USDA Vs. FHA your options comparison in Jackson, East Feliciana County, LA

In 2026, the USDA loan limit for Jackson, situated in East Feliciana, LA, is $336,500, whereas the FHA maximum for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, determining the required income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA options, guiding you to choose the optimal solution for your financial situation in .

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2026 Loan Limits and Down Payment Guidelines in Jackson, East Feliciana County, LA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Jackson, LA

Lendersa® endeavors to quickly connect you with the best USDA or FHA loan without hassle. Choose from three starting approaches to link up with qualified lenders and USDA loan programs that meet your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, also known as a rural development loan, is backed by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not require a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Jackson Lenders

  • Bank of St. Francisville
  • 5700 Commerce Street, Saint Francisville, LA, 70775
  • Lends in Louisiana
  • Bank of St. Francisville was chartered in 1978 by a simple handwritten letter and soon opened an office out of a small trailer. After only a year, the bank moved into a historic brick building on Commerce Street that still serves as our home today.

    From the moment our doors first opened, we’ve been committed to serving each

  • Bank of Zachary
  • 4743 Main Street, Zachary, LA, 70791
  • Lends in Louisiana
  • Founded in 1904, the Bank of Zachary is the oldest chartered bank in East Baton Rouge Parish with a rich history of superior service to its customers. The main office of the Bank of Zachary has always been on Main Street, though in three different locations. The original office of the Bank, is a half-block west of the Lee Street intersection.

  • GP Louisiana Federal Credit Union
  • 1700 E Mount Pleasant Road, Zachary, LA, 70791
  • Lends in Louisiana
  • GP Louisiana Federal Credit Union has been open since 1969. The credit union has assets totaling $48.27 Million and provides banking services to more than 5,000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.

  • Feliciana Federal Credit Union
  • 20303 Old Scenic Highway, Zachary, LA, 70791
  • Lends in Louisiana
  • Our credit union was originally chartered as Cee Zee Employees Federal Credit Union in 1960, serving the employees of the paper mill in West Feliciana Parish and their families. The paper mill has had five different name changes. The names of the paper mill have been Crown Zellerbach, James River, Crown Vantage, TEMBEC and currently KPAQ.

  • Allied Plastics Federal Credit Union
  • 1700 E Mount Pleasant Road, Zachary, LA, 70791
  • Lends in Louisiana
  • Since its inception in 1957 the Allied Plastics Federal Credit Union has been serving its members in the Baton Rouge, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.

  • Mainstreet Mortgage LLC
  • 8586 Pin Oak Dr, Zachary, LA, 70791
  • Lends in Louisiana
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We offer 100% USDA Rural Development, 100% VA to qualified veterans, FHA with 3.5% down, up to 97% Conventional and Jumbo options.

  • Guaranty Bank and Trust Company LA
  • 175 New Roads Street, New Roads, LA, 70760
  • Lends in Louisiana
  • Guaranty Bank and Trust Company is a professional team of friendly, experienced and dedicated employees committed to providing the best personalized financial services and community leadership to the people of the parishes we serve. We provide value to our shareholders, customers, employees, and communities by exceeding expectations.

  • Southern Teachers and Parents Federal Credit Union
  • 728 Harding Boulevard, Baton Rouge, LA, 70807
  • Lends in Louisiana
  • Southern Teachers & Parents Federal Credit Union was established over 80 years ago with the mission of providing quality financial services designed to help members improve their economic status. We continue our mission by operating as a full service financial institution while educating our members on making sound financial decisions.

  • Capital Access Mortgage LLC
  • 4686 Groom Road, Suite B, Baker, LA, 70714
  • Lends in Louisiana
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.