USDA VS FHA in Vivian, Caddo County, LA

In 2025, the USDA loan limit for Vivian, in the county of Caddo, LA, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading rates between USDA and FHA loans, and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding your decision to select the most suitable program for your financial situation, particularly in Alabama.

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2025 Loan Limits and Downpayment Requirements in Vivian, County of Caddo, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Vivian, LA

The goal of Lendersa® is to provide you with the best USDA or FHA loan promptly and without hassle. Choose from three starting strategies to connect with lenders and discover USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in LA

A USDA home loan, also termed a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is specifically for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Seacliff Mortgage
  • 9042 Garfield Ave. Suite 207, Huntington Beach, CA, 92646
  • With over 25 years of Mortgage Industry experience, The de Courcy group has proficiency in virtually every type of Real Estate Financing combined with a commitment to building lifelong relationships with our clients. The de Courcy Group is partnered with Seacliff Mortgage, a Mortgage Broker located in Huntington Beach, CA. We utilize cutting edge t
  • MakeWay Mortgage Inc.
  • 17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92646
  • We are a family company located in Huntington Beach, California. We pride ourselves on providing the best service to every customer. This means being attentive to each person’s individual needs. We offer a wide range of loan programs that most other lenders are just simply not equipped to offer.
  • Family Smart Homes
  • 19126 Magnolia St, Suite 101, Huntington Beach, CA, 92646
  • Michael Huynh believe the role of a real estate professional is to guide you through the buying and selling process taking the time to make sure you understand every step of the transaction, been a resident of the area, Michael know the community and have in-depth real estate experience.
  • Pacific Shores Financial
  • 20902 Brookhurst Street Street, Suite 209, Huntington Beach, CA, 92646
  • Pacific Shores Financial Home Loans is an independent and part of American Capital Corporation, our larger parent company headquartered in El Segundo, California. We are a direct lender which gives us the ability to underwrite, approve and fund our own loans with our in house bank ACBN.
  • Sahakian Arvin
  • 9114 Adams Avenue, Suite 570, Huntington Beach, CA, 92646
  • Sahakian Arvin is mission to make your mortgage process stress-free and transparent so you can buy your new home or refinance quickly with confidence. and also My goal is to help you truly understand everything about your mortgage before you commit to it. When you’re armed with the knowledge, you can make the right decisions every time
  • Seacliff Mortgage
  • 9042 Garfield Avenue, Suite 207, Huntington Beach, CA, 92646
  • SeaCliff Mortgage, we have access to hundreds of banks to be competitive and match up the right loan for each borrower. And not all banks are the same. Some will do what others won’t. This is the beauty of working with a knowledgeable broker and options that not every bank has to meet your needs.Our goal is your satisfaction.
  • Carpe Diem Mortgage
  • 21701 Kaneohe Lane, Huntington Beach, CA, 92646
  • Carpe Diem Mortgage has identified a way to deliver the lowest rates. The way we do this is by operating solely as a mortgage BROKER, which enables us to shop interest rates with our wholesale lending partners. By operating as a broker with NO employees, our overhead is sure to be much lower than lenders.
  • Trans World Financial
  • 19691 Phoenix Ln, Huntington Beach, CA, 92646
  • Trans World Financial Trans World Financial knows the importance of securing the best financing for each of our clients. No one person has the exact same financial situation and that is why our professional loan counselors have thousands of different loan programs to ensure that your specific financing needs.
  • Pacific City Financial
  • 9042 Garfield Avenue, Suite 307, Huntington Beach, CA, 92646
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, and mortgages. Michael Robbins, our founder, has 29 years experience in the financial and mortgage lending industry. As a licensed broker and mortgage lending professional
  • HomeLoan123
  • 13725 Proctor Ave, Suite A, La Puente, CA, 91746
  • HomeLoan123.com, in 1994 to expand our services via the Internet and provide online mortgage services. Our goal has always been to provide the best available mortgage products and to make the mortgage process a positive and pleasant experience for you. Over the Internet, telephone or in person, we are here to serve you.
  • Winn Mortgage
  • 13300 Crossroads Parkway N, Suite 150, City Of Industry, CA, 91746
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • America Smart Home
  • 8942 Garden Grove Boulevard, Suite 207, Garden Grove, CA, 92844
  • At America Smart Home, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.