In the year 2026, the USDA loan limit within Blackstone, located in Worcester, MA, is $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the top current USDA and FHA rates and find out the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side to decide the best program for you in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure you the best USDA or FHA loan quickly and straightforwardly. Choose one of three starting points to find matching lenders and USDA loan options.
A USDA home loan, backed by the U.S. Department of Agriculture, is also called a USDA rural development loan or mortgage. It is only available in rural areas and requires no down payment, unlike FHA loans, which need at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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