USDA and FHA Pro and Con in Ferriday, Concordia County, LA

In 2025, the USDA loan limit for Ferriday, located in Concordia county, LA is $336,500, while the FHA cap for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and assess the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator features USDA, FHA, Conforming, and VA options side by side to assist in choosing the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Ferriday, Concordia County, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Ferriday, LA

The goal of Lendersa® is to secure the best USDA or FHA loan for you swiftly and with no hassle. Choose from three ways to find matching lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

What is USDA Loan in LA?

A USDA home loan, backed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively for rural areas. FHA loans need at least a 3.5% down payment, but USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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