In 2026, the USDA loan limit in New-Orleans, located in Orleans County, LA, is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and ascertain the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program in
Explore offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim at Lendersa® is to promptly align you with the best USDA or FHA loans, without any hassle. Choose one of three initiation methods leading to suitable lender matches and USDA loan offerings.
A USDA home loan is secured by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, and is exclusively available in rural locales. While FHA loans require a 3.5% minimum down payment, USDA loans do not require any down payment, making them a compelling option.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
Bridge Loan Guides