USDA Vs. FHA your options comparison in Poydras, St. Bernard County, LA
For the year 2025, the USDA loan limit in Poydras, within St. Bernard county of LA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Explore today’s best USDA versus FHA rates using the Lendersa® USDA loan calculator, determining the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you discern the best program for your financial needs, especially in Alabama.
2025 Loan Limits and Downpayment Requirements in Poydras, County of St. Bernard, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Poydras, LA
The mission of Lendersa® is to swiftly secure the best possible USDA or FHA loan without hassle. Choose from three starting points to connect with lenders and uncover USDA loan programs that best suit your needs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans do not require any down payment.
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