USDA Loan Vs. FHA loan pro & con Poydras, St. Bernard County, LA

For the year 2026, the USDA loan limit in Poydras, within St. Bernard county of LA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Explore today’s best USDA versus FHA rates using the Lendersa® USDA loan calculator, determining the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you discern the best program for your financial needs, especially in Alabama.

Discover USDA and FHA Loan Options in Poydras, LA

The mission of Lendersa® is to swiftly secure the best possible USDA or FHA loan without hassle. Choose from three starting points to connect with lenders and uncover USDA loan programs that best suit your needs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in LA?

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans do not require any down payment.

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Poydras Lenders
(504) 279-5626 Lender's profile and map Performance Mortgage LLC 1000 East Judge Perez Dr., Chalmette, LA, 70043 Lends in Louisiana Performance Mortgage LLC wants to be your FIRST CHOICE in delivering the American dream of homeownership. We want to inspire hope in our customers that they can fulfil their dream of being a homeowner. As your local New Orleans and Chalmette mortgage lender.Our mission at Performance Mortgage LLC is to value our customers.
(504) 392-1111 Lender's profile and map Mississippi River Bank 8435 Hwy 23, Belle Chasse, LA, 70037 Lends in Louisiana We offer a full range of commercial lending services. Loan officers are experienced in lending for all types of customer needs. The parishes of Plaquemines, Orleans, and Jefferson have been served for years by Mississippi River Bank lending personnel. Through our correspondent relationships we have the ability to be as big as you need
(504) 394-5574 Lender's profile and map NAS JRB Credit Union 400 Russell Avenue, Building 509, New Orleans, LA, 70143 Lends in Louisiana NAS JRB Credit Union was founded in 1948 and is a state chartered, not for profit entity. Offering many financial services and always there for their membership and community with two locations in Plaquemines Parish. Our members are the reason we do what we do! Federally insured by NCUA.
(504) 617-4040 Lender's profile and map Mortgage Lending Enterprises, LLC 1508 Flamingo Road, Gretna, LA, 70056 Lends in Louisiana At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!
(972) 233-8806 Lender's profile and map Absolute Mortgage & Lending 540 Lapalco Blvd, Gretna, LA, 70056 Lends in Louisiana We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff
(504) 362-7544 Lender's profile and map Fifth District Savings Bank 4000 General Degaulle Dr, New Orleans, LA, 70114 Lends in Louisiana Our primary mission is to provide a safe, secure place for local depositors to invest their savings and to reinvest their deposits primarily in home mortgage loans which enable our borrowers to buy, build, and repair homes in our local community. Established in 1926, Fifth District is a federal mutual savings association.
(504) 362-1235 Lender's profile and map URBAN HOUSING MORTGAGE & REALTY GROUP, LLC 1525 Lapalco Blvd, Suite 19, Harvey, LA, 70058 Lends in Louisiana Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.
(504) 265-6515 Lender's profile and map NOLA Hard Money Services LLC 325 Manhattan Blvd, Harvey, LA, 70058 Lends in Louisiana NOLA Hard Money is led by a group of investors with deep roots in the New Orleans real estate market and active in it for more than 30 years.We have an eye for value and build long-term relationships with our clients. We strongly believe that the best marketing comes from current customers.
(888) 505-3809 Lender's profile and map TAHARRKA ENTERPRISES LLC 5001 COLUMBIA ST, NEW ORLEANS, LA, 70126 Lends in Louisiana In addition to conventional commercial financing such as Fannie/Freddie and HUD, we offer creative financing for business owners looking to purchase or get working capital to start or grow a business. We offer creative financing for all industries and verticals and everything is negotiable. Amounts starting at $1M - $1B.