USDA Vs. FHA your options comparison in Merrimac, Essex County, MA
For 2025, the USDA loan limitation in Merrimac, located in Essex, MA, is $675,000. Conversely, the FHA loan cap for a single-family house is $828,000.
Utilize the Lendersa® USDA loan calculator to evaluate the current top USDA versus FHA rates. This tool can help clarify the income, credit, reserves, and paperwork needed for eligibility. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side in Alabama, discerning the right program for your financial needs.
2025 Loan Caps and Down Payment Details in Merrimac, Essex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Options for USDA and FHA Loans in Merrimac, MA
Lendersa® strives to secure you the optimal USDA or FHA loan efficiently and easily. Begin by choosing from three initial options resulting in connectivity with lenders and USDA loan options.
The USDA home loan, backed by the Government Department of Agriculture, also known as USDA rural development loan or USDA mortgage, is restricted to rural areas. In contrast with FHA loans requiring at least a 3.5% down payment, the USDA loan dispenses with down payments entirely.
3707 North Country Club Drive 4, Long Beach, CA, 90807
Pete Benjamin understands the importance of making homeownership attainable. He is committed to helping Los Angeles-area clients obtain the right mortgage for their unique needs and facilitating the real estate process from start to finish. Pete understands there is no one-size-fits-all solution when it comes to home loans.
4000 Long Beach Boulevard, Suite 204, Long Beach, CA, 90807
we will work tirelessly to help purchase or sell a property in Los Angeles County, Orange County, or other nearby areas. We'll ensure we make the process enjoyable and successful. Looking to sell? We'll endeavor to sell your property in a timely fashion, at the best possible price, all in a highly professional manner.
4320 Atlantic Avenue Suite 216, Long Beach, CA, 90807
ChangeMyRate.com® is an Equal Housing Opportunity mortgage company. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age because all or part of your income may be derived from any public assistance program.
6216 E Pacific Coast Hwy, Suite 242, Long Beach, CA, 90803
908 Mortgage are looking to recruiting experienced Loan Officers who are tired of the Direct Lender, Corporate scene. We can move Fast! From Loan App to funding in 10 days. Direct lenders have overhead: Corporate, Managers, Staffing, HR, etc. These costs are passed on to the borrower. They cannot compete with our rates.
10343 Sepulveda Boulevard, Mission Hills, CA, 91345
Our Mission is to provide the most efficient and high-quality mortgage lending services to all the families in the community we serve. Mission Mortgage has a strong and professional team available at your disposal to help assist in your home mortgage loan needs. Our team specializes in FHA and Conventional Loans.
5580 E. Second Street Suite 211, Long Beach, CA, 90803
Woody Financial Realty Corporation is a member of the Pacific West Association of Realtors, the Southern Regional Multiple Listing Service and the California Mortgage Association. The Company markets aggressively in large Broker network marketing sessions and in Real Estate publications.
2201 E. Willow St, Suite C, Signal Hill, CA, 90755
The New Horizon Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
2525 Cherry Avenue, Suite 160, Signal Hill, CA, 90755
North American Lending Group, we believe knowledge, trust, and experience are the building blocks for working with our clients to navigate through one of life’s most significant investment. Our years of experience and customers are testimonial to our devotion and commitment to being an accessible group with the clients’ needs in mind.
2725 East Pacific Coast Highway, Suite 102, Signal Hill, CA, 90755
Our boutique financial services firm is truly one of a kind. Every single member of our staff is licensed at least as a tax preparer. Staff also hold current licenses in life and property casualty insurance, real estate and mortgages, and previous licensing in securities (stock brokerage).
We pride ourselves with a high level of customer service & personal relationships. Our clients have used our services repeatedly for their mortgage needs & are always satisfied. Shoreline Funding, Inc. is affiliated with over 100 lenders in order to meet all your mortgage needs. We maintain the standards in loan program knowledge and lender detail.
4804 Laurel Canyon Blvd, Suite 374, Valley Village, CA, 91607
Allwest Mortgage Company We provide individualized solutions to our clients and their families. Be assured that you will be given respect and dignity by members of our firm. We listen to each client’s personal situation and provide options to meet their needs.Educating our clients is an important element of our business.
