In the year 2026, the USDA loan ceiling in Hopedale, Worcester county, MA is set at $336,500, while the FHA cap for a single-family house is $472,030.
Leverage the Lendersa® USDA loan calculator to perform comparisons between today's USDA and FHA top rates, identifying the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA, facilitating your choice of the most suitable program in Alabama for your financial scenario.
Examine loan proposals from 100 different lenders
| Loan Type | Loan Limit | Down payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to provide you with the finest USDA or FHA loan quickly with minimal hassle. Select one of three available initial steps that connect you with lenders and USDA loan offerings.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which demand a down payment of at least 3.5%, the USDA mortgage requires no down payment whatsoever, offering an attractive financing option for eligible households.
Enter your location to find out if it qualifies for USDA rural housing loan?
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