FHA Vs. USDA loan program for Meraux, St. Bernard County, Louisiana

As of 2026, the USDA loan limit in Meraux, which is in St. Bernard County, LA, is $336,500, whereas the FHA loan limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. Determine the necessary income, credit level, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows you to see an overview of USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program in for your financial circumstances.

Review USDA and FHA Loan Options in Meraux, LA

Lendersa® is committed to helping you obtain the best USDA or FHA loan swiftly and efficiently. Select one of the three initial pathways to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Overview of USDA Loans in LA

A USDA home loan, often referred to as a USDA mortgage or rural development loan, is backed by the U.S. Department of Agriculture. These loans are exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage demands no down payment, making it a more accessible option for qualified borrowers.

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Meraux Lenders
(504) 279-5626 Lender's profile and map Performance Mortgage LLC 1000 East Judge Perez Dr., Chalmette, LA, 70043 Lends in Louisiana Performance Mortgage LLC wants to be your FIRST CHOICE in delivering the American dream of homeownership. We want to inspire hope in our customers that they can fulfil their dream of being a homeowner. As your local New Orleans and Chalmette mortgage lender.Our mission at Performance Mortgage LLC is to value our customers.
(504) 362-7544 Lender's profile and map Fifth District Savings Bank 4000 General Degaulle Dr, New Orleans, LA, 70114 Lends in Louisiana Our primary mission is to provide a safe, secure place for local depositors to invest their savings and to reinvest their deposits primarily in home mortgage loans which enable our borrowers to buy, build, and repair homes in our local community. Established in 1926, Fifth District is a federal mutual savings association.
(504) 617-4040 Lender's profile and map Mortgage Lending Enterprises, LLC 1508 Flamingo Road, Gretna, LA, 70056 Lends in Louisiana At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!
(972) 233-8806 Lender's profile and map Absolute Mortgage & Lending 540 Lapalco Blvd, Gretna, LA, 70056 Lends in Louisiana We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff
(888) 505-3809 Lender's profile and map TAHARRKA ENTERPRISES LLC 5001 COLUMBIA ST, NEW ORLEANS, LA, 70126 Lends in Louisiana In addition to conventional commercial financing such as Fannie/Freddie and HUD, we offer creative financing for business owners looking to purchase or get working capital to start or grow a business. We offer creative financing for all industries and verticals and everything is negotiable. Amounts starting at $1M - $1B.
(504) 280-6496 Lender's profile and map UNO Federal Credit Union 2000 Lakeshore Drive, New Orleans, LA, 70148 Lends in Louisiana Chartered in 1972, UNO Federal Credit Union has served the University of New Orleans for over 45 years with pride. The support and commitment of this community has provided our credit union with the direction that has driven us to become the full-service financial institution that we are today.
(800) 448-8812 Lender's profile and map Hancock Whitney Bank 701 Poydras Street, New Orleans, LA, 70139 Lends in Louisiana We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Our core values are lived out by the actions of our associates throughout our footprint.
(504) 298-1136 Lender's profile and map Gateway 2 Cap LLC 201 Saint Charles Avenue, Suite 114-215, New Orleans, LA, 70170 Lends in Louisiana The Gateway 2 Cap LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(504) 671-2287 Lender's profile and map Coast Guard Employees Credit Union 500 Poydras Street, Room 1226, New Orleans, LA, 70130 Lends in Louisiana Coast Guard Employees Credit Union was established in 1950 for the military and civilian employees of the United States Coast Guard 8th District and their immediate family members. Serving the 8th Coast Guard District Employees, Active and Retired Service Members, Reservists, Auxiliary and immediate families since 1950.