USDA Loan Vs. FHA loan pro & con Vivian, Caddo County, LA

In 2025, the USDA loan limit for Vivian, in the county of Caddo, LA, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading rates between USDA and FHA loans, and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding your decision to select the most suitable program for your financial situation, particularly in Alabama.

Exploring USDA and FHA Loan Options in Vivian, LA

The goal of Lendersa® is to provide you with the best USDA or FHA loan promptly and without hassle. Choose from three starting strategies to connect with lenders and discover USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in LA

A USDA home loan, also termed a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is specifically for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require any down payment.

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(866) 588-5533 Lender's profile and map Reviews Community Mortgage, LLC 19045 E. Valley View Pkwy, Suite F, Independence, MO, 64055 At Community Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(618) 457-3595 Lender's profile and map Reviews SIU Credit Union 395 N Giant City Rd, Carbondale, IL, 62902 SIU Credit Union was founded in 1938 as Jackson County Teachers' Credit Union. Today, we serve 24 counties and many employer groups in southern Illinois. As a not-for-profit, member owned, financial cooperative, we believe in serving our membership instead of maximizing profits and Today, we serve 24 counties and many employer groups in southern Il
(256) 387-7575 Lender's profile and map Reviews Davidson Homes. Heritage Mortgage 336 James Record Road, Huntsville, AL, 35824 In 2009, Adam Davidson’s vision came to life in the Huntsville, Alabama market. His new home building company, Davidson Homes, offered home buyers quality construction and materials, superior value and an unprecedented level of personalization. He committed himself to building an all-star team of employees
(816) 861-5700 Lender's profile and map Reviews Kansas City Credit Union 5110 Ararat Drive, Kansas City, MO, 64129 We are growing and are currently looking to fill positions to help us expand our business focused team. To see what jobs are currently available and to join the KCCU family click the following link: http://www.kccu.net/careers.html Kansas City Credit Union began more than 75 years ago, in 1940, serving the employees of Kansas City, MO
(636) 271-2265 Lender's profile and map Reviews Bank Star One 1999 W. Osage, Pacific, MO, 63069 We’re not just a bank. We’re a really good bank. One that helps you take care of your money without having to work too hard, because you already work hard enough. Whatever you need from your bank, you can find it right here. Bank Star's headquartered in Fulton, MO & also has branches in New Bloomfield, Lake Ozark, and Osage Beach -all in Missouri.
(913) 390-1010 Lender's profile and map Reviews Mortgage Investment Services Corp 22316 Midland Drive, Shawnee, KS, 66226 Mortgage Investment Services Corporation (“MISC”) is an independent mortgage banking company that provides home loan services solely and exclusively for the customers of 200+ financial institutions, mainly in under-served rural communities in Missouri, Kansas, Oklahoma, Colorado, & Nebraska.
(816) 358-5000 Lender's profile and map Reviews Blue Ridge Bank and Trust Co. 4200 Little Blue Parkway, Independence, MO, 64057 Blue Ridge Bank is a locally owned, community bank, established in 1958. With eight locations serving the communities of Independence, Raytown, Kansas City, Lee's Summit, and Blue Springs. Blue Ridge Bank has services to meet every need. Services include: Personal checking including high-interest checking, savings and money market accounts.
(618) 549-2181 Lender's profile and map Reviews The Bank of Carbondale 216 East Main Street, Carbondale, IL, 62901 The Bank of Carbondale was originally chartered as the Vergennes State Bank in 1919, located on the corner of Hack Avenue and Main Street in Vergennes, Illinois. In 1970, the charter was transferred and established as The Bank of Carbondale, with a Main Street location in downtown Carbondale. In January 1981,
(785) 841-1988 Lender's profile and map Reviews The University National Bank 1400 Kasold Dr, Lawrence, KS, 66049 We are a locally owned community bank in Lawrence, KS committed to giving our customers the best service possible. At UNB, you can feel the difference when you walk in the door or talk to us on the phone. We remain true to our core purpose: to provide value-added banking services to the Lawrence community by sticking to what we know best.
(785) 856-5626 Lender's profile and map Reviews First Assured Mortgage 4830 Bob Billings Pkwy, Suite 100A, Lawrence, KS, 66049 We are a Kansas licensed mortgage broker which allows us to select the top lenders available to serve our customers. Our owners and staff are committed to providing our customers the lowest mortgage rates available from the very best wholesale mortgage lenders available. We offer most mortgage products available through FHA, VA, USDA,
(660) 886-6825 Lender's profile and map Reviews Wood & Huston Bank 27 E North St, Marshall, MO, 65340 "We are your independent, full-service community bank, providing a wide range of financial products and solutions to the communities we serve for 140+ years variety of loan and deposit products, and many services. We currently serve the comWood & Huston Bank is your full-service community bank. We offer a variety of loan and deposit products"
(660) 886-6941 Lender's profile and map Reviews Bank 21 586 West Arrow, Marshall, MO, 65340 Bank 21 has been a locally-owned and operated full-service bank. Since Bank 21 was chartered in 1903 Bank 21 offers a vast array of financial products and services including Checking and Savings Accounts, Certificates of Deposit, Debit Cards, Online Banking, Bill Pay, ATM's, IRA's and Lending for Consumer, Commercial, Agriculture, and Real Estate.