USDA and FHA Pro and Con in Cheshire, Berkshire County, MA
As of 2025, the USDA loan limit in Cheshire, within Berkshire county, MA, is established at $336,500. Meanwhile, the FHA loan limit for a single-family home sits at $472,030.
To find and compare the best rates currently available for USDA versus FHA, try the Lendersa® USDA loan calculator. This tool helps determine the requisite income, credit score, reserves, and documentation needed for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan terms side by side, assisting in selecting the ideal program for your financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in Cheshire, Berkshire, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Cheshire, MA
At Lendersa®, our mission is to efficiently deliver the optimal USDA or FHA loan without complications. You can choose one of three starting points to connect with lenders and USDA loan offers that meet your needs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is exclusive to designated rural areas. Unlike FHA loans that necessitate a minimum of 3.5% down payment, the USDA mortgage imposes no down payment requirement.
3707 W. 23rd Street Suite A., Panama City, FL, 32405
Oasis Mortgage, where we specialize in residential mortgages. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants who will be assisting you every step of the way. At Oasis Mortgage, we are able to provide our clients with extremely competitive pricing.
We're a full service Florida Mortgage Company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to USDA, VA and FHA mortgages. We have access to a full range of mortgage programs and all of our Florida mortgage specialists are dedicated to finding the right loan-with the best rates
Approved Mortgage is a family-owned and operated residential mortgage lender. Our mission is to assist you in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.
First State Bank of Sauk Centre operates as a bank. The Bank offers saving accounts, loans, debit, credit cards, insurance, investments, mortgages & online banking services. First State Bank of Sauk Centre serves clients in the State of MN. First State Bank of Sauk Centre has 25 total employees across all of its locations & generates $4.76 million.
Minnesota National Bank is a vibrant & growing community bank operating in the Sauk Centre, Long Prairie & Pelican Rapids markets. Like the fatherly advice you may have received once while sitting on the end of a dock, Minnesota National Bank prides itself in getting to know customers & providing advice to help you make better financial decisions.
Jackson Federal is here to serve our local community and meet all their financial needs.
We offer a full range of products and services to consumers and small businesses. Our
goal is to blend ""personalized service"" with technology and make you our customer. Jackson Federal Savings & Loan Association was chartered in 1892.
"When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.
We have helped thousands of individuals in Minnesota, Iowa and Florida over the years. Whether it was purchasing their first home or refinancing the home where they raised their family
Bankers. Neighbors. Minnesotans. Lake Region Bank has been your neighbor since 1915. We live and work in your community, and you’ll see us at many of your neighborhood events. Our success has always been tied to the success of local families and businesses. From personal banking and insurance to business banking and wealth management services,
