In 2025, the USDA loan cap for Mendon in Worcester county, MA, is $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to perform a comparison between today's USDA versus FHA rates, determining the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, aiding in your decision on the most suitable program for your financial circumstances within Alabama.
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| Loan Type | Loan Limit | Down payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to help you acquire the best possible USDA or FHA loan promptly and with minimal hassle. Select from one of three initial steps that align you with corresponding lenders and USDA loan offerings.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, often called the USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which demand at least a 3.5% down payment, the USDA mortgage requires none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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