USDA VS FHA in Timberlane, Jefferson County, LA

As of 2025, the USDA loan limit in Timberlane, situated in the county of Jefferson, LA, is $336,500. In contrast, the FHA loan limit for a property designed for a single family in the same area is $472,030.

To analyze and contrast the current favorable rates for USDA and FHA loans, employ the Lendersa® USDA loan calculator. This tool allows you to evaluate your income, credit status, necessary reserves, and documents required for qualification. Utilize our enhanced mortgage calculator to compare USDA, FHA, Conforming, and VA loan options side-by-side, helping you determine the most suitable program for your financial needs in .

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The loan limits and down payment criteria for 2025 in Timberlane, within the county of Jefferson, LA

Loan Category Maximum Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

The choices for USDA and FHA loans in Timberlane, LA

At Lendersa®, our mission is to facilitate securing the best USDA or FHA loan swiftly, with minimal inconvenience. Begin with one of our three options that guide you to match lenders and USDA loan offerings perfectly aligned with your needs.

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Understanding USDA Loans in LA

The USDA home loan, officially known as a USDA mortgage or rural development loan, is government-backed by the Department of Agriculture. It is only available in designated rural areas. Unlike FHA loans that necessitate a 3.5% minimum down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Apex Mortgage Brokers
  • 16 Linden Lane, Breckenridge, CO, 80424
  • Apex Mortgage Brokers. We are a mortgage brokerage firm working with over 45 different lenders to find you the right home loan solution to fit your needs in Colorado and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment
  • Elmira Savings Bank
  • 333 E Water St, Elmira, NY, 14901
  • Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.
  • TWIN TIER MORTGAGE
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  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Wah Investment Group
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  • The Central Jersey Police & Fire Federal Credit Union is proud to be a member-owned, not-for-profit financial cooperative dedicated to serving its members. Our motto is “People Helping People.” We are all working together to help each other meet our individual financial goals. The credit union is a nonprofit, cooperative financial institution.
  • First Point Federal Credit Union
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  • Hamilton Horizons offers a wide variety of convenient, money saving products and services that are designed to meet all your financial needs. These products include high-yield savings and investment accounts, low-interest loans, and numerous services that let you conduct your financial business when it’s convenient for you.
  • Consumers Cooperative Federal Credit Union
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  • Family Mortgage CO, Inc.
  • 2203 N. Taft Ave, Loveland, CO, 80538
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  • M2 Home Loans LLC
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  • M² Home Loans is the best choice because we always call our clients back in a timely manner and fight for the best deal for them. I opened my business to better serve our clients through a more personalized approach to the industry. Most importantly, we DO NOT take no for an answer from the underwriters without putting up the best possible fight