USDA Vs. FHA your options comparison in Chalmette, St. Bernard County, LA

In 2026, the USDA loan limit for Chalmette in St. Bernard County, LA, is $336,500. For a single-family home, the FHA limit is $472,030.

Use Lendersa® USDA loan calculator to compare today's ideal USDA and FHA rates, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program in tailored to your financial situation.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Chalmette, St. Bernard County, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Chalmette, LA

The mission of Lendersa® is to efficiently match you with the best USDA or FHA loan without hassle. Choose one of three starting points leading to matched lenders and USDA programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in LA

A USDA home loan, supported by the U.S. Department of Agriculture, is also known as a USDA rural development loan. Available only in rural areas, it does not require a down payment, unlike FHA loans that mandate a minimum 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Right Loan, LLC
  • 2560 North Pines Dr, Shreveport, LA, 71107
  • At The Right Loan, LLC we understand how important it is, to obtain the funding you need for operations, inventory, payroll, expansion, advertising opportunities and all the other services that require cash to succeed. We are also familiar with the landscape of hurdles that all startups have trying to finance a new business..

  • Beacon Federal Credit Union
  • 2812 N. Alexander Drive, Baytown, TX, 77520
  • It all started for us in March 1949 when we were chartered as DuPont La Porte Federal Credit Union. By 2005, we were officially Beacon Federal Credit Union. But what has never changed is our commitment to providing courteous, efficient and sound financial services for our members, now and into the future.

  • Community Resource Credit Union
  • 2900 Decker Dr, Baytown, TX, 77520
  • Community Resource Credit Originally formed by a group of Humble Oil Employees in 1935, CRCU is the oldest local financial institution in the Baytown, Crosby and Atascocita area. Presently, CRCU is open for membership to anyone who lives or works in Liberty, or Chambers County or within the Goose Creek.

  • The Peoples Bank of Red Level
  • 500 North Jackson, Magnolia, AR, 71753
  • Peoples Bank has been serving Magnolia Arkansas & surrounding cities in Columbia County for over 100 years. We are the only bank located exclusively in Columbia County.


    The Peoples Bank is a branch office of The Peoples Bank. They provide the following services: Full Service Office Location & are located at 500 North Jackson in Magnolia Ark

  • Farmers Bank & Trust
  • 1129 E Main St, Magnolia, AR, 71753
  • Farmers Bank & Trust was chartered on September 26, 1906, and has been in operation since its inception. Farmers Bank is an independent community Bank and operates out of a one-Bank holding company, Magnolia Banking Corporation. The Bank operates a subsidiary called Magnolia Properties, Inc

  • First Financial Bank
  • 1630 4th Avenue North, Bessemer, AL, 35020
  • At First Financial Bank – headquartered in Bessemer, Alabama! We also have First Financial Bank branches in Centreville, Hueytown, McCalla, Pelham, Vance, West Blocton, and Woodstock.

    As a community bank, we offer friendly and personal hometown service. We serve our communities by accepting only local deposits

  • Marvel City Federal Credit Union
  • 316 17th St N, Bessemer, AL, 35020
  • At Marvel City Federal Credit Union, our Southern roots run deep. We live in a place where people take pride in their hometown, recognize that local businesses are the lifeblood of the economy, and go the extra mile to help their neighbors. Your finances are a major priority in your life. So we make it a priority to quickly.

  • First National Bank of Clarksdale
  • 402 East Second Street, Clarksdale, MS, 38614
  • First National Bank of Clarksdale would not be what it is today without you. The roots of our success lie in the fact that we are home-owned and operated, and we do better when you do better. In 1964, when our founding fathers began organizing this new business, they did it with you in mind. From the beginning, they wanted it to be a place.

  • The First National Bank of Livingston
  • 2121 U.S. Hwy 190, Livingston, TX, 77351
  • We are extremely proud to have had the opportunity to serve our market since 1902. Our team of professionals continues a long-standing commitment to superior customer service. We remain dedicated to providing the most up to date technology, while not wavering from our values of being a strong and healthy community bank.

  • Cash Mortgage Services
  • 7016 Williams Drive, Galveston, TX, 77551
  • We specialize in Purchase mortgages, refinances and Reverse Mortgage. We are also very familiar with the uniqueness of coastal properties and Jim Davis, Owner of Cash Mortgage Services, has over 30+ years experience in the Mortgage Industry and also We offer great rates and lightning fast service Conventional Loans Home Equity Loan and more.

  • Elite Mortgage Partners
  • 2367 Lakeside Dr, Birmingham, AL, 35244
  • Elite Mortgage Partners is here to provide you with an industry leading mortgage experience while offering the comfort of doing business with a local, Alabama based, company. With 36 years of experience in the mortgage industry, Callie Hill and Nina Noble know what it takes to make sure your loan is done fast, easy and right.