USDA VS FHA in Dalton, Berkshire County, MA

As of 2025, the USDA loan quota in Dalton, covering the county of Berkshire, MA, is denoted as $336,500. On the other hand, the FHA limit for a single-family dwelling is $472,030.

Utilize Lendersa®'s USDA loan calculator to examine today's optimal USDA compared to FHA rates, and discern the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs simultaneously, making it easier to choose the best fit for your financial needs—especially if you're in Alabama.

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2025 Loan Thresholds and Down Payment Guidelines in Dalton, Berkshire, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Options in Dalton, MA

Lendersa® seeks to secure the best USDA or FHA loans swiftly, minimizing any hassle. Choose from three different beginning points to connect with lenders and the USDA loan programs.

Lendersa USDA loan request matching results

A Brief Guide to USDA Loans in MA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas. Unlike FHA loans that require a 3.5% minimum down payment, a USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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