USDA and FHA Pro and Con in Denham-Springs, Livingston County, LA
In the year 2026, the USDA loan limit for Denham-Springs in Livingston county, LA, is $285,000, whereas the FHA limit reaches $356,362 for single-family homes.
Use the Lendersa® USDA loan calculator to contrast the most favorable rates of USDA versus FHA loans available currently. Determine the required income, credit status, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view options like USDA, FHA, Conforming, and VA side by side, aiding in selecting the optimal program in for your distinct financial needs.
Loan limits and down payment criteria for 2026 in Denham-Springs, Livingston, LA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan programs in Denham-Springs, LA
The primary aim of Lendersa® is to efficiently secure the most suitable USDA or FHA loans for you with minimal delay. Choose one from three starting options to connect with matching lenders and explore appropriate USDA loan programs.
The USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan. It is available only in rural areas. Differing from FHA loans that need a down payment of at least 3.5%, the USDA mortgage requires no down payment at all.
First Choice Mortgage, LLC in Louisiana has access to all of the mortgage programs available on the market to fit your personal situation. We offer 100% financing, CAFA down payment assistance, 203K renovation loans, USDA Rural Development, FHA, VA, Conventional Fannie and Freddie and Jumbo products on purchase
9555 Antioch Road, Suite A, Baton Rouge, LA, 70817
Lends in Louisiana
Formed in 1934 by seven employees of Louisiana State University, Campus Federal now serves over 59, 000 individuals and business members. The common bond between Campus Federal and LSU remains strong, along with the strong relationships we've developed with our additional select employee groups and business members.
Baton Rouge Telco Federal Credit Union knows life is full of opportunities to say yes. Wherever you are on your financial journey, we hope we can say yes to help you get there. We’re confident our competitive rates and friendly team members will make it easy.So get to know Telco. Because we’re always looking for more ways to say yes!
ALEC Federal Credit Union was formed in 1968 to help members pool their financial resources in order to help each other out. We are a not-for-profit organization and exist to provide our members with a place to save money and get loans at reasonable rates. ALEC Federal Credit Union is financially sound and federally insured.
The Baton Rouge Fire Department Federal Credit Union has been serving our local area since 1936. We are a non-profit financial institution, which is owned and operated by its members. We provide our members low-interest loans and convenient savings plans. Our Vision is to become the preferred financial institution for all fire department employees.
1850 South Sherwood Forest Boulevard, Baton Rouge, LA, 70816
Lends in Louisiana
At BRECO, we take our mission seriously to assist our member-owners build and secure their financial success. Being a not-for-profit, we return earnings back to members in the form of better interest rates, reduced or no fees and quality personal service; all because our focus is on serving our members and not on making profits.
With 75 years of service, we are truly committed to providing quality financial products & services. Our professional staff with decades of combined experience aims to make the banking process as enjoyable as possible. LAUSA members have access to a full range of valuable benefits & services designed to make the banking experience.
"At In-House Lending, llc, your local Louisiana mortgage lender, providing lending programs that fit the needs of our community. We are a direct local lender that has also teamed up with some of the largest and most respected national lenders, giving us one of the widest selections of loan options ANYWHERE."
11715 Bricksome Ave, Suite B-6, Baton Rouge, LA, 70816
Lends in Louisiana
TKM of LA, LLC is located in Baton Rouge, Louisiana and licensed to service the entire state of Louisiana. The staff combined has over 20 years of experience in Residential and Commercial Financing. TKM of LA was created to extend mortgage financing to unique borrowers without the added restrictions that banks and institutions may enforce.
