In 2026, the USDA loan cap in Inniswold, within the county of East Baton Rouge, LA, is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the latest USDA vs. FHA rates and find out the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your specific financial needs in
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| Loan Type | Loan Maximum | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to connect you swiftly to the best USDA or FHA loan without hassle. Start with one of three pathways to find matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, and is available strictly in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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