USDA and FHA Pro and Con in Grambling, Lincoln County, LA

The USDA loan limit in Grambling, within the county of Lincoln, LA for 2026 is set at $336,500, while a single-family home has an FHA limit of $472,030.

To compare top USDA and FHA rates today, use the Lendersa® USDA loan calculator. Determine necessary income, credit scores, reserves, and documents for qualification. Our advanced mortgage calculator enables you to review USDA, FHA, Conforming, and VA options simultaneously for tailored financial solutions in .

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2026 Loan Limits & Down Payment Requirements in Grambling, County of Lincoln, LA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loans in Grambling, LA

Lendersa® aims to swiftly secure the best USDA or FHA loan with ease. Choose from three initial steps to connect with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Overview of USDA Loans in LA

The USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as a USDA rural development loan. It’s available exclusively in rural areas and, unlike FHA loans requiring a 3.5% down payment, does not need any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • AMERIDREAM HOME LOANS, L.L.C.
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  • Ameridream Home Loans in 2016 with one single intention, to help as many people as possible accomplish their goals and reach the American dream of homeownership. We believe that our extensive knowledge of the industry and our transparent & streamline process is the key to our success.

  • Garden State Mortgage Corp.
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  • NestApple
  • 444 West 19th Street -, Suite 304, New York, NY, 10011
  • NestApple is an innovative licensed brokerage firm and marketing company based in New York. NestApple is designed to save on broker fees and disintermediate the New York residential real estate market. NestApple helps New Yorkers outsmart the residential real estate market by saving on broker fees.

  • Empire State Mortgage
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  • Ascendia Bank
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  • Commercial Mortgage Unlimited LLC
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  • Cornerstone Home Mortgage.
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  • Cornerstone Home Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of UT. Whether you are 1st time home buyer, purchasing your dream home, refinancing an outstanding loan, our highly experienced team of mortgage brokers can help make your dreams come true.

  • Intermountain Mortgage Company, LLC
  • 2029 Sidewinder Drive, Suite 200, Park City, UT, 84060
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  • Landmark Funding Group
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  • Landmark Funding Group is committed to providing our clients with the best possible mortgage to meet their needs. From a major corporation looking to purchase a multi-million dollar headquarters to a young couple seeking to buy their first home to a home or business owner who wants to refinance, every client receives Landmark’s premiere.

  • Self Reliance New York FCU
  • 108 Second Avenue, New York, NY, 10003
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  • NYU Federal Credit Union
  • 726 Broadway, Suite 110, New York, NY, 10003
  • Established in 1982. Faculty, staff, students, alumni, retiree and their family members are all eligible to join. All that’s required to establish membership is $50 in a Share Savings account. As a member, you share in NYU FCU's earnings. As the NYU credit union makes money, it reinvests it to improve products and services for our members.