USDA and FHA Pro and Con in Grambling, Lincoln County, LA
The USDA loan limit in Grambling, within the county of Lincoln, LA for 2026 is set at $336,500, while a single-family home has an FHA limit of $472,030.
To compare top USDA and FHA rates today, use the Lendersa® USDA loan calculator. Determine necessary income, credit scores, reserves, and documents for qualification. Our advanced mortgage calculator enables you to review USDA, FHA, Conforming, and VA options simultaneously for tailored financial solutions in .
2026 Loan Limits & Down Payment Requirements in Grambling, County of Lincoln, LA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loans in Grambling, LA
Lendersa® aims to swiftly secure the best USDA or FHA loan with ease. Choose from three initial steps to connect with matching lenders and USDA loan options.
The USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as a USDA rural development loan. It’s available exclusively in rural areas and, unlike FHA loans requiring a 3.5% down payment, does not need any down payment.
Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.
Founded in 1965, Hodge Bank & Trust Company serves the banking needs of Jackson Parish and its surrounding communities. For nearly a half-century, Hodge Bank has provided personal and business banking services with an unparalleled commitment to customer service. At Hodge Bank, trust is more than a word.
The Jonesboro State Bank was founded in January of 1913 and for over 100 years has provided sound, reliable hometown banking services for the people and businesses of Jackson Parish and surrounding communities. The well-being of the citizens of our area drives our efforts to deliver the personal financial assistance.
Jackson Parish Bank – Jonesboro & Jackson Parish’s oldest financial institution, has been serving the financial needs of Jonesboro & other outlying communities continually since our establishment in 1904. During these past 100 plus years we have operated as a community bank, with our main focus of providing top-flite, personal banking services.
Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.
Monroe Telco's mission is to serve our members and our community by remaining committed to the credit union's philosophy of "People Helping People". Maximizing our financial partnership with our members by providing "Friendly Hometown Service". Our Motto is "Members Come First". Monroe Telco Federal Credit Union Established in 1936.
3711 Cypress Street, Suite 1, West Monroe, LA, 71291
Lends in Louisiana
Centric has been thriving for nearly 80 years! A credit union, first formed in 1937 for Brown Paper Co., has grown to serve more than 32, 000 members within Northeast Louisiana, today. Our desire is to hire the best of the best in financial and retail services. It is our privilege and honor to serve our members on their financial journey!
At Progressive Bank, our purpose is 'to help people achieve their dreams' and we accomplish this purpose through our nine financial center locations across North Louisiana with centers in Monroe, West Monroe, Winnsboro, Bossier City, and Shreveport and through our full-service website at www.progressivebank.com.
Bank of Oak Ridge is a Louisiana chartered bank that began in 1910 and has proudly served Oak Ridge and the surrounding Morehouse and Richland Parish area for over 100 years. We were excited to expand our community banking services into Monroe, LA, by opening a Loan Production Office in June 2016, then converting it to a full-service branch in Sept
