USDA and FHA Pro and Con in Cheshire, Berkshire County, MA
As of 2025, the USDA loan limit in Cheshire, within Berkshire county, MA, is established at $336,500. Meanwhile, the FHA loan limit for a single-family home sits at $472,030.
To find and compare the best rates currently available for USDA versus FHA, try the Lendersa® USDA loan calculator. This tool helps determine the requisite income, credit score, reserves, and documentation needed for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan terms side by side, assisting in selecting the ideal program for your financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in Cheshire, Berkshire, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Cheshire, MA
At Lendersa®, our mission is to efficiently deliver the optimal USDA or FHA loan without complications. You can choose one of three starting points to connect with lenders and USDA loan offers that meet your needs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is exclusive to designated rural areas. Unlike FHA loans that necessitate a minimum of 3.5% down payment, the USDA mortgage imposes no down payment requirement.
Eddy Federal Credit Union is committed to making available products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with the credit union.
Western Commerce Bank opened its doors June 3, 1961 in the small town of Loving, New Mexico. Since that time, the bank has grown and expanded to include eleven full-service locations throughout New Mexico in Carlsbad, Loving, Hobbs, Lovington, Tatum, and Albuquerque. Our slogan is “Pulling Together For You”, and we take that seriously.
It is the mission of Delta County Federal Credit Union to offer products and services which meet the financial needs of our present and future members. DCFCU will strive to ensure long-term financial stability by providing products and services in a manner consistent with high standards of quality, at the fairest price.
In 1959 Rio Blanco Schools Federal Credit Union began by the teachers for the teachers to serve the Rangely School District and the Meeker School District. Through the years the scope of our membership has grown. We now accept membership of those who are employees and family members of Rangely and Meeker School Districts.
The Jemez Valley Credit Union has been providing quality service to its members for more than 50 years. We are proud to be a non-profit member-owned financial institution. Our mission is to provide our members with prompt, accurate, high quality, reasonably priced service. Jemez Valley Credit Union was established in 1966.
At PSd, Ltd. a NM Mortgage Broker, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants. Our consultants know what it takes to get through underwriting quickly and efficiently. Also, as a broker, we have relationships with many lenders.
We are a local, woman owned mortgage broker company dedicated to helping New Mexico families with all your financial needs! True Lending New Mexico helping New Mexico with home purchases, refinancing needs, construction loans and business equipment loans, Offering Conventional, FHA, VA, Jumbo and Non-QM funding.
Sky Federal Credit Union is a full-service community chartered, not-for-profit financial cooperative. Our charter allows us to serve anyone who lives, works or worships in the rural district of Beaverhead, Broadwater, Carbon, Cascade, Deer Lodge, Gallatin, Golden Valley, Granite, Jefferson, Lake, Lewis and Clark, Madison, Meagher, Mineral, Missoula
