USDA and FHA Pro and Con in St.-Gabriel, Iberville County, LA

In 2025, the USDA loan limit for St.-Gabriel in Iberville, LA, is set at $285,000. Meanwhile, the FHA loan limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to assess and compare today’s best USDA and FHA loan rates. This tool aids in determining the necessary income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side to decide which program in best fits your financial situation.

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2025 Loan Limits and Down Payment Requirements in St.-Gabriel, Iberville, LA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in St.-Gabriel, LA

Lendersa® aims to swiftly secure the best USDA or FHA loan for you, with minimal hassle. Initiate with one of three options that connect you to suitable lenders and USDA programs aligned with your needs.

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What Does a USDA Loan in LA Entail?

The USDA home loan, also known as a USDA rural development loan, is a government-backed mortgage facilitated by the Department of Agriculture. This financial product is available only in rural areas and does not require any down payment, in contrast to FHA loans which require a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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