In the year 2026, within Winnfield in Winn, LA, the USDA loan limit is listed at $336,500. In contrast, the FHA limit for a single-family home is noted as $472,030.
Take advantage of the Lendersa® USDA loan calculator today to compare leading USDA versus FHA rates. You'll be able to determine the income, credit, reserves, and documentation required for qualification. Our modern mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program for your financial needs in
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to efficiently connect you with the most suitable USDA or FHA loan with minimal fuss. Choose one of the three starting methods to find matching lenders and USDA loan programs tailored to your needs.
A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is specifically available in rural regions. Unlike FHA loans that require at least a 3.5% down payment, no down payment is necessary for a USDA mortgage.
Enter your location to find out if it qualifies for USDA rural housing loan?
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