USDA and FHA Pro and Con in Cheshire, Berkshire County, MA
As of 2026, the USDA loan limit in Cheshire, within Berkshire county, MA, is established at $336,500. Meanwhile, the FHA loan limit for a single-family home sits at $472,030.
To find and compare the best rates currently available for USDA versus FHA, try the Lendersa® USDA loan calculator. This tool helps determine the requisite income, credit score, reserves, and documentation needed for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan terms side by side, assisting in selecting the ideal program for your financial situation in Alabama.
2026 Loan Limits and Downpayment Requirements in Cheshire, Berkshire, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Cheshire, MA
At Lendersa®, our mission is to efficiently deliver the optimal USDA or FHA loan without complications. You can choose one of three starting points to connect with lenders and USDA loan offers that meet your needs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is exclusive to designated rural areas. Unlike FHA loans that necessitate a minimum of 3.5% down payment, the USDA mortgage imposes no down payment requirement.
Apartment Loan Store, a division of Business Loan Store(link is external), is a Commercial Mortgage Banking and Advisory Firm since 1997. We are members of the Mortgage Bankers Association and lend in all 50 states. Our funds come from Fannie Mae, Freddie Mac, HUD, Life Companies, Capital Markets, Mortgage Backed Securities, Hedge Funds, Pension F
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221 NW Second Avenue, Suite 100, Portland, OR, 97209
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