FHA Vs. USDA loan program for Pittsfield, Berkshire County, Massachusetts

In the year 2026, within Pittsfield, Berkshire county of MA, the USDA loan cap is $336,500. Conversely, the FHA loan limit for a single-family residence is $472,030.

Employ the Lendersa® USDA loan calculator to evaluate the top USDA versus FHA rates currently available, and determine the necessary income, credit score, reserves, and documentation to qualify. Our enhanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you identify the best program for your specific financial situation in .

Available USDA and FHA Loan Options in Pittsfield, MA

Lendersa® aims to secure the most favorable USDA or FHA loan quickly and easily. Select among three starting points that connect you with lenders while exploring USDA loan programs.

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Defining a USDA Loan in MA

The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan. This mortgage option, designed exclusively for rural locations, requires no down payment, unlike FHA loans that have a minimum requirement of 3.5% down.

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(815) 224-2667 Lender's profile and map Reviews Illinois Valley Credit Union 1311 Shooting Park Road, Peru, IL, 61354 Illinois Valley Credit Union, located at 1311 Shooting Park Road in Peru and 200 Ave Road in Princeton, Illinois is a financial cooperative that offers its members a non-profit alternative to banks, savings and loans and other organizations. Originally serving one employer group, Marquette Cement Manufacturing Co
(815) 223-4300 Lender's profile and map Reviews Peru Federal Savings Bank 1730 Fourth Street, Peru, IL, 61354 At Peru Federal Savings Bank, our mission is to meet the financial needs of each individual by providing exceptional customer service focused on personalized attention and building relationships. We strive to be THE community bank which continues to serve generations in the Illinois Valley.
(423) 855-1770 Lender's profile and map Reviews Memorial Credit Union 6800 Longview Road, Chattanooga, TN, 37421 Memorial Credit Union is committed to providing financial benefits which are recognized by its members as offering value. The Credit Union will promote savings, provide valued and expanding financial services, and encourage financial stability within the community, while operating in a sound financial manner.
(423) 892-3738 Lender's profile and map Reviews Chattanooga Federal Employees Credit Union 2011 Stein Drive, Chattanooga, TN, 37421 Chattanooga Federal Employees Credit Union is a not-for-profit, member-owned financial institution that exists to serve its members. Being a member of the credit union is the smart way to manage your finances. We have a complete line of financial products and services to meet your needs.
(423) 624-3878 Lender's profile and map Reviews Mortgage South 6576 East Brainerd Rd, Chattanooga, TN, 37421 Since its founding in 1986, Mortgage South has helped more than 8, 000 homeowners across Tennessee and North Georgia finance their new homes. Locally owned and operated, the firm prides itself on the reliability and accuracy of its loans. Mortgage South is also the leading originator of reverse mortgages in Tennessee,
(844) 805-9100 Lender's profile and map Reviews HomeRate Mortgage 7506 East Brainerd Road, Chattanooga, TN, 37421 HomeRate Mortgage of Tennessee saves local home owners money. Ben Phillips is the voice of HomeRate Mortgage and he helps Eric Bradshaw manage the success of hundreds of clients mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval you have to depend on the best mortgage professionals.
(309) 433-3408 Lender's profile and map Reviews NCEFCU 100 East Phoenix Avenue, Normal, IL, 61761 Our mission is to provide a sound financial foundation for our member-owners by providing the best products and caring professionalism to meet their needs now and in the future and we offers a wide variety of loans. You made need a personal loan for car repairs, to pay taxes, medical expenses or take a vacation.
(309) 451-8400 Lender's profile and map Reviews Illinois State Credit Union 1309 S. Center Street, Normal, IL, 61761 Illinois State Credit Union was founded in 1960 to serve employees of Illinois State University. We now serve more than 12, 000 of your closest friends and neighbors who live or work in McLean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County. We are federally insured.
(404) 940-1585 Lender's profile and map Reviews Dear Lender LLC 106 Colony Park Drive, Cumming, GA, 30040 DearLender is available to help you navigate the many twists and turns of mortgage lending. We are here to assist with any questions or problems that may arise whether you are buying or refinancing a home, consolidating your debt, or need a business or construction loan. Our team of experts is primed and ready to help you find the money you need.