In 2025, the USDA loan limit for Prairieville, within Ascension County, LA, is $336,500, while the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates, and determine the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA programs side by side, allowing you to choose the best option in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Prairieville, Ascension County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Prairieville, LA
At Lendersa®, our aim is to promptly connect you with the ideal USDA or FHA loan without hassle. Choose one of three starting points that connect you with matching lenders and USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans require none, facilitating easier access to homeownership.
Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.
Our mission is to be the financial institution of choice for enterprises, their owners and employees. Your dreams are our goals. And when you're busy finding your way to what's next, you need access to banking solutions that can keep up. We'll work by your side to develop the perfect fit --for now and for what's next.
The Credit Union was chartered in 1951 under the provisions of the Federal Credit Union Act, Public Law 467, 73d Congress 1st Session, entitled, “ An Act to establish a Federal Credit Union System, to establish further market for securities of the United States and to make available to people of small means credit for provident purposes.
The Bank of Commerce was chartered in 1927 to serve the community needs of The Town of White Castle.
The philosophy of the Bank since it began has been to approve every loan that would benefit the individual, the community, and the bank. This statement is the embodiment of this philosophy and a reaffirmation of our goal to continue to do so.
River Region Federal Credit Union has been open since 1960. The credit union has assets totaling $41.43 Million and provides banking services to more than 2, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Plaquemine Bank and Trust Company was founded as a State Chartered Bank in 1968 by Dr. James A. Durand, with funding of $500,000 in capital representing 25,000 shares at $20 each. From the very beginning, Plaquemine Bank was a bank of the people. No economic group went without representation among our stockholders
Iberville Federal Credit Union is a not-for-profit cooperative organization of people sharing a common bond, created for the purpose of promoting thrift and providing a source of credit for provident and productive purposes. IFCU was chartered in June 1958 and formed for the employees of Iberville Parish School Board.
While we operate based on a community-banking model, our top-level experience plays an important role in how we treat our local-level customers. Regardless of account size or income, we aim to provide sophisticated banking service at Anthem Bank & Trust that's streamlined, backed by experience and demonstrates a proven ability to solve problems.
Southern Teachers and Parents Federal Credit Union
728 Harding Boulevard, Baton Rouge, LA, 70807
Southern Teachers & Parents Federal Credit Union was established over 80 years ago with the mission of providing quality financial services designed to help members improve their economic status. We continue our mission by operating as a full service financial institution while educating our members on making sound financial decisions.
First American offers comprehensive financial products and services for investing in a brighter future for its customers. A strong, independent community bank, First American Bank and Trust is closely tied to the businesses, organizations and citizens in each community it serves. On December 3, 1910,First American Bank and Trust was chartered.
Founded in 1904, the Bank of Zachary is the oldest chartered bank in East Baton Rouge Parish with a rich history of superior service to its customers. The main office of the Bank of Zachary has always been on Main Street, though in three different locations. The original office of the Bank, is a half-block west of the Lee Street intersection.
