USDA VS FHA in Denham-Springs, Livingston County, LA
In the year 2025, the USDA loan limit for Denham-Springs in Livingston county, LA, is $285,000, whereas the FHA limit reaches $356,362 for single-family homes.
Use the Lendersa® USDA loan calculator to contrast the most favorable rates of USDA versus FHA loans available currently. Determine the required income, credit status, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view options like USDA, FHA, Conforming, and VA side by side, aiding in selecting the optimal program in for your distinct financial needs.
Loan limits and down payment criteria for 2025 in Denham-Springs, Livingston, LA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan programs in Denham-Springs, LA
The primary aim of Lendersa® is to efficiently secure the most suitable USDA or FHA loans for you with minimal delay. Choose one from three starting options to connect with matching lenders and explore appropriate USDA loan programs.
The USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan. It is available only in rural areas. Differing from FHA loans that need a down payment of at least 3.5%, the USDA mortgage requires no down payment at all.
Horicon Bank was founded in 1896 by Daniel C. Van Brunt, the inventor of the grain drill. His manufacturing company was sold in 1911 to Deere & Company, which continues to operate the factory as John Deere Horicon Works, producing consumer products including lawn tractors. Our home office building in Horicon was constructed in 1915.
KRISTINE B. SCHROEDER started this company to provide mortgage loan customer’s with a fast, convenient and hassle-free loan process. Buying or Refinancing your dream home can be an exciting time for you. We are here to help guide you through the process using our knowledge and expertise to find the right solution to your personal mortgage needs.
We were founded in 1934 by employees of West Bend Aluminum Company to provide affordable access to financial services for employees. Much has changed in the financial arena since 1934, but the mission remains the same - People helping people to improve the financial well-being of each member.
3900 Westerre Parkway, Suite 300, Richmond, VA, 23233
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3900 Westerre Parkway, Suite 100, Richmond, VA, 23233
Dominion Capital Mortgage Inc. understands that every borrower is different. Our goal is to tailor a loan to fit individuals needs while maintaining a quick, simple and straigtforward process. One of our licensed Mortgage Loan Originators will help each customer through the process from start to finish.
Falls Catholic CU exists to service the financial needs of our membership through honesty & integrity. Every member is the most important member. Falls Catholic Credit Union provides dynamic, diverse, comprehensive & competitive financial services. OUR VISION is To provide the most affordable and comprehensive financial services to the membership.
Our mission is to provide the best financial products and services to our member communities in a friendly personal manner while maintaining financial stability and encouraging financial responsibility Kenowa Community Federal Credit Union was originally chartered September 23, 1952 under the name Wyoming Township Employees Federal Credit Union.
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