USDA Loan Vs. FHA loan for Lanesborough, MA [Berkshire County ]

In the year 2026, the USDA loan cap in Lanesborough, located in the county of Berkshire, MA, is set at $336,500. Meanwhile, the FHA cap for a single-family residence is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate the best USDA versus FHA interest rates available today. Determine the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side to guide your decision on the most suitable program in for your financial needs.

Explore USDA and FHA Loan Choices in Lanesborough, MA

The objective of Lendersa® is to secure for you the most advantageous USDA or FHA loans swiftly and effortlessly. Choose from three initial strategies that lead to matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan, backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage loan requires no down payment at all.

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(802) 689-0904 Lender's profile and map Reviews FIRST CHOICE MORTGAGE SERVICES, LLC 139 Main Street, Suite 615, Brattleboro, VT, 05301 First Choice Mortgage Services is a privately-owned, full-service mortgage broker offering Conventional, FHA, VA, Investor and Jumbo loans to finance the purchase of your first home, vacation home, condominium, or investment property. The key to our success has been a combination of consistently offering the lowest possible rates.
(860) 379-7561 Lender's profile and map Reviews Northwest Community Bank 86 Main Street, Winsted, CT, 06098 In 1996, the two banks merged into Northwest Community Bank. Headquartered in Winsted, today we have branches in Avon, Granby, New Hartford and Torrington—as well as our nationally recognized academic branch in Northwestern Regional School No. 7 High School. While still deeply committed to our local area,
(518) 768-7898 Lender's profile and map Reviews Capital Home Partners 800 Rt 146, Suite 320, Clifton Park, NY, 12065 Capital Home are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(518) 982-0480 Lender's profile and map Reviews The Mortgage Place Inc. 646 Plank Road, Suite 102, Clifton Park, NY, 12065 At The Mortgage Place, we recognize that buying or refinancing a home is a huge commitment. At our initial consultation, we will work together to determine your goals, needs and financial strategies. We will patiently describe the different mortgage programs in detail. Together we will decide on the best program and lender for your situation.
(518) 899-7700 Lender's profile and map Reviews Victory Funding 2296 Route 9, Mechanicville, NY, 12118 Victory Funding was established in 2008 - at the start of the financial crash that put 70% of all NY Mortgage Brokers out of business. Tim Halladay started the Victory Funding after spending ten years in the business as an originator, manager and team builder. Prior to that, Tim began his career in Real Estate as investor and developer.
(518) 372-0828 Lender's profile and map Reviews Mohawk Progressive Federal Credit Union 1760 State Street, Schenectady, NY, 12304 The Mohawk Progressive Federal Credit Union is a member-owned and directed financial institution. We are dedicated to serving the present and future financial needs of our members through cost effective financial services consistent with co-operative principals, applicable legislation, and sound management.
(413) 592-9495 Lender's profile and map Reviews The Polish National Credit Union 46 Main Street, Chicopee, MA, 01020 the Polish National Credit Union has grown to meet the needs of our communities. We opened our doors at 222 Exchange Street in Chicopee in an office shared with a real estate and insurance firm owned by Felix Furtek, our first president. In 1942, we moved to 228 Exchange Street and then to a new building located at 244 Exchange Street in 1967
(413) 536-0475 Lender's profile and map Reviews Alden Credit Union 710 Grattan Street, Chicopee, MA, 01020 Alden Credit Union has been providing outstanding banking services to our member/owners since 1939. While our outlook and approach to customer service remains local, our reach is truly without boundaries. Whether you are looking to save or looking to borrow; one thing is certain, Alden will give you the absolute best value
(413) 733-2800 Lender's profile and map Reviews Pioneer Valley Credit Union 246 Brookdale Drive, Springfield, MA, 01104 Our mission is to provide products and services to our members with the goal of empowering them to understand the importance of financial stability and security, while offering tools to make sound financial decisions. Our vision is to be the pioneer of cutting edge financial products while maintaining exclusive membership benefits.
(413) 732-9812 Lender's profile and map Reviews Arrha Credit Union 145 Industry Avenue, Springfield, MA, 01104 We’re member-owned and operated so you’ll always feel at home here. Arrha Credit Union is regarded as the premier educational base credit union in the Western Massachusetts financial community. Our Mission is to assist our members in reaching their financial goals by providing superior products and services in a personalized manner.
(888) 301-9210 Lender's profile and map Reviews Polaris Home Loans, LLC One Monarch Place, 22nd Floor, Suite 2200, Springfield, MA, 01144 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.