USDA Vs. FHA Pro and Con comparison in Lenox, Berkshire County, MA
For the year 2025, in Lenox, located within Berkshire county of MA, the USDA loan limit stands at $336,500, while for a single-family house, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. This tool evaluates necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans side by side, helping you identify the optimal program available in suited to your financial scenario.
2025 Loan Limits and Down Payment Details in Lenox, Berkshire, MA
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lenox, MA
Our mission at Lendersa® is to ensure you swiftly receive the best possible USDA or FHA loan without any hassle. Choose one of three starting paths, each designed to connect you with matching lenders and USDA loan offerings.
The USDA home loan, also referred to as a USDA mortgage or rural development loan, is backed by the U.S. Department of Agriculture and is exclusively available for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires none.
At Swift Mortgages, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Dakota Star FCU is a full service federal credit union located in Rapid City, South Dakota. We offer a complete menu of financial products and services to our members. Because we are a not-for-profit credit union, all of our proceeds are returned to our members in the form of higher yields on their savings and lower rates on their loans.
Blue Ribbon Mortgage and Investments. We are located in Rapid City, SD, but can help you with your home loan anywhere in the Black Hills. We are not only licensed in the Black Hills but anywhere in South Dakota, North Dakota, Wyoming, Montana & Colorado. We provide Purchase or Refinance Lending.
The Grant County State Bank was chartered in 1907. It endured the Great Depression of the 1930s and remained a bulwark through the 1980s, when U.S. banks were failing at record rates. Our capital strength and our community's support have allowed our Bank to emerge as a leader in financial products and services.
1414 Enclave Parkway, Suite 250, Houston, TX, 77077
Southern Federal Credit Union was founded in 1954 to serve the employees of Southern Production Company and the offshore company which became Transocean, Inc. From our humble beginnings, we have grown into a multi-million-dollar financial institution providing loans and so much more.
13111 Westheimer Road, Suite 210, Houston, TX, 77077
GTA Mortgage Honesty, integrity and clear communication are at the core of how we operate. In an industry that has had its ups and downs, we value long term relationships that we can grow with We’ve been first time home buyers and are home owners just like you. We are invested in being a positive role in your refinance.
"Zion Mortgage is committed to helping you get their personal and commercial mortgage solutions hassle free. We pride ourselves in our attentive, responsive, and 1-on-1 service.
*Appraisals are not transferable and appraisal fees are non-refundable For the month of March and April 2020, Zion Mortgage will donate all proceeds to hospitals"
Chocolate Bayou Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services like loans, checking and savings accounts, and more. Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services.
Brazos Community Credit Union has been open since 1970. The credit union has assets totaling $26.33 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Texas Advantage Community Bank, National Association
1701 Fairway Plaza, Suite 18, Alvin, TX, 77511
We are a true community bank. The bank is staffed with well known and experienced local talent. We make decisions locally and deliver our products and services faster and more efficiently than the big banks can. Texas Advantage is about the strength of its people. Our SBA loan specialists are ready to help you
All services at First National Bank of Alvin have been restored. We apologize for any inconvenience that the outage has caused and appreciate your business. First National Bank of Alvin has earned a 5 Star rating for financial stability from Bauer Financial. First National Bank of Alvin is now offering Credit MasterCards to approved customers.
Empowerment Community Development Federal Credit Union
6011 West Orem, Houston, TX, 77085
Empowerment Community Development Federal Credit Union (ECDFCU) is a non-profit organization cooperative association organized for the purpose o f promoting thrift among its members and creating a source of credit for provident and productive purposes. As a non-profit organization the credit union is committed to providing members
