USDA Vs. FHA Pro and Con comparison in Adams, Berkshire County, MA
As of 2025, the USDA loan limit for Adams, located in Berkshire, MA, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Leverage the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates and ascertain the required income, credit score, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, aiding your choice of the most suitable program for your unique financial situation in .
2025 Loan Limits and Down Payment Requirements in Adams, Berkshire, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Adams, MA
The objective of Lendersa® is to promptly provide you with the best USDA or FHA loan, free from complications. Choose from one of three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.
1731 Technology Drive, Suite 590, San Jose, CA, 95110
We offer Home Mortgage, Equity Line, and FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales and listings! Contact us today for more details FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales.
2033 Gateway Place, Suite 500, San Jose, CA, 95110
Professional real estate broker with years of experience in helping my clients finding their dream homes and selling their homes. We also work with many lenders to offer varieties of loan programs which suits better to our clients's financial needs. We have been in the real estate services business for many successful years.
200 North Almaden Boulevard, Suite 200, San Jose, CA, 95110
"The Mortgage Outlet specializes in purchase and refinance loans for residential real estate, including owner occupied and investment properties.
With a focus on excellent customer service, great attention to detail and a willingness to pursue all options available to each individual client,"
Since 2003, I started working mortgage industry. I had over 10 years experience in residential lending. I’m well experienced in lending, credit counseling, personal finance, and Customer service, and I take pride in helping Customers meet their individual objectives. Mainly focus on residential mortgage loan.
1250 Aviation Ave, Suite 200Q, San Jose, CA, 95110
C2 Financial Corporation - Shawn Sidhu is a mortgage brokerage firm based in San Jose, CA that offers residential and commercial financing assistance throughout the State of California. Some of our specialties are purchase and refinance loans. We're highly experienced working with first time home buyers to seasoned real estate investors
6155 Almaden Expressway, Suite 100, San Jose, CA, 95120
The Platinum Investment Partners, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution
At Diamante Realty we believe that being in business for yourself doesn’t mean you need to be in business by yourself. We believe you can accomplish a lot more surrounding yourself with like-minded people sharing common goals than you can achieve by yourself. We believe in a work-life balance where you get out of life exactly what you put into it.
Excite is a relatable, jean-wearing, never-boring, highly-caffeinated credit union. We’re made up of smart, friendly people who feel it’s our responsibility to take care of the neighborhoods we live in. And we want to give everyone the chance to build a financially stronger future – because together is the only way to step up to better.
The Property Network is a company made up with professionals who provide customers with a complete solution to purchasing, selling and refinancing a home. With a comprehensive approach to customer service, The Property Network makes the client transaction a positive and enjoyable experience.
Fernando is a licensed and full time professional Real Estate Broker. Fernando's commitment to professional service and results has made him an integral part of Silicon Valley's best Real Estate agents and developers. Fernando has a wealth of knowledge and skill within the industry.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Preferred Mortgage Loans is a dynamic mortgage broker whose mission is to provide the community with the best loan programs available, making homeownership as affordable as possible. We accomplish this through consumer education, building long term relationships based on honesty, integrity and a dedication to excellent customer service.
