For the year 2025, the USDA loan limit in Poydras, within St. Bernard county of LA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Explore today’s best USDA versus FHA rates using the Lendersa® USDA loan calculator, determining the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you discern the best program for your financial needs, especially in Alabama.
2025 Loan Limits and Downpayment Requirements in Poydras, County of St. Bernard, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Poydras, LA
The mission of Lendersa® is to swiftly secure the best possible USDA or FHA loan without hassle. Choose from three starting points to connect with lenders and uncover USDA loan programs that best suit your needs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans do not require any down payment.
Where traditional lenders decline, we provide solutions.
We offer specialized programs for real estate investors, including:
No minimum FICO requirements
Ground-up construction financing with no prior experience needed
No-ratio loans (no income or DSCR)
Financing for rural and non-conventional properties
Up to 95% purchase and 100% rehab fu
IDB Ltd. began its operations in New York City in 1949, when it established a representative office. At that time there were only a few employees and limited contact with the public. In 1962, IDB Ltd. became one of the first foreign banks to open a branch in New York when the New York State banking law was changed to allow foreign banks.
1177 Avenue Of The Americas, 5th Floor, New York, NY, 10036
Amerimax Capital is a commercial real estate financing firm with history on the market for more than 20 years. Our knowledge, connections with lenders and established financing platform enables us to arrange the most favorable financing/equity placement for your commercial property.
Shield Funding is a leader in the financial lending industry providing business loans to small and medium-sized companies. We provide alternative financing to companies that have little or no credit or have been denied traditional financing. We specialize in providing merchant cash advances and other types of unsecured business loans.
Since 1990, Gala Resources LLC has been providing short-term mortgages to experienced real estate investors, builders and dealers. We furnish short-term financing for
Bank-foreclosed residential properties
REOs
Short Sales
Multi-family buildings
Real estate acquisition
We are a direct hard money lender. We are not brokers. We do work with b
60 East 42nd Street, Suite 3010, New York, NY, 10165
Fort Amsterdam Capital is a seasoned real estate debt platform that originates short-term, high-yielding bridge loans ranging in size from $8 - $100 million, primarily in the New York City metro area. To date, Fort Amsterdam Capital has originated over $95 million of loans with a proven track record of double-digit returns.
Saxon Spencer Capital, founded in New York in 2016, is a nationwide private lending platform, affording unique insight to the investment community; combining old-fashioned values with a sophisticated modern approach in solving the multiple labyrinths of the financial markets today. Saxon Spencer Capital creates customized financial solutions.
Tower Fund Capital owns and operates private equity funds engaged in business of providing asset-based debt solutions for real estate industry.
With 35 years of experience in real estate, banking, investments, acquisitions, financing, debt restructuring and workouts. We pride ourselves in finding a solution to any situation.
At Alpine, we differentiate ourselves in a number of critical ways. For one, we’re not a subsidiary of a financial conglomerate. We are chartered as a commercial bank in New York, but prefer the term, “boutique bank”. Our owners aren’t mere figureheads —they’re actively involved. Most importantly, here, you are never just a sequence of numbers
