USDA and FHA Pro and Con in Ruston, Lincoln County, LA
In 2025, the USDA loan limit for Ruston, situated in Lincoln County, LA, is $336,500. Meanwhile, the limit for an FHA single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage tool lets you compare USDA, FHA, Conforming, and VA options side by side, aiding in deciding the best program in to suit your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Ruston, Lincoln County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discovering USDA and FHA Loan Options in Ruston, LA
The mission of Lendersa® is to swiftly secure the best USDA or FHA loan for you, with minimal hassle. Start from one of three paths leading to matching lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture—also called a USDA rural development loan—is available exclusively in rural locales. Unlike FHA loans that demand a 3.5% down payment, USDA loans require none, broadening access to homeownership.
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At 1st American Mortgage and Loan your privacy and security are a primary concern. The mortgage process involves communicating personal and financial data, and we understand the need for a safe and secure environment in which to share this information. Tom Miller Owner at 1st American Mortgage and Loan.
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Our mortgage experts have over 20 years experience in the Colorado market. We give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify.
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We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
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We continually serve our clients to the best of our abilities, giving them the respectc and effort required to earn their business and receive the recommendations by offering them a variety of products, knowledge with transparency in the process and leaving them with the assurance that we are grateful for the opportunity.
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REIA, we think differently everything we do, we believe in challenging the industry norms. We believe Real Estate is the best way for average Americans to take control of their financial future. Whether you are buying a primary residence, a second home, an investment property, or a commercial building, there are so many ways to build wealth.
