USDA VS FHA in Inniswold, East Baton Rouge County, LA

In 2026, the USDA loan cap in Inniswold, within the county of East Baton Rouge, LA, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare the latest USDA vs. FHA rates and find out the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your specific financial needs in .

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2026 Loan Limits and Down Payment Needs in Inniswold, East Baton Rouge County, LA

Loan Type Loan Maximum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Inniswold, LA

The goal of Lendersa® is to connect you swiftly to the best USDA or FHA loan without hassle. Start with one of three pathways to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan is backed by the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, and is available strictly in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Inniswold Lenders

  • First National Bankers Bank
  • 7813 Office Park Blvd, Baton Rouge, LA, 70809
  • Lends in Louisiana
  • FNBB, Inc. is organized to be a profitable and well capitalized financial services corporation providing high quality correspondent services which facilitate the success and growth of its shareholders and clients. It is focused on serving the management and financial needs of community financial institutions in the United States.

  • Republic Finance
  • 7031 Commerce Cir, Baton Rouge, LA, 70809
  • Lends in Louisiana
  • Republic Finance specializes in providing a variety of consumer loans, flexible lending options and incomparable customer service, & has assisted its customers in meeting their personal finance goals for more than 60 years. With branch offices located in Alabama, Georgia, Kentucky, Louisiana, Mississippi, Missouri, South Carolina, Tennessee, Texas.

  • Pelican Home Lending
  • 8768 Quarters Lake Road, Suite 5, Baton Rouge, LA, 70809
  • Lends in Louisiana
  • At Pelican Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Reliant Home Lending
  • 8550 United Plaza Boulevard, Suite 702, Baton Rouge, LA, 70809
  • Lends in Louisiana
  • At Reliant Home Lending We make it easy & worry-free to reduce your interest rate & monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan! Tapping into your home equity is easier than ever before. You’ve been paying down your balance.

  • KEY LENDING SOULTIONS
  • 10311 Jefferson Hwy, Suite B3, Baton Rouge, LA, 70809
  • Lends in Louisiana
  • Key Lending Solutions(KLS) is a local, full service mortgage company licensed in Louisiana and Mississippi specializing in purchase and refinance loans. KLS opened its doors in 2003, and our staff of licensed professionals has a combined experience of over 100 years originating, processing, and closing mortgage transactions.

  • Area Home Lending
  • 1737 Oakdale Dr, Baton Rouge, LA, 70809
  • Lends in Louisiana
  • Our goal is to give you options from all of the largest nationwide investors, with the local service you deserve. Free Approval for FHA, VA, RD/Rural Development, Conventional, Jumbo, First Time Homebuyer programs and more. Also specializing in HUD homes, Bank Repo's, Foreclosures, and more.

  • DSLD Mortgage
  • 7660 Pecue Lane, Suite 300, Baton Rouge, LA, 70809
  • Lends in Louisiana
  • We want to create the best customer experience when you are purchasing your home. Our reputation lies in the trust and respect that we have earned from our homeowners across the South. We pride ourselves in our outstanding customer satisfaction, accuracy and our ability to close your loan on time. DSLD Mortgage will lead, support,

  • Neighbors Federal Credit Union
  • 12529 Perkins Road, Baton Rouge, LA, 70810
  • Lends in Louisiana
  • Neighbors Federal Credit Union is a not-for-profit financial cooperative operating as an association dedicated to "people helping people."​ A handful of educators started Baton Rouge Teachers in 1954 with a shoe box, a couple hundred dollars and the goal of making financial services available to school system employees in our area.

  • ALEC Federal Credit Union
  • 10725 Airline Highway, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • ALEC Federal Credit Union was formed in 1968 to help members pool their financial resources in order to help each other out. We are a not-for-profit organization and exist to provide our members with a place to save money and get loans at reasonable rates.
    ALEC Federal Credit Union is financially sound and federally insured.