USDA Loan Vs. FHA loan pro & con for Merrimac, Essex County, MA

In 2025, USDA loan limit in Merrimac, county of Essex, MA is $675,000 while FHA limit is $828,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Merrimac, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(559) 801-7375 2601 miles Lender's profile and map Reviews Shrine Financial Inc. 1433 Cummings Way, Folsom, CA, 95630 We are mortgage brokers backed by an extensive experience in lending and brokering. Our Broker of Record has over 27 years of experience in residential and commercial lending. We are committed to building a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders.
(916) 597-2858 2601 miles Lender's profile and map Reviews R and R Loans 7700 Folsom Auburn Road, Suite 110, Folsom, CA, 95630 We will treat you right and give you the personal attention you deserve. We know the big commitment you are making in buying a home, refinancing a mortgage, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
(916) 988-5858 2601 miles Lender's profile and map Reviews Masters Team Mortgage 785 Orchard Dr Suite 250, Folsom, CA, 95630 Masters Team Mortgage is a premier mortgage broker in the greater Sacramento region. Our boutique approach ensures a lending experience rare in today’s automated, online-dominated lending environment. We want to see you, get to know you, and develop a relationship with you that will span generations to come.
916-496-0160 2601 miles Lender's profile and map Reviews Reliance Home Loans - Evangeline Scott 950 Glenn Drive, Suite 265, Folsom, CA, 95630 We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
916.235.8340 2601 miles Lender's profile and map Reviews Primary Residential Mortgage, Inc. 101 Parkshore Dr Ste 215, Folsom, CA, 95630 Our creative business model has provided decades of stable success, and in 2019 alone, we funded over $6.3 billion in loans and helped people all over the country reach their home financing goals. We believe in providing strong futures for our customers, our referral partners and our team members.
(916) 985-3200 2601 miles Lender's profile and map Reviews Iron Point Mortgage 2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630 At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.
(866) 459-2345 2601 miles Lender's profile and map Reviews Schools Federal Credit Union 20101 Hamilton Ave, Suite 150, Torrance, CA, 90502 Schools Federal Credit Union is a not-for-profit organization that has served the employees of the Los Angeles Unified School District and other education-related groups since 1939.Schools FCU is a different kind of financial institution. We provide our members with personalized service that banks can’t match.
(213) 266-9200 2601 miles Lender's profile and map Reviews Archbell Capital, LLC 970 W. 190th Street, Suite 110, Los Angeles, CA, 90502 Archbell Capital, LLC is a boutique commercial real estate bridge lender that originates mortgage loans for its middle market borrowers/partners seeking to acquire or refinance assets across property types. We focus on off-market transactions on a direct basis in partnership with our clients.
(888) 820-8064 2601 miles Lender's profile and map Reviews Federal Commercial Funding 16133 Ventura Blvd, 7th Floor, Encino, CA, 91436 Federal Commercial Funding’s multifamily and commercial lending division offers nationwide lending and has consistently earned a reputation as a company that delivers. Our lending programs cover loans for multifamily, retail, office, industrial and Bridge Loans for all asset types.
(818) 380-0202 2601 miles Lender's profile and map Reviews Elite Equity Consultants, Inc. 16055 Ventura Boulevard, Suite 465, Encino, CA, 91436 "Elite Equity is the Premier Real Estate & Mortgage Company in Southern California. Founded in 2005, the Company was always focused on offering their clients a One-Stop Real Estate & Finance Solution. As a Boutique Brokerage By Design, we specialize in representing our Clients with First Class Service on both sides of the transaction.
(818) 625-4383 2601 miles Lender's profile and map Reviews Land Brothers Mortgage & Realty 16300 Ventura Blvd, Suite 100, Sherman Oaks, CA, 91436 Land Brothers Mortgage & Realty All our loan officers take very seriously the fact that purchasing a home or an investment property is likely the largest purchase you will ever make. Something this important shouldn’t be left to chance. If you are looking to purchase a new home or refinance an existing one.