USDA and FHA Pro and Con in Pittsfield, Berkshire County, MA
In the year 2025, within Pittsfield, Berkshire county of MA, the USDA loan cap is $336,500. Conversely, the FHA loan limit for a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to evaluate the top USDA versus FHA rates currently available, and determine the necessary income, credit score, reserves, and documentation to qualify. Our enhanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you identify the best program for your specific financial situation in .
2025 Loan Limits and Down Payment Requirements in Pittsfield, Berkshire, MA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Pittsfield, MA
Lendersa® aims to secure the most favorable USDA or FHA loan quickly and easily. Select among three starting points that connect you with lenders while exploring USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan. This mortgage option, designed exclusively for rural locations, requires no down payment, unlike FHA loans that have a minimum requirement of 3.5% down.
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