USDA VS FHA in Denham-Springs, Livingston County, LA

In the year 2025, the USDA loan limit for Denham-Springs in Livingston county, LA, is $285,000, whereas the FHA limit reaches $356,362 for single-family homes.

Use the Lendersa® USDA loan calculator to contrast the most favorable rates of USDA versus FHA loans available currently. Determine the required income, credit status, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view options like USDA, FHA, Conforming, and VA side by side, aiding in selecting the optimal program in for your distinct financial needs.

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Loan limits and down payment criteria for 2025 in Denham-Springs, Livingston, LA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan programs in Denham-Springs, LA

The primary aim of Lendersa® is to efficiently secure the most suitable USDA or FHA loans for you with minimal delay. Choose one from three starting options to connect with matching lenders and explore appropriate USDA loan programs.

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Understanding USDA Loan in LA

The USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan. It is available only in rural areas. Differing from FHA loans that need a down payment of at least 3.5%, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Robison Home Loans & Realty Inc
  • 508 West Mission Avenue, Suite 200, Escondido, CA, 92025
  • Robison Home Loans mission is to provide clarity, direction and peace to peoples dreams. Our main area of focus is on financing residential property. Our clients rave about the education, communication and pricing they receive when doing a home mortgage with us. As a local owned mortgage company we fund loans in our own name
  • homePERQs, Inc.
  • 2750 Las Palmas Avenue, Escondido, CA, 92025
  • Our homePERQs lending team specializes in mortgage education and mortgage planning services. We provide credit coaching, in-depth analysis, transparent cost estimates and we educate our borrowers on the ins and outs of the home loan process. We are an independent mortgage broker serving the direct needs of our clients.
  • Pfeiffer Financial Services
  • 18363 Starvation Mountain Road, Escondido, CA, 92025
  • Pfeiffer Financial builds relationships for life. I run my company with a strong and genuine belief in the "customer for life" principal. All of my business is generated through referrals from previous customers and local real estate professionals. Pfeiffer Financial has been helping people finance their homes since 1996.
  • Focus Capital Funding Corporation
  • 600 La Terraza Blvd, Escondido, CA, 92025
  • With over 50 years of combined experience, Focus Capital has found its specialized niche – delivering creative solutions for our clients and providing a variety of elite services in the areas of retail, wholesale, and private lending. Our industry-leading tools equip buyers with knowledge.
  • Blue Horizon Realty and Lending, Inc.
  • 500 La Terraza Blvd Suite 150, Escondido, CA, 92025
  • We are an established business with Realtors and Loan Officers with many years of experience. We are a one stop shop! As Realtors serving all of SD and SW Riverside, our goal is to help you meet your needs financially, help you relocate, make the process less stressful and most importantly get you top dollar for your property.
  • Randy Van Orden
  • 43050 Calle Cristal, Temecula, CA, 92592
  • RANDY'S CORE BELIEFS DRIVE HIM TO DELIVER THE BEST MORTGAGE LOAN SOLUTIONS FOR YOUR SPECIFIC MORTGAGE LOAN NEEDS AND LIFE SITUATION. THAT'S MY GOAL FROM START TO FINISH AND WHY REAL ESTATE PROFESSIONALS TRUST HIM. Randy Van Orden offers 25 years’ experience in the residential mortgage and Real estate investment financing industry.
  • Best Rate Finance & Realty
  • 32605 Temecula Parkway, Suite 203, Temecula, CA, 92592
  • As a full service Real Estate Company, Best Rate Finance and Realty Inc. is committed to serving all of your real estate needs. As a buyer, or as a seller, you do not have to shop around to find different companies for your Real Estate transaction and your loan transaction.
  • Anthony Campos
  • 28693 Old Town Front St, Suite 300, Temecula, CA, 92592
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.