In 2026, the USDA loan limit for Vivian, in the county of Caddo, LA, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading rates between USDA and FHA loans, and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding your decision to select the most suitable program for your financial situation, particularly in Alabama.
2026 Loan Limits and Downpayment Requirements in Vivian, County of Caddo, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Vivian, LA
The goal of Lendersa® is to provide you with the best USDA or FHA loan promptly and without hassle. Choose from three starting strategies to connect with lenders and discover USDA loan programs tailored to your needs.
A USDA home loan, also termed a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is specifically for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require any down payment.
Citizens Bank & Trust Co. of Vivian, Louisiana, Inc., was granted a state charter by the Louisiana Office of Financial Institutions on June 12, 1967. The first office, located at 140 W. Louisiana Avenue opened for business on September 14, 1967. The formal grand opening for the bank’s present site at 120 W. Arkansas Avenue
At The Right Loan, LLC we understand how important it is, to obtain the funding you need for operations, inventory, payroll, expansion, advertising opportunities and all the other services that require cash to succeed. We are also familiar with the landscape of hurdles that all startups have trying to finance a new business..
Citizens National Bank is committed to being a better place to bank. Not only in the way we do business, but also in our involvement in the community. Citizens National Bank, NA serves individuals, businesses and public and private sector institutions. Our branches provide a complete range of innovative financial products and services.
We are VA Homeloan Specialists and we serve the lending needs of homebuyers, homeowners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. Kara Lowrie has over 30 years experience in mortgage lending.
2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111
Lends in Louisiana
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At J & L Processing/Mortgages, we specialize in assisting first-time home-buyers navigate through this journey as quick and easy as possible. We offer conventional, FHA, USDA, VA Programs and more. Purchasing a home is a significant financial decision in your life, so finding the right mortgage partner is key to making the dream of homeownership
Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank, which provides financial services to individuals, corporate entities, and other organizations in northwest Louisiana. The company’s deposit products include savings accounts, NOW accounts, money market accounts, and certificate accounts
Louisiana Catholic Federal Credit Union was founded in 1951 as St. John’s Parish Federal Credit Union. Since that time, we have expanded to include many other church parishes and employee groups.
From our humble beginnings of 135 members to our current membership of approximately 2, 400, our top priority is our member’s financial well-being
Post Office Employees Federal Credit Union has been serving the financial needs of members in the Ark-La-Tex area since 1931. Our current membership stands at just over 4,000 active members with more than $36 million in assets. POE FCU to provide its membership with quality, convenient, and confidential financial services at competitive rates.
