USDA and FHA Pro and Con in Central, East Baton Rouge County, LA
For 2025, the USDA loan limit in Central, located in East Baton Rouge County, LA, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to compare today’s top USDA vs. FHA rates, and ascertain the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide on the best program in tailored to your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Central, East Baton Rouge County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Central, LA
The goal of Lendersa® is to efficiently find you the best USDA or FHA loan without hassle. You can choose one of three starting points that lead to matched lenders and USDA loan programs.
The USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan. Available only in rural areas, it requires no down payment, unlike FHA loans that need at least a 3.5% down payment.
4570 Campus Drive, Suite 5, Newport Beach, CA, 92660
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1300 Quail Street, Suite 275, Newport Beach, CA, 92660
Established in Newport Beach, our presence is expanding throughout California. Our goal is to provide each client with personalized, honest and ethical service through numerous quality control systems. By utilizing proven strategies that take into account the borrower's current and future financial goals,
20101 South West Birch Street, Suite 150H, Newport Beach, CA, 92660
Utah Funding opened its doors in May 2004. We tailor every loan to fit each clients needs individually. Sifting through many lenders, we are able to search through 100's of loan programs, to provide the best programs and rates available. We understand the big commitment you are making in buying a home
620 Newport Center Drive, Suite 1100, Newport Beach, CA, 92660
Formerly StoneHill Capital, Inc., Mr. Burns established Savient Financial, Inc., to focus more on real estate and project financing opportunities. In 1989, his focus was on “Asset Management,” now called, Loss Mitigation. In 1992 Mr. Burns learned the art of Land Swapping, which is a technique that allows a Broker/Negotiator to contact a U.S.
Americap Direct Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward
5 Upper Newport Plaza Drive, Suite 200, Newport Beach, CA, 92660
Save Financial, Inc. is a mortgage lending brokerage firm located in the sunny Newport Beach California. Our focus is residential purchase and refinance transactions. We are licensed with over 20 major US Lenders and can provide various programs tailor made to your mortgage needs.
5 Upper Newport Plaza, Building 5, Suite 205, Newport Beach, CA, 92660
Master Key Capital we offer great rates with our FHA, VA, USDA, JUMBO, Interest Only and Conventional loans. We also specialize in true Stated income loans and Bank Statement loans with loans amount from $150,000.00-$5,000,000.00 plus. We help borrowers find financing from Excellent credit to Poor Credit.
20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
Residential First Mortgage began business in 1994. From the beginning, it has been our vision to build a business from repeat clients and client referrals, ultimately creating “clients for life”. Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction.
Bayshore Capital is a full service mortgage company that has one goal in mind, customer satisfaction. We do not need to be the biggest, only the best. We strive to treat every customer like a member of our own families and be sure we place them with the proper loan for their unique needs.
