USDA Vs. FHA Pro and Con comparison in Jena, LaSalle County, LA
In the year 2026, the USDA loan limit for Jena, within the county of LaSalle, LA, stands at $336,500, while the FHA cap for a single-family home is $472,030.
Explore today's leading USDA versus FHA rates using the Lendersa® USDA loan calculator. Evaluate the necessary income, credit status, reserves, and documents needed for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you determine which program in is most suitable for your financial needs.
Loan Limits and Down Payment Requirements for 2026 in Jena, County of LaSalle, LA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Solutions in Jena, LA
Lendersa® strives to quickly secure the best USDA or FHA loan with convenience and ease. Choose one of three initial options to be matched with lenders and identify USDA loan programs suited to your needs.
A USDA home loan, certified by the U.S. Department of Agriculture, is often called a USDA rural development loan. This mortgage is intended exclusively for rural areas, requiring no down payment compared to FHA loans, which mandate a minimum of 3.5% down.
Heart of Louisiana Credit Union was founded in 1955 by USDA employees working in Louisiana in Alexandria and Pineville. Since then, Heart has fostered a rich history of helping Central Louisiana residents with all their financial needs.
At Heart, we specialize in helping members like family!
Legacy Financial FCU is a federally insured FCU offering financial services to residents of Grant and Rapides Parishes.
We offer a variety of loans to meet your needs. What ever you are looking to purchase, the vacation you are wanting to take, home repairs, or any other need that may arise we are here to help.
Valex Federal Credit Union aims to provide lifelong, trusted relationships and the best services available to ensure our members reach their financial goals. At Valex Federal Credit Union, we don't have customers. We have members. If you join the credit union, you become a part-owner in our financial institution.
We bring with us, 38 years of combined mortgage experience, successful companies & great reputations. We feel that joining our business operations together will enable us to provide even better products and services for our customers. By joining our companies together, we become Cenla’s largest locally owned, mortgage lender.
Rapides Federal Credit Union, a financial institution that offers a variety of products and services to meet your financial needs. We are dedicated to providing local service with local decision-making in the communities that we serve. The Rapides Federal Credit Union was chartered in 1958.
Alexandria Municipal Employees Credit Union was first authorized to do business in 1951. The By-Laws of this State Chartered Credit Union were adopted at the first Board of Directors Meeting held on January 10th, 1951. Alexandria Municipal Employees Credit Union remains committed to the long-established ideals of the Credit Union Movement.
Our mission is to provide financial services that are beneficial to anyone who lives, works, worships, or attends school in Catahoula, Grant, LaSalle, Rapides, & Winn Parishes, Vernon Parish school employees, & Union Tank Car Company employees. Cenla Federal Credit Union is committed to serving our members.
District 08 State Highway Employees Federal Credit Union, Charter No. 14651 came to it's being after an Organization Certificate was prepared and signed on October 12, 1961 and approval received on the 31st day of October 1961. District 08 Federal Credit Union was chartered under federal law.
In September 1952 a few concerned employees of the Baptist Hospital saw the need for a way to provide much needed financial services to their fellow workers. The credit union opened with 8 charter members as Baptist Hospital Employees Federal Credit Union. In March 1971 the name was changed to Rapides General Hospital Employees FCU.
