USDA Vs. FHA your options comparison in Williamstown, Berkshire County, MA

In the year 2025, the USDA loan cap in Williamstown, situated in the county of Berkshire, MA, is given as $336,500, while for a single-family residence, the FHA ceiling is $472,030.

Employ the Lendersa® USDA loan calculator to compare the prime USDA versus FHA rates today and ascertain the income, credit score, reserves, and documents required to qualify. Our sophisticated mortgage calculator allows you to review USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in aligns best with your financial needs.

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Loan limitations and downpayment requirements for 2025 in Williamstown, Berkshire county, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan choices in Williamstown, MA

The objective of Lendersa® is to efficiently provide you with the most fitting USDA or FHA loan swiftly and without any hassle. Choose from one of three starting paths that connect you with lenders and USDA loan possibilities.

Lendersa USDA loan request and match outcomes

Understanding USDA Loans in MA

A USDA home loan is a government-backed mortgage guaranteed by the Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is solely available in rural areas. In contrast to FHA loans, which require a 3.5% minimum down payment, the USDA mortgage necessitates no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Brokerage
  • 4676 Lakeview Ave, Suite 204, Yorba Linda, CA, 92886
  • The Brokerage, We are home loan experts dedicated to making sure your home purchase or refinance experience is uniquly customized to meet or exceed your needs and goals. We've been helping customers afford the home of their dreams for over 18 years and love what we do. There are a number of different types of home loans available to you
  • Professional Financial Mortgage Inc.
  • 18431 Yorba Linda Boulevard, Suite 3, Yorba Linda, CA, 92886
  • Professional Financial Mortgage, it is our mission to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Citizens Direct
  • 18431 Yorba Linda Boulevard, Yorba Linda, CA, 92886
  • Citizens Direct was founded in May 2008 during a time when many other mortgage companies were radically down-sizing or even closing. We saw the need to assist homeowners when no one else seemed interested in helping. This usual lending environment and the obvious need from customers to get help was the inspiration for our name, Citizens Direct
  • Portfolio Loan Specialists
  • 1902 Wright Pl, Suite 200, Carlsbad, CA, 92008
  • I am committed to providing my clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, I can help make your dreams come true.
  • AAA Private Money
  • 2173 Salk Ave. Suite #250, Carlsbad, CA, 92008
  • AAA Private Money is a Carlsbad, California based company that specializes in private money loans and investments backed by real estate. Our philosophy is to provide industry leading services at wholesale pricing to deliver exceptional results to everyone doing business with us.
  • Executive Home Loans
  • 2240 Otay Lakes Rd, Suite 306, Chula Vista, CA, 91915
  • Realty Executives Dillon brand originated in 1994 by Teresa "Terri"​ Dillon. Our brand has stood for integrity and quality for almost 30 years. As the tides change in many of the U.S. markets and throughout the world, the next generation of home buyers and sellers can expect the same level of expertise that Realty Executives.
  • mrmortgage.us
  • 4380 Bonita Rd, Bonita, CA, 91902
  • At MrMortgage.US. We are a full-service mortgage company based in Bonita, CA. We specialize in VA, Conventional, FHA and USDA loans, Purchase & Refinancing in California statewide. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing, we will protect your bottom line.
  • Sam Calvano Home Loans
  • 4386 Bonita Rd, Bonita, CA, 91902
  • At Sam Calvano Home Loans our people make the difference from the application to the final approval. Technology meets superior service to provide progressive and personalized loan programs. Our goal is to make the loan process brief and pleasant. A highly experienced and well respected businessman Sam Calvano has built his reputation on results.
  • eMortgage Lending, Inc.
  • 4380 Bonita Rd, Bonita, CA, 91902
  • eMortgage Lending, Inc. has built a strong reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of California.We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending.
  • Vantex Capital Group
  • 2011 Palomar Airport Rd, Suite 203, Carlsbad, CA, 92011
  • At Vantex Capital Group, hard money mortgage lending is our primary business. We have been a hard money lender since 2003 and our President has been originating hard money mortgage loans for over forty years. We pride ourselves on being able to give you an answer on your hard money loan request the same day.