USDA and FHA Pro and Con in Old-Jefferson, East Baton Rouge County, LA
In the year 2025, the USDA loan limit for Old-Jefferson, in East Baton Rouge county, LA, is $285,000. For a single-family home, the FHA loan limit is $356,362.
Use the Lendersa® USDA loan calculator to compare the most favorable rates for USDA versus FHA loans today and determine the required income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding your decision-making process for selecting the best fit for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Old-Jefferson, East Baton Rouge, LA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Old-Jefferson, LA
The goal of Lendersa® is to swiftly secure the best possible USDA or FHA loan for you with minimal hassle. Choose one of three starting strategies to connect with matching lenders and USDA loan programs that satisfy your requirements.
The USDA home loan is also known as a USDA rural development loan, a government-backed mortgage facilitated by the Department of Agriculture. It is available exclusively in rural neighborhoods, requiring no down payment, unlike FHA loans that demand a minimum 3.5% down payment.
Chambers State Bank is located in Chambers, NE, United States and is part of the Depository Credit Intermediation Industry. Chambers State Bank has 7 total employees across all of its locations and generates $3.66 million in sales (USD). There are 4 companies in the Chambers State Bank corporate family.
At Stonebridge Home Mortgage, llc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
20525 Center Ridge Rd, Suite 138, Rocky River, OH, 44116
Rockway Mortgage Company, Inc mission is to serve our customers with honesty, integrity and competence while keeping our customers best interest at heart. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Community Focus Federal Credit Union, formally National Steel Federal Credit Union, was originally chartered in 1960 as a financial cooperative serving the salaried employees of National Steel and their families. In January 2002, CFFCU became a community chartered credit union to better serve the National Steel employees
Public Service Credit Union is a community credit union with 15 locations in the Metro Detroit Area.We are a full service financial institution dedicated to serving members since 1952. PSCU is devoted to providing its members with a lifetime of dependable financial service. Like all credit unions, PSCU is a member owned, not for profit .
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Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you.
Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.
Mountain Star Federal Credit Union (MSFCU) was formed in 1935 to help serve the financial needs of its members/owners. Our commitment to members needs has resulted in 80 years of success. Today, our credit union is one of the strongest financial institutions in West Texas and Southern New Mexico.
2505 East Missouri Avenue, Suite 240, El Paso, TX, 79903
Patriot Mortgage- NMLS #311157- is a locally owned Mortgage Lender based in El Paso, Texas. Since 1995, Patriot Mortgage has serviced home loans for thousands of El Paso families and is the preferred lender of Tropicana Homes and also Tropicana Homes is the largest and most trusted homebuilder in El Paso. highest quality new homes.