USDA Vs. FHA Pro and Con comparison in Hopkinton, Middlesex County, MA
In 2025, the USDA loan limit in Hopkinton, situated in Middlesex County, MA, is $675,000, compared to the FHA limit of $828,000 for a single-family home.
Utilize the Lendersa® USDA loan calculator to assess and contrast the best current USDA and FHA rates. Determine the required income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can see a side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding you to the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Hopkinton, Middlesex County, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Opportunities in Hopkinton, MA
The objective of Lendersa® is to deliver the most suitable USDA or FHA loan options promptly and with ease. Choose from one of three initial approaches that connect you with compatible lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage. Designed for rural areas, unlike FHA loans needing a minimum 3.5% down payment, USDA loans require no down payment, thereby increasing accessibility.
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