In 2026, the loan limit for USDA in Violet, part of St. Bernard county, LA, is $336,500, while the FHA cap for a single-family home is $472,030.
The Lendersa® USDA loan calculator helps compare the best USDA vs. FHA rates available today, guiding you through the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in identifying the best program in
Examine loan offers from 100 lenders
| Loan Type | Loan Maximum | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to swiftly facilitate access to the ideal USDA or FHA loan without hassle. Choose one of three pathways to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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