USDA Loan Vs. FHA loan for Prairieville, LA [Ascension County ]

In 2026, the USDA loan limit for Prairieville, within Ascension County, LA, is $336,500, while the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates, and determine the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA programs side by side, allowing you to choose the best option in for your financial situation.

Exploring USDA and FHA Loan Options in Prairieville, LA

At Lendersa®, our aim is to promptly connect you with the ideal USDA or FHA loan without hassle. Choose one of three starting points that connect you with matching lenders and USDA loan offerings.

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Understanding USDA Loans in LA

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans require none, facilitating easier access to homeownership.

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(409) 765-6067 Lender's profile and map Reviews Coastal Community Federal Credit Union 2302 Church Street, Galveston, TX, 77550 Coastal Community Federal Credit Union began in 1957 when employees of the Galveston Fire Department decided to form Galveston Firemen’s Federal Credit Union. In 1973, the name was changed to City of Galveston Federal Credit Union to allow all city employees of Galveston to join. Then in 1991
(409) 765-5561 Lender's profile and map Reviews Moody National Bank 2302 Postoffice Street, Galveston, TX, 77550 MNB is a Galveston-based community bank, providing personal & business banking services, as well as trusts & investments, to clients in 19 locations in Texas. MNB is one of the largest privately owned banks in Texas with assets exceeding $1 billion as of Dec. 31, 2014. Founded in 1907, MNB serves clients in the Galveston, Fort Bend, Harris counties
(409) 763-1271 Lender's profile and map Reviews Hometown Bank, National Association 1801 45th Street, Galveston, TX, 77550 HomeTown Bank, National Association, on April 19, 1999, to accommodate expansion away from Galveston Island. The Bank's deposit accounts are insured under the Federal Deposit Insurance Act up to applicable limits. The Bank is a member of the Federal Reserve System and the Federal Home Loan Bank.
434-421-4547 Lender's profile and map Reviews Advance Capital Funding, LLC 127 Rainbow Dr Suite2720, Livingston, TX, 77399 Advance Capital Funding, LLC, a Texas-based corporation led by Michael Berry, specializes in cutting-edge funding solutions for real estate investors. With expertise in both residential and commercial properties, we excel in expanding real estate investment portfolios. At Advance Capital Funding, we offer flexible, tailored programs ensuring swift
(936) 639-2311 Lender's profile and map Reviews Southland Federal Credit Union 2601 S John Redditt Drive, Lufkin, TX, 75904 On September 9, 1963, Southland Federal Credit Union’s charter was approved by NCUA (National Credit Union Administration). Starting with only seven members and working out of a house, the credit union started providing financial services to workers and family members of the Southland Paper Mill in Lufkin, Texas.
(936) 632-4397 Lender's profile and map Reviews Lufkin Federal Credit Union 204 Gobblers Knob Road, Lufkin, TX, 75904 Lufkin Federal Credit Union is a full service, not for profit financial institution formed in 1964. The original name of the credit union was LFM Federal Credit Union, formed to serve employees of Lufkin Foundry & Machine Company (later became Lufkin Industries, Inc.) and their family members.
(936) 632-8829 Lender's profile and map Reviews Angelina Federal Employees Credit Union 900 Pershing Avenue, Lufkin, TX, 75904 Angelina Federal Employees Credit Union has been open since 1952. The credit union has assets totaling $38.3 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings loans.
(850) 420-6828 Lender's profile and map Reviews Southpoint Financial Services 8143 Navarre Pkwy, Navarre, FL, 32566 "SouthPoint Financial Services is a full service, Georgia based, mortgage lender which offers government backed loans and conventional loans. We can help you buy your first home or refinance your existing home, vacation home, or investment property. We've also expanded to twelve states to better service clients around the country"
(850) 710-3107 Lender's profile and map Reviews Eagle Home Loans LLC 2165 Castle Grove Drive, Navarre, FL, 32566 Eagle Home Loans is 100% veteran owned and operated. We pride ourselves on being in touch with the needs of the local community and providing affordable housing options to the town of Clarksville as well as the citizens of the state of Tennessee. Eagle Home Loans specializes in Veterans Affair (VA) Mortgages which allow active duty military
813-657-8700 Lender's profile and map Reviews A & A Mortgage 3419 Brook Crossing Drive Suite #108, Navarre, FL, 32566 A & A Mortgage was first established in the Tampa / Brandon Area in February of 2000, off Oakfield Drive. In January of 2008, we moved into our beautiful new building on the corner of Bloomingdale Avenue and Bell Shoals Avenue in Valrico, Florida. We are conveniently located in the Plaza Bella Center.
850-939-4050 Lender's profile and map Reviews A & A Mortgage Funding Inc 8402 Little John Junction Road, Navarre, FL, 32566 A & A Mortgage was first established in the Tampa / Brandon Area in February of 2000, off Oakfield Drive. In January of 2008, we moved into our beautiful new building on the corner of Bloomingdale Avenue and Bell Shoals Avenue in Valrico, Florida. We are conveniently located in the Plaza Bella Center.
(936) 628-3312 Lender's profile and map Reviews Peoples State Bank 5850 Highway 59 South, Shepherd, TX, 77371 Peoples State Bank is a community bank that has been serving the Lake Livingston Area since 1921. In January 1986 the bank was purchased by AmTex Bancshares, Inc, a bank holding company located in Orange, Texas. Peoples State Bank’s main location is headquartered in Shepherd, with branch location in Coldspring and Livingston.