USDA Vs. FHA your options comparison in Williamstown, Berkshire County, MA
In the year 2026, the USDA loan cap in Williamstown, situated in the county of Berkshire, MA, is given as $336,500, while for a single-family residence, the FHA ceiling is $472,030.
Employ the Lendersa® USDA loan calculator to compare the prime USDA versus FHA rates today and ascertain the income, credit score, reserves, and documents required to qualify. Our sophisticated mortgage calculator allows you to review USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in aligns best with your financial needs.
Loan limitations and downpayment requirements for 2026 in Williamstown, Berkshire county, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan choices in Williamstown, MA
The objective of Lendersa® is to efficiently provide you with the most fitting USDA or FHA loan swiftly and without any hassle. Choose from one of three starting paths that connect you with lenders and USDA loan possibilities.
A USDA home loan is a government-backed mortgage guaranteed by the Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is solely available in rural areas. In contrast to FHA loans, which require a 3.5% minimum down payment, the USDA mortgage necessitates no down payment whatsoever.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6080 Center Drive, 6th Floor, Los Angeles, CA, 90045
My Reverse Options are committed to doing the “right thing” for our customers. We understand that our industry has had a less-than-stellar reputation because of unscrupulous deeds perpetrated by some loan officers and the many myths surrounding the Home Equity Conversion Mortgage (HECM) or Reverse Mortgage.
6080 Center Drive, Suite 620, Los Angeles, CA, 90045
Our mission is a simple one: to serve our customers with honesty, integrity and competence. We see our customers as our responsibility and as a rich opportunity to fully utilize our skills and assets to make the customer life easier. Our goal is to provide home loans to our clients while providing them
6820 La Tijera Boulevard, Suite 113, Los Angeles, CA, 90045
At Alston & Associates Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
5999 Center Drive, Suite 100, Los Angeles, CA, 90045
Matrix West Mortgage is a full service lender offering various loan products and solutions for our clients throughout California. We have been providing superior service to clients while always work diligently to ensure that each client gets the loan that accomplished their goal and best matches their needs.
Coast to Coast Mortgage Financial is to facilitate the growth of a distinctive and exceptional organization. Coast to Coast Mortgage Financial transcends the traditional mortgage and real estate broker with its highly selective employee recruiting and intensive training programs. This community of individuals dedicates.
6820 La Tijera Boulevard, Suite 117, Los Angeles, CA, 90045
At Pointe of View International, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
6080 Center Drive, 6th Floor, Los Angeles, CA, 90045
I am a Mortgage Broker and the owner of Golden Key Home Loans. I have over 30 years of experience in the lending industry and I love what I do. I am passionate about helping people and seeing first hand the joy, happiness, and smiles on my client’s faces when they are handed the keys to their new homes.
8939 S. Sepulveda Blvd, Suite 102, Los Angeles, CA, 90045
Cressida Capital was formed with one mission in mind to provide every client with highly personalized guidance tailored solutions and the most efficient service in the industry. And to do so with integrity first and foremost.
Our team shares more then two decades of experience in direct real estate lending having closed over $500 million in loans.
Zabe Mortgage Group is a mortgage banker with mortgage experts, processors, underwriters and funders—all under one roof. With the tools and systems in place, Zabe Mortgage Group proudly offers various loan program options including, FHA, VA, USDA, Conventional, Jumbo and many more.
