USDA and FHA Pro and Con in New-Orleans, Orleans County, LA
In 2026, the USDA loan limit in New-Orleans, located in Orleans County, LA, is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and ascertain the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program in for your financial situation.
2026 Loan Limits and Down Payment Requirements in New-Orleans, Orleans County, LA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Diverse USDA and FHA Loan Options in New-Orleans, LA
The aim at Lendersa® is to promptly align you with the best USDA or FHA loans, without any hassle. Choose one of three initiation methods leading to suitable lender matches and USDA loan offerings.
A USDA home loan is secured by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, and is exclusively available in rural locales. While FHA loans require a 3.5% minimum down payment, USDA loans do not require any down payment, making them a compelling option.
We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Our core values are lived out by the actions of our associates throughout our footprint.
201 Saint Charles Avenue, Suite 114-215, New Orleans, LA, 70170
Lends in Louisiana
The Gateway 2 Cap LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
625 St Joseph Street, Room B-13, New Orleans, LA, 70165
Lends in Louisiana
We are a full-service not for profit financial institution, dedicated to serving our members. As a shareholder, we are able to return our earnings to you in the form of higher dividend rates on savings and lower rates on loans.We take great pride in helping you get the best value for your dollar.
1440 Canal Street, Suite 101, New Orleans, LA, 70112
Lends in Louisiana
Tulane-Loyola Federal Credit Union is federally chartered and regulated by the National Credit Union Administration. Like all credit unions, we are a financial cooperative institution, and operate not for profit, but for service to our member-owners. Our Credit Union was chartered on September 9, 1979 to serve the employees of Tulane University.
1615 Poydras St, Suite 940, New Orleans, LA, 70112
Lends in Louisiana
Simple Lending is comprised of several loan experts with over 60 years of combined Mortgage and Real Estate experience. We provide a variety of loan products from loans for primary residences purchase, refinances, investment properties, Fix and Flip loans, commercial and construction loans.
1615 Poydras Street, Suite 900, New Orleans, LA, 70112
Lends in Louisiana
We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
1100 Poydras Street, Suite 100, New Orleans, LA, 70163
Lends in Louisiana
Crescent Bank was founded in 1991 when a small investor group led by Gary N. Solomon Sr. and Fred B. Morgan III purchased the assets of Columbia Homestead on Harrison Avenue in New Orleans. With only three employees, the bank opened as City Bank & Trust. The name was later changed to Crescent Bank & Trust and is now referred to simply as Crescent B
“We’ve been in the mortgage business since 1956 and many of our clients have been coming back again and again since we opened our doors over 50 years ago. They know they can always rely on us for the information and service they expect and deserve. And you can, too. We tell it like it is. Buying or selling a house is a major event for everyone.
500 Poydras Street, Room 1226, New Orleans, LA, 70130
Lends in Louisiana
Coast Guard Employees Credit Union was established in 1950 for the military and civilian employees of the United States Coast Guard 8th District and their immediate family members.
Serving the 8th Coast Guard District Employees, Active and Retired Service Members, Reservists, Auxiliary and immediate families since 1950.
