USDA and FHA Pro and Con in Farmerville, Union County, LA

For 2025, the USDA loan limit in Farmerville, situated within Union, LA, is set at $336,500. In contrast, the FHA cap for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA rates. Determine the necessary income, credit score, reserves, and documents for qualification. Our comprehensive mortgage calculator enables a side-by-side evaluation of USDA, FHA, Conforming, and VA options, guiding you to select the most appropriate program for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Farmerville, Union County, LA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Farmerville, LA

The aim of Lendersa® is to efficiently secure the best USDA or FHA loan without hassle. Consider one of the three starting points that connect you with apt lenders and customizable USDA loan programs.

Lendersa USDA loan request and matching results

Overview of USDA Loans in LA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan. It is exclusively available for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • FirstTrust Home Loans, Inc.
  • 2100 N Eastern Ave, Suite 11, Moore, OK, 73160
  • At FirstTrust Home Loans, we are here to help you through every step of purchasing a home. Our large variety of home loan programs, partnered with wonderful support staff, competitive rates, and experienced loan officers, assure that you are comfortable and well informed through the course of your purchasing experience.
  • FNB Community Bank
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  • Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.
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  • 60 Gene Stewart Boulevard, Sylacauga, AL, 35151
  • Heritage South Credit Union is a full service financial institution with locations in Sylacauga, Childersburg, and Moody, Alabama. We offer a full line of Savings, Checking, Loans, Credit Cards, Certificates, IRAs, and much more! Check out our website for the full line of products we offer.
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  • Kansas Teachers Community Credit Union has been open since 1949. It's the 15th largest credit union in Kansas with assets totaling $136.7 Million and providing banking services to more than 13,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans
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  • Lamar Bank & Trust Company is a locally owned and operated full-service financial institution located in Lamar, Missouri. LBT is a leader in technology and is known for being one of the first banks in Missouri to offer e-statements. Internet banking and debit cards have been regular products of the bank for years.
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  • 206 South First Street, Pulaski, TN, 38478
  • First National Bank of Pulaski is a Bank with operations in two states. First National Bank of Pulaski offers numerous mortgage programs including conventional, FHA, VA and construction mortgages As a community Bank with a commitment to help our neighbors, we promise you’ll enjoy convenience without getting lost in the shuffle.
  • New Era Bank
  • 101 S Mine La Motte Street, Fredericktown, MO, 63645
  • New Era Bank offers Home Equity Lines of Credit at competitive rates. These loans are an excellent choice for homeowners wanting utilize the current equity in their house to pay for things like: college expenses for children, major home improvements, or those unexpected expenses that life throws at you.
  • The First National Bank of Bastrop
  • 489 Highway 71 W, Bastrop, TX, 78602
  • The arrival of the railroad in Bastrop during the 1880s injected a fresh spirit of progress in the community. This economic upswing opened the way for three forward thinking venture capitalists to open Bastrop County Bank, which was soon bought out by local business men and renamed The First National Bank of Bastrop in August of 1889.