USDA and FHA Pro and Con in Old-Jefferson, East Baton Rouge County, LA

In the year 2025, the USDA loan limit for Old-Jefferson, in East Baton Rouge county, LA, is $285,000. For a single-family home, the FHA loan limit is $356,362.

Use the Lendersa® USDA loan calculator to compare the most favorable rates for USDA versus FHA loans today and determine the required income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding your decision-making process for selecting the best fit for your financial situation in .

Explore offers from 100 different lenders

Loan Limits and Down Payment Requirements for 2025 in Old-Jefferson, East Baton Rouge, LA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Old-Jefferson, LA

The goal of Lendersa® is to swiftly secure the best possible USDA or FHA loan for you with minimal hassle. Choose one of three starting strategies to connect with matching lenders and USDA loan programs that satisfy your requirements.

Lendersa USDA loan request and matching results

Understanding What USDA Loan Is in LA

The USDA home loan is also known as a USDA rural development loan, a government-backed mortgage facilitated by the Department of Agriculture. It is available exclusively in rural neighborhoods, requiring no down payment, unlike FHA loans that demand a minimum 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Liberty Funding Corporation
  • 1940 Garnet Avenue, Suite 230, San Diego, CA, 92108
  • First Liberty Funding Corporation is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan
  • Netlending, Inc.
  • 1455 Frazee Rd, Suite 500, San Diego, CA, 92108
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Parkwood Capital Inc.
  • 4025 Camino Del Rio South, Suite 300, San Diego, CA, 92108
  • Parkwood Capital Inc. is a full service real estate brokerage. Because of our partnerships and collaborations with real estate investors, developers and investment and financial professionals, we are able to assist our customers and clients with the types of services they desire. We want to ensure that we meet your real estate and finance needs.
  • Hop Mortgage Inc.
  • 3530 Camino Del Rio N, Suite 206, San Diego, CA, 92108
  • Hop Mortgage brings decades of combined expertise in the mortgage lending industry to provide the highest level of service. Their dedication and 24/7 service to their clients is why they are chosen as the preferred lending partner of many of the areas top real estate professionals. The Hop Mortgage Team will join you on the journey of homeownership
  • Profirms Capital Group
  • 2535 Camino Del Rio South, Suite 255, San Diego, CA, 92108
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Casas Loans Corporation
  • 1011 Camino Del Rio S, Suite 420, San Diego, CA, 92108
  • "We specialize in advising clients in order make the right decision regarding their real estate needs. Whether you are looking to purchase, sell, refinance, or invest in a property we are here to help! We are a bilingual professional group that believes in working with integrity and honesty to create long-term relationships.
  • Park Place Realty & Mortgage
  • 5920 Friars Road, Suite 212, San Diego, CA, 92108
  • Our service is top notch and is predicated on today’s best real estate and lending technology, but our real secret ingredient is Experience. Our Broker and Broker Associates have over 70-years of combined experience in real estate and residential lending.Then there are our Sales Associates and Loan Officers who’s combined experience spans many.
  • California Pacific Funding & Realty
  • 4025 Camino Del Rio South, Suite 300, San Diego, CA, 92108
  • We are based out of San Diego California and operate in all neighboring cities. We love our clients and will go above and beyond to make sure you have a fulfilling experience every step of the way. At California Pacific our goal is to provide you with the experience of buying a home that is contrary to the status quo meaning that we will mentor