette, LA, 70043 Lends in Louisiana Performance Mortgage LLC wants to be your FIRST CHOICE in delivering the American dream of homeownership. We want to inspire hope in our customers that they can fulfil their dream of being a homeowner. As your local New Orleans and Chalmette mortgage lender.Our mission at Performance Mortgage LLC is to value our customers.
(504) 362-7544 Lender's profile and map Fifth District Savings Bank 4000 General Degaulle Dr, New Orleans, LA, 70114 Lends in Louisiana Our primary mission is to provide a safe, secure place for local depositors to invest their savings and to reinvest their deposits primarily in home mortgage loans which enable our borrowers to buy, build, and repair homes in our local community. Established in 1926, Fifth District is a federal mutual savings association.
(504) 617-4040 Lender's profile and map Mortgage Lending Enterprises, LLC 1508 Flamingo Road, Gretna, LA, 70056 Lends in Louisiana At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!
(972) 233-8806 Lender's profile and map Absolute Mortgage & Lending 540 Lapalco Blvd, Gretna, LA, 70056 Lends in Louisiana We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff
(800) 448-8812 Lender's profile and map Hancock Whitney Bank 701 Poydras Street, New Orleans, LA, 70139 Lends in Louisiana We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Our core values are lived out by the actions of our associates throughout our footprint.
(504) 298-1136 Lender's profile and map Gateway 2 Cap LLC 201 Saint Charles Avenue, Suite 114-215, New Orleans, LA, 70170 Lends in Louisiana The Gateway 2 Cap LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(504) 280-6496 Lender's profile and map UNO Federal Credit Union 2000 Lakeshore Drive, New Orleans, LA, 70148 Lends in Louisiana Chartered in 1972, UNO Federal Credit Union has served the University of New Orleans for over 45 years with pride. The support and commitment of this community has provided our credit union with the direction that has driven us to become the full-service financial institution that we are today.
(504) 671-2287 Lender's profile and map Coast Guard Employees Credit Union 500 Poydras Street, Room 1226, New Orleans, LA, 70130 Lends in Louisiana Coast Guard Employees Credit Union was established in 1950 for the military and civilian employees of the United States Coast Guard 8th District and their immediate family members. Serving the 8th Coast Guard District Employees, Active and Retired Service Members, Reservists, Auxiliary and immediate families since 1950.
(504) 568-1192 Lender's profile and map Judicial and Justice Federal Credit Union 600 S Maestri Place, Room 801, New Orleans, LA, 70130 Lends in Louisiana The Judicial and Justice Federal Credit Union is a cooperative, nonprofit financial institution chartered by the Federal Government in 1950. It is owned and operated by its members. In addition to a regular share account, the credit union offers a Christmas club account that pays dividends quarterly.