USDA and FHA Pro and Con in Jonesboro, Jackson County, LA

For 2026, in Jonesboro within Jackson county, LA, the USDA loan limit is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Leverage Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA rates and identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers a comparison of USDA, FHA, Conforming, and VA options side by side, helping you determine the best program for your specific financial needs in .

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2026 Loan Limits and Down Payment Criteria in Jonesboro, Jackson County, LA

Loan Category Max Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Jonesboro, LA

Lendersa® is focused on promptly providing the best USDA or FHA loan without hassle. Start with one of three initial avenues to discover matching lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in LA

The USDA home loan is a government-backed program by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is aimed at rural areas only. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Citizens State Bank of Loyal
  • 400 North Main Street, Loyal, WI, 54446
  • We are proud to be an independently owned community bank! We serve the communities and rural areas in Central Wisconsin. We strive to know our customers personally and to provide them with quality services, products and financial advice. We pride ourselves on our impact and involvement in the wonderful communities that we serve.

  • People Driven Credit Union
  • 24333 Lahser Road, Southfield, MI, 48033
  • People Driven Credit Union is a member-owned, full-service financial institution helping members and their families with money management since 1928. PDCU was founded in 1928 as Detroit Federal Employees Credit union to serve as a primary field of membership of federal employees in the Detroit area and their families.

  • Credibly
  • 25200 Telegraph Rd, Suite 350, Southfield, MI, 48033
  • We believe in small businesses and the people who grow them.

    In fact, our mission at Credibly is to be the best small business lender. To make that happen, we leverage cutting-edge data science, technology, partner relations, and customer support to provide business owners with faster access to right-sized capital solutions.

  • Assur Loans
  • 26711 Northwestern Highway, Suite 200, Southfield, MI, 48033
  • We obtain our clients information from a referred based system we have in place with real estate agents & brokers across the nation.From having a client’s information, we assist with any purchase or refinance need.Our exclusive service allows us to have a more intimate understanding of how we can help client make a stressful process a positive one.

  • PSE Credit Union
  • 5255 Regency Drive, Parma, OH, 44129
  • PSE Credit Union believes in providing a pathway to your success. When you open an account at PSE Credit Union, you become much more than a customer - you become a lifetime member and partial owner. PSE Credit Union offers personal, professional and priced-right financial solutions for every stage of your life. Whether you’re opening your first sav

  • Unity Catholic Federal Credit Union - Parma
  • 5839 Ridge Road, Cleveland, OH, 44129
  • At Unity we work with you to make your dreams a reality, today. Offering you better rates, personalized services, giving you greater control of your money.

    We are Federally Insured, so your money is safe. And, we’re part of the Co-Op Shared Branch Network that gives you 6, 000 branches nationwide making credit unions the second largest branch.

  • Financial One Group
  • 8962 Collins Ave, Surfside, FL, 33154
  • We are a specialized firm of life settlement contracts and reverse mortgage(HECM). Our agency offers life and health benefits from major insurance carriers. We also represent most banks that provide home equity conversion mortgages.Our firm focuses on providing solutions to seniors undergoing financial distress.

  • Morningside Mortgage Corporation
  • 9630 E. Bay Harbor Drive, Miami Beach, FL, 33154
  • Mortgage brokerage and realty consulting business in Miami, Florida. We work on commercial and residential loans to homeowners as well as investors. We have bank, private and hard equity loans available for all property types. We work with prime clients, non-prime clients and other mortgage brokers or lenders .