USDA Loan Vs. FHA loan pro & con for Timberlane, Jefferson County, LA

In 2025, USDA loan limit in Timberlane, county of Jefferson, LA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Timberlane, LA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Louisiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(734) 285-0600 933 miles Lender's profile and map Reviews Michigan Legacy Credit Union 269 Oak Street, Wyandotte, MI, 48192 Michigan Legacy Credit Union, formerly known as Affinity Group Credit Union is a member owned, not-for-profit financial cooperative serving members who live, work, worship, attend school, or own a business in the State of Michigan. Michigan Legacy Credit Union is committed to providing quality financial services
(734) 922-2252 933 miles Lender's profile and map Reviews Mitten Mortgage Lending LLC 2959 Biddle, Suite 201, Wyandotte, MI, 48192 At Mitten Mortgage Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
(734) 455-2219 933 miles Lender's profile and map Reviews Approved Mortgages 5820 N. Canton Center, Suite 125, Canton, MI, 48187 Approved Mortgages has been serving our community since 1996 and has partnered with other lenders to meet the growing needs of our clients over the years. The company was originally founded by Bill and Shahnaz Broucek in Canton, Michigan, where we still operate to this day.The key in choosing us over anyone else is understanding.
(248) 707-2693 933 miles Lender's profile and map Reviews Hart Mortgage, LLC 8530 Canton Center Rd, Canton, MI, 48187 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(269) 207-2193 933 miles Lender's profile and map Reviews CEO Lender 5860 N Canton Center Rd, Suite 387, Canton, MI, 48187 We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(734) 358-0970 933 miles Lender's profile and map Reviews Ameriplus Financial Services 45340 Hanford Road, Canton, MI, 48187 As a HUD approved lender Canton’s AmeriPlus Financial provides a broad range of loan products for your next home purchase or refinance including; Government FHA/VA, Conventional, Non-Conforming, Jumbo and Reverse Mortgage loans. We have built our reputation on providing all clients superior customer service, low interest rates, low closing costs.
(734) 404-4000 933 miles Lender's profile and map Reviews A Best Financial Corporation 42180 Ford Road, Suite 307-308, Canton, MI, 48187 We here at A Best Financial understand that your time and effort are very important to you. That is why for more than 15 years A Best Financial has consistently worked only with the top Lenders in the industry to guarantee the lowest and most affordable mortgage rates on the market. We offer a wide range of mortgage options.
(734) 844-5626 933 miles Lender's profile and map Reviews Accurate Mortgage Solutions 7954 North Lilley Road, Canton, MI, 48187 Accurate Mortgage Solutions, where we specialize in residential mortgages. At Accurate Mortgage Solutions, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(313) 294-8800 933 miles Lender's profile and map Reviews Mortgage Connections LLC 7500 North Canton Center Road, Suite B, Canton, MI, 48187 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(920) 349-3241 933 miles Lender's profile and map Reviews Hustisford State Bank 200 South Lake Street, Hustisford, WI, 53034 The goal of the Hustisford State Bank has been and continues to be to provide quality personal service to our customers. Hustisford State Bank is committed to remain an independent community bank and will continue to strive to provide quality services to its customers, which are its most valuable asset.
(734) 721-5700 933 miles Lender's profile and map Reviews Wayne Westland Federal Credit Union 500 S. Wayne Rd, Westland, MI, 48186 Wayne Westland Federal Credit Union began in 1954 based on the credit union “people helping people” philosophy. As a community-chartered credit union, we put our members first in all we do. We’re not like a typical bank. WWFCU is not-for-profit, which means all of our earnings go back to you.