USDA and FHA Pro and Con in Central, East Baton Rouge County, LA
For 2025, the USDA loan limit in Central, located in East Baton Rouge County, LA, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to compare today’s top USDA vs. FHA rates, and ascertain the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide on the best program in tailored to your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Central, East Baton Rouge County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Central, LA
The goal of Lendersa® is to efficiently find you the best USDA or FHA loan without hassle. You can choose one of three starting points that lead to matched lenders and USDA loan programs.
The USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan. Available only in rural areas, it requires no down payment, unlike FHA loans that need at least a 3.5% down payment.
Northern States Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
At Mi BANK, you have a single banker, whose job it is to get to know you and your business. Your Banker delivers both personal and business resources to your doorstep. This allows us to quickly respond to all your needs, with products and services tailored for you.
Our success is driven by our bankers
4640 Walnut Lake Road, Bloomfield Hills, MI, 48301
Lynn Wang Financial LLC Located in Beautiful Eastsouthern Michigan, we thrive on the success and satisfaction of our clients. Ling Wang is an expert in IT area. Ms. Wang founded the company with her interest in finance and an intent to serve friends and colleagues in Auto companies for a low rate and reliable service.
Founded in 1900, Mars Bank has invested and served the same communities in which we live. Primarily focused on Southern Butler, Eastern Beaver and Northern Allegheny counties, we are committed to this area and its communities.
Mars Bank is committed to remaining a relationship driven, independent community bank which offers competitive products
First Choice Mortgage Services Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
We have one goal – to fulfill your financing goals and make you a happy homeowner. Mortgage City is a licensed mortgage originator based in Detroit, Michigan. We work with customers in Detroit, Royal Oak, and throughout the state of Michigan. We also can help you with your mortgage needs in Florida, New Hampshire, Ohio, Massachusetts,
Fortress Home Mortgage (NMLS ID# 135922) is owned and operated locally by John Sarkisian (NMLS ID# 136596). We utilize multiple lenders to find the best rates and products to fit the needs of our Metro Detroit borrowers. All applicants receive one on one customer service from pre-approval to closing.
"We specialize in shopping between the most reputable lenders on our clients’ behalf for the best possible program and rate for the client-specific situation. We offer wholesale pricing which means lower rates and less cost for our clients!
Our goal is to keep the mortgage process simple, easy and fast so you can stay focused on your daily l
Michigan Elite Lending with the vision of supplying clients with the best possible loan experience with the lowest rates on the market. Working with a mortgage broker allows borrowers to secure the lowest rate without doing all the legwork. We shop hundreds of wholesale lenders to find the best program for you.
