USDA Vs. FHA your options comparison in Bastrop, Morehouse County, LA

In 2025, the USDA loan limit for Bastrop in Morehouse County, LA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to assess today's best USDA and FHA rates. Determine necessary income, credit, reserves, and documents. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, aiding you in selecting the best option for your finances in Alabama.

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2025 Loan Limits and Downpayment Needs in Bastrop, Morehouse, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loans in Bastrop, LA

Lendersa® aims to connect you with the ideal USDA or FHA loan seamlessly. Start with one of three paths that lead to compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

About USDA Loans in LA

USDA loans are government-backed loans provided by the Department of Agriculture, known as USDA rural development loans, available only in rural areas. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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