USDA Vs. FHA Pro and Con comparison in Shenandoah, East Baton Rouge County, LA

In 2025, the USDA loan limit in Shenandoah, located in East Baton Rouge County, LA, is $336,500. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide on the most suitable program in for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Shenandoah, East Baton Rouge County, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Shenandoah, LA

Lendersa® aims to connect you swiftly with the best USDA or FHA loan effortlessly. Choose from one of three starting points, which lead to matched lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, supported by the U.S. Department of Agriculture and also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans, requiring a minimum of 3.5% down payment, USDA loans require none, making them more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • We provide mortgage loans for home purchasing and refinancing in Ohio and Michigan. If you are looking to buy a home or refinance an existing mortgage, please call for a no-cost analysis of your options. We provide 24 hour pre-approvals, and strive to create "Raving Fans"​ of our clients.