For 2025, the USDA loan limitation in Merrimac, located in Essex, MA, is $675,000. Conversely, the FHA loan cap for a single-family house is $828,000.
Utilize the Lendersa® USDA loan calculator to evaluate the current top USDA versus FHA rates. This tool can help clarify the income, credit, reserves, and paperwork needed for eligibility. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side in Alabama, discerning the right program for your financial needs.
2025 Loan Caps and Down Payment Details in Merrimac, Essex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Options for USDA and FHA Loans in Merrimac, MA
Lendersa® strives to secure you the optimal USDA or FHA loan efficiently and easily. Begin by choosing from three initial options resulting in connectivity with lenders and USDA loan options.
The USDA home loan, backed by the Government Department of Agriculture, also known as USDA rural development loan or USDA mortgage, is restricted to rural areas. In contrast with FHA loans requiring at least a 3.5% down payment, the USDA loan dispenses with down payments entirely.
The First National Bank and Trust Company of Broken Arrow
121 South Main, Broken Arrow, OK, 74012
In 1902, five years before Oklahoma statehood, Broken Arrow wasn't too impressive. In fact, the village was described as being little more than a patch of blue sky under which a few tents had been stretched; however, it was being called home by what is now the oldest hometown bank in Tulsa County.
AVB Bank was founded in 1905 by investor and land owner, G. A. Brown...two years before Oklahoma statehood! Headquartered in Downtown Broken Arrow, AVB Bank now has four locations and is consistently known for being the community bank of choice in Broken Arrow and Tulsa.
With a strong commitment to community service, sound lending practices,
Western Sun Federal Credit Union began in December 1940, when a group of employees from the Barnsdall Oil Company in Tulsa, Oklahoma, pooled their resources to form a cooperative financial institution. They named it Tulsa Be Square Federal Credit Union.
In 1950, Barnsdall Oil Company merged with Sunray Oil Company, leading to rapid share growt
At T.G. Hoover Funding and Investments, our professional contract buyers work closely with holders of private residential mortgage notes, business notes, and many other contractual obligations when the need for FAST CASH arises. For those holding private mortgage notes from the sale of their previous residence,
Horatio State Bank has been family owned and operated since 1905, putting us in the unique position of living and working alongside you. As a full service bank, we at HSB would love for you to join our family and let us help you meet your financial needs. At Horatio State Bank in Arkansas, they have supplied customers with various options.
38034 Post Office Road, Suite A, Prairieville, LA, 70769
Gulf Mortgage Group, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Members First Federal Credit Union was chartered in 1951 as a Safeway Credit Union. In 1998 the Board of Directors made a business decision to apply to the National Credit Union Administration for a community charter to serve the East Central High School District. The charter was granted in late 1998 to enable the credit union to serve.
The Credit Union was chartered in 1951 under the provisions of the Federal Credit Union Act, Public Law 467, 73d Congress 1st Session, entitled, “ An Act to establish a Federal Credit Union System, to establish further market for securities of the United States and to make available to people of small means credit for provident purposes.
Southern Teachers and Parents Federal Credit Union
728 Harding Boulevard, Baton Rouge, LA, 70807
Southern Teachers & Parents Federal Credit Union was established over 80 years ago with the mission of providing quality financial services designed to help members improve their economic status. We continue our mission by operating as a full service financial institution while educating our members on making sound financial decisions.
Community State Bank operates as a full-service bank. The Bank accepts deposits, makes loans, and provides other services for the public. Community State Bank has a wide array of services to meet your every day needs. We have simplied personal banking that you can access anytime.
The Tampa State Bank is a branch office of The Tampa State Bank. They provide the following services: Full Service Office Location and are located at 326 North Main Street in Tampa Kansas.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
