USDA Vs. FHA your options comparison in Shenandoah, East Baton Rouge County, LA
In 2026, the USDA loan limit in Shenandoah, located in East Baton Rouge County, LA, is $336,500. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide on the most suitable program in for your financial situation.
Loan Limits and Down Payment Requirements for 2026 in Shenandoah, East Baton Rouge County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Shenandoah, LA
Lendersa® aims to connect you swiftly with the best USDA or FHA loan effortlessly. Choose from one of three starting points, which lead to matched lenders and USDA loan options.
A USDA home loan, supported by the U.S. Department of Agriculture and also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans, requiring a minimum of 3.5% down payment, USDA loans require none, making them more accessible.
9555 Antioch Road, Suite A, Baton Rouge, LA, 70817
Lends in Louisiana
Formed in 1934 by seven employees of Louisiana State University, Campus Federal now serves over 59, 000 individuals and business members. The common bond between Campus Federal and LSU remains strong, along with the strong relationships we've developed with our additional select employee groups and business members.
Baton Rouge Telco Federal Credit Union knows life is full of opportunities to say yes. Wherever you are on your financial journey, we hope we can say yes to help you get there. We’re confident our competitive rates and friendly team members will make it easy.So get to know Telco. Because we’re always looking for more ways to say yes!
ALEC Federal Credit Union was formed in 1968 to help members pool their financial resources in order to help each other out. We are a not-for-profit organization and exist to provide our members with a place to save money and get loans at reasonable rates. ALEC Federal Credit Union is financially sound and federally insured.
The Baton Rouge Fire Department Federal Credit Union has been serving our local area since 1936. We are a non-profit financial institution, which is owned and operated by its members. We provide our members low-interest loans and convenient savings plans. Our Vision is to become the preferred financial institution for all fire department employees.
1850 South Sherwood Forest Boulevard, Baton Rouge, LA, 70816
Lends in Louisiana
At BRECO, we take our mission seriously to assist our member-owners build and secure their financial success. Being a not-for-profit, we return earnings back to members in the form of better interest rates, reduced or no fees and quality personal service; all because our focus is on serving our members and not on making profits.
With 75 years of service, we are truly committed to providing quality financial products & services. Our professional staff with decades of combined experience aims to make the banking process as enjoyable as possible. LAUSA members have access to a full range of valuable benefits & services designed to make the banking experience.
"At In-House Lending, llc, your local Louisiana mortgage lender, providing lending programs that fit the needs of our community. We are a direct local lender that has also teamed up with some of the largest and most respected national lenders, giving us one of the widest selections of loan options ANYWHERE."
11715 Bricksome Ave, Suite B-6, Baton Rouge, LA, 70816
Lends in Louisiana
TKM of LA, LLC is located in Baton Rouge, Louisiana and licensed to service the entire state of Louisiana. The staff combined has over 20 years of experience in Residential and Commercial Financing. TKM of LA was created to extend mortgage financing to unique borrowers without the added restrictions that banks and institutions may enforce.
EFCU Financial is a Louisiana-based, full-service credit union committed to improving the lives of our members through comprehensive financial solutions delivered with world-class service. Since 1934, EFCU Financial has been passionately living our promise to do what is in the best interest of our members and our community.
