USDA and FHA Pro and Con in Grambling, Lincoln County, LA

The USDA loan limit in Grambling, within the county of Lincoln, LA for 2025 is set at $336,500, while a single-family home has an FHA limit of $472,030.

To compare top USDA and FHA rates today, use the Lendersa® USDA loan calculator. Determine necessary income, credit scores, reserves, and documents for qualification. Our advanced mortgage calculator enables you to review USDA, FHA, Conforming, and VA options simultaneously for tailored financial solutions in .

View competitive loan offers from 100 lenders

2025 Loan Limits & Down Payment Requirements in Grambling, County of Lincoln, LA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loans in Grambling, LA

Lendersa® aims to swiftly secure the best USDA or FHA loan with ease. Choose from three initial steps to connect with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Overview of USDA Loans in LA

The USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as a USDA rural development loan. It’s available exclusively in rural areas and, unlike FHA loans requiring a 3.5% down payment, does not need any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Home Advantage Mortgage Corporation
  • 312 Great Road, Littleton, MA, 01460
  • Home Advantage Mortage Corporation is a licensed mortgage broker, located in Littleton, Massachusetts. Established in 1993, we are licensed in Massachusetts, New Hampshire, and Maine. We offer a wide range of mortgage products at the most competitive rates available. Our products are not limited to “A” type borrowers.
  • Hanscom Federal Credit Union
  • 25 Porter Road, Suite 100, Littleton, MA, 01460
  • With $1.7 billion in assets and over 90, 000 members, we are one of the most trusted credit unions headquartered in Massachusetts. Our mobile services, education programs, and innovative products are designed to help our members become financially self-sufficient and successful, whether they're well-established or just starting out.
  • WORKERS CREDIT UNION
  • 119 Russell Street, Littleton, MA, 01460
  • Our members – both long-time and brand-new – have chosen Workers for full banking services to meet a lifetime of financial needs, and we can help you, too. We would love to show you how we can save you money, and make banking easier, and more convenient.We take the time to focus on the things that are important to you
  • Allstate Capital Group
  • 1600 Boston-Providence Hwy, Walpole, MA, 02081
  • Allstate Capital Group specializes in providing customized loans to investors, builders and developers in need of funding outside the scope of traditional banks. We also offer direct FHA HUD Lending programs starting at 2.55%, No Points, 35 Year Fixed. We are known for speed, service and integrity.
  • Taunton Federal Credit Union
  • 14 Church Green, Taunton, MA, 02780
  • At TFCU, we are committed to offering an extensive range of products and services designed specifically with you in mind! We want to make your banking experience as easy as possible by giving you convenient access to manage your accounts on the go, all while providing you with the latest and greatest banking technology.
  • Mechanics Cooperative Bank
  • 316 Broadway, Taunton, MA, 02780
  • Mechanics Cooperative Bank is proud to be a local community bank, focused on supporting the banking needs of local families and local small businesses. We have products and services that can match any financial institution and offer a more in-depth understanding of the local business market.
  • Manhattan Bank
  • 124 S Broadway, Manhattan, MT, 59741
  • Locally owned and operated full service bank offering financial products and services. Something for everyone from personal to business to agriculture and more. We now offer on the go options like mobile banking mobile deposit and person to person payments. One of our Customer Service Representatives would love to explore the right options for you.
  • PEOPLES TRUST COMPANY OF ST ALBANS
  • 25 Kingman Street, Saint Albans, VT, 05478
  • Peoples Trust Company was founded by an Act of the General Assembly of the State of Vermont on November 12, 1886. Since our inception, we have enjoyed a commitment to the Vermont tradition of service, quality and value. We believe that banking is about building relationships, making people’s lives easier, and helping folks realize their goals.
  • Wellesley Municipal Employees Credit Union
  • 1 Hollis Street, Suite 105, Wellesley, MA, 02482
  • In 1955, the credit union was founded by our first treasurer - manager; Ethel McNeil. She asked ten town employees to deposit $5.00 each into a savings account. These dedicated members received no dividends in their weekly deposits for a long time.Thus the credit union began with ten members and $50.00 in assets.
  • hmw real estate llc
  • 66 Central Street, Suite 18, Wellesley, MA, 02482
  • We're always looking for new talent to help us expand our pool of Executive Client Services. If you have a true passion for helping others live their dreams, we're where you want to be. We cultivate a selection of unique, stylish, timeless, and modern homes – befitting of our A-list clientele. Dealing in superlatives puts you in rare company.
  • Coastal M & A
  • 700 Pleasant Street, Suite 330D, New Bedford, MA, 02740
  • Coastal M&A, we tend to work with companies with transactional values of $1, 000, 000 to $25, 000, 000. Located in New Bedford, Massachusetts, our New England location allows us to serve the business buying and selling needs, and the M&A advisory requirements, of clients across Massachusetts, Rhode Island, Connecticut, and New Hampshire.