USDA Loan Vs. FHA loan pro & con for Grambling, Lincoln County, LA

In 2025, USDA loan limit in Grambling, county of Lincoln, LA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Grambling, LA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Louisiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(337) 477-2000 169 miles Lender's profile and map Reviews CSE Federal Credit Union 4321 Nelson Road, Lake Charles, LA, 70605 CSE Federal Credit Union was established in 1943 and serves over 33,000 members throughout Calcasieu, Cameron, and Jefferson Davis parishes and beyond. Financial needs for personal or business, we can help. Join & experience the authentic difference.Credit Union was established in 1943 and serves over 33, 000 members throughout Calcasieu, Cameron.
(337) 477-9190 169 miles Lender's profile and map Reviews Southwest Louisiana Credit Union 4056 Ryan Street, Lake Charles, LA, 70605 Southwest Louisiana Credit Union is a member-owned financial cooperative institution, and we’re here to serve our members. Just by opening and maintaining a share savings account, you become a part-owner of the credit union. Credit unions are not-for-profit, allowing us to pass our savings on to you.
(337) 340-9006 169 miles Lender's profile and map Reviews Bayou Mortgage LLC 1912 Southwood Drive, Lake Charles, LA, 70605 "Bayou Mortgage is a mortgage brokerage serving the needs of consumers looking to buy a home or refinance in Louisiana. We're actively hiring Loan Officers who are looking to take control of their careers. We offer better rates, higher comp, and less fees. Bayou Mortgage LLC is an Equal Housing Opportunity Lender."
(337) 477-3350 169 miles Lender's profile and map Reviews Pemberton Mortgage Group 1918 Southwood Dr, Lake Charles, LA, 70605 At Pemberton Mortgage Group, our mission is to provide you with excellent service while offering the optimal mortgage loan products to fit your specific needs. Your best interest is our priority, as we offer our industry expertise to ensure you make a well-informed decision. We strive for a smooth transaction by opening lines of communication.
(225) 248-7600 170 miles Lender's profile and map Reviews b1BANK 500 Laurel St, Baton Rouge, LA, 70801 Our mission is to be the financial institution of choice for enterprises, their owners and employees. Your dreams are our goals. And when you're busy finding your way to what's next, you need access to banking solutions that can keep up. We'll work by your side to develop the perfect fit --for now and for what's next.
(225) 342-6618 171 miles Lender's profile and map Reviews Department of Corrections Credit Union 704 Mayflower Street, Baton Rouge, LA, 70802 Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(225) 342-3288 171 miles Lender's profile and map Reviews LES Federal Credit Union 950 North 22nd Street, Suite C, Baton Rouge, LA, 70802 The mission of the LES FCU is to provide maximum services to investors & borrowers alike, utilizing educated, professional, & loyal, personnel & volunteers while maintaining a competitive risk free environment still adhering to the credit union philosophy of People Helping People but always seeking new ideas for an innovative future.
(225) 342-5055 171 miles Lender's profile and map Reviews La Capitol Federal Credit Union 700 Main Street, Baton Rouge, LA, 70802 Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.
(903) 833-5861 171 miles Lender's profile and map Reviews FIRST STATE BANK BEN WHEELER 14269 State Highway 64, Ben Wheeler, TX, 75754 First State Bank of Ben Wheeler is a true Texas community bank. Locally owned and operated since 1911, our mission is to always have superior customer service. You are not a number to us. You are a person, a family, a business partner, and a part of the future of Van Zandt County. Locally owned means that decisions are made here.
(225) 926-9090 171 miles Lender's profile and map Reviews American Thrift & Finance Plan llc 5235 Florida Blvd, Suite G, Baton Rouge, LA, 70806 American Thrift & Finance Plan Inc provides consumer finance services. The Company provides loan to consumers and financial planning services. Since 1953, American Thrift and State-Farm Acceptance have been proudly meeting the lending needs of New Orleans, Baton Rouge, Northshore and the River Region.
(225) 925-8800 171 miles Lender's profile and map Reviews Bayou Federal Credit Union 5880 Florida Boulevard, Baton Rouge, LA, 70806 Bayou Federal Credit Union has been open since 1954. The credit union has assets totaling $81.18 Million and provides banking services to more than 8, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.